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Need I said more? alright alright.. This is the famous bean curd in a form of art I supposed and one of Chicago's main attraction. Unique for sure..
FLAC: Need to learn from others' experience on personal insolvency law. - No fee for repro. - Lensmen Photographic Agency
At a conference launched by Minister for Social Protection Joan Burton TD in Dublin this morning, legal rights organisation FLAC is bringing together Irish and international experts to share expertise and offer practical insights on the imminent reform of Ireland's outdated system of personal insolvency law.
Pictured at the conference were;
The event is examining what the government must do to finally establish a clear and effective system for hard-pressed debtors, tackling such thorny issues as mortgage arrears and moral hazard. Academics, lawyers and economists are devoting the day to producing a range of international and domestic inputs that FLAC believes will improve the impending personal insolvency Bill, due to be published by the end of April.
"Ireland's legal system lacks a comprehensive structure for resolving the chronic indebtedness that has beset so many people arising out of the credit boom and subsequent recession," said Paul Joyce, Senior Policy Advisor with FLAC. "The insolvency scheme presents an opportunity to put this right, but we must learn from the experience of other countries."
"FLAC sees this event as an opportunity to identify trends and developments in international best practice. While the domestic speakers examine the constitutional and economic implications of debt settlement legislation, the international speakers will reveal how other countries have tackled personal debt crises," commented FLAC Director General Noeline Blackwell.
Amongst the issues tackled by US Professor Jason Kilborn in his comprehensive overview of consumer insolvency systems around the world is the topical question of moral hazard. There is also a particular focus on how to fit mortgage debt into a personal insolvency scheme, with the intervention of Norwegian lawyer Egil Rokhaug. Norway suffered a similar housing and personal debt crisis in the early 1990s.Egil drafted Norway's legislation incorporating mortgage debt into out-of-court debt settlement arrangements. In addition consumer rights lawyer Melina Mouzouraki is providing an overview of the new Greek debt adjustment legislation.
"We must urgently correct our failure to legislate in this area - and we must do so in an informed and effective way that redresses the current imbalance of power between creditors and the debtor," concluded Paul Joyce.
/Ends
For further information, please contact
Noeline Blackwell, FLAC Director General 086-813 9089/ 01-887 3600
Paul Joyce, Senior Policy Researcher 087-142 7907 / 01-887 3600
E-mail: flacmedia@flac.ie
Address: FLAC, 13 Lower Dorset Street, Dublin 1
t: 01-887 3600 f: 01-874 5320 w: www.flac.ie
Like this boat, I missed more 'paddles' than I got..so, in my case I guess the answer is "yes" ..How bout you? :))
Truth is hurricane Ike 'paddled' the behind of this boat right on up on dry land on Galveston Bay.
(seven 'paddles'...but no heartsLOL)
so that I can do some sewing. Why is it that small dolls seem to take over every horizontal surface?
This has got to be a professional job. Sadly, those responsible could be doing the same thing again right now.
4/7/18 Volunteers needed: Trash in Bread and Cheese Creek and along it's banks before our cleanup
Thank you so very much for your interest in volunteering with us! We can certainly use your help! Please mark your calendars for our cleanup of the Historic Bread and Cheese Creek on Saturday, April 7, 2018 at 8:00 AM – 2:00 PM, Rain or Shine, we clean up the section of Historic Bread and Cheese Creek from the Berkshire Area to North Point Road. Registration will be at 2408 Plainfield Road, Dundalk, MD 21222. This event will be run in conjunction with the Alliance for the Chesapeake Bay’s Annual Project Clean Stream and American River’s Nation River Cleanup as well as Reclaim the Bay! We have also attached an event flyer for your use.
We run our cleanups as a family event with plenty of ways for volunteers to participate. We welcome every type of person of every ability level to contribute and assist with the cleanup. Though it is true we will need people to dig out shopping carts and haul trash to the dumpsters, we need people to run water, food, tools, and trash bags (both empty and full) to individuals in the creek. People to sort recyclables from the debris removed. People will be needed to help at registration, setup food and snacks as well as many other less strenuous activities. We are also authorized to sign-off on Community Service and Service Learning Hours for students. The more people we have, the easier the work will be for everyone. We will provide lunch and snacks as well as gloves. A limited number of tools are available for sign-out, but suggest bringing your own if you have them
Volunteers are also needed to arrive early and stay late for setup and break down. Photographers and Videographers also needed!
Join our Facebook event here: www.facebook.com/events/163375674421436/
Thank you so very much for your interest in volunteering with us! Please contact us with any questions you may have.
Contact us through email: Info@BreadandCheeseCreek.org or Phone: (410) 285-1202 or visit our website: www.BreadandCheeseCreek,org to learn more!
ITAL CAMERA
Venue : Glass House, Lalbagh Botanical Garden, Bangalore [ Bengaluru], Karnataka, India
Lens : Canon 100mmm Macro F2.8 USM
©All rights reserved
Do not use this image without my permission.
School let the kids dress as they wished for a donation to Children in Need. My daughter wanted to wear her cowgirl outfit. We put her hair in a ponytail for nursery. She had a great time.
The new Air Freshener was just not enough to mask the effects of those two burritos and refried beans that I had for lunch.
at the flea-market in Wasserburg.
I asked there for a large, old kitchen-table and they friendly preserved my telefonnumber, if one is coming in.
Many people think because they’re in this business they need a manager right away. Read this first👌
#jcgotitbumpin #rapperlife #rapperswanted #rappersinger #newrapper #rappers #rapperproducer #therapper #realrapper #newrappers #upcomingrappers #soundcloudrappers #independentrapper #undergroundrappers #beatsforrappers #musicproducerlife
Need to sell these as quick as possible. Will sell pretty cheap. Kolats are GONE. Responses are 8.5.
On Saturday, September 20, 2008, Democratic Presidentia
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napo
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. Senator Obama
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event.
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. Barack Obama knows that it's
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. "Barack Obama knows that it's unacceptable that 22 million working women don't have a single
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. "Barack Obama knows that it's unacceptable that 22 million working women don't have a single pais sick day, that women can still be fired for taking maternity leave - and that 78 percent o
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. "Barack Obama knows that it's unacceptable that 22 million working women don't have a single pais sick day, that women can still be fired for taking maternity leave - and that 78 percent of workers who have famly leave can't afford to take it because it's not paid,
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. "Barack Obama knows that it's unacceptable that 22 million working women don't have a single pais sick day, that women can still be fired for taking maternity leave - and that 78 percent of workers who have famly leave can't afford to take it because it's not paid", Obama campaign spokeswoman Adrianne Marsh said. "As President, Obama will work
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. "Barack Obama knows that it's unacceptable that 22 million working women don't have a single pais sick day, that women can still be fired for taking maternity leave - and that 78 percent of workers who have famly leave can't afford to take it because it's not paid", Obama campaign spokeswoman Adrianne Marsh said. "As President, Obama will work to expand the childcare tax credit to an additional 7.5 million working moms, provide aft
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. "Barack Obama knows that it's unacceptable that 22 million working women don't have a single pais sick day, that women can still be fired for taking maternity leave - and that 78 percent of workers who have famly leave can't afford to take it because it's not paid", Obama campaign spokeswoman Adrianne Marsh said. "As President, Obama will work to expand the childcare tax credit to an additional 7.5 million working moms, provide afterschool and summer learning oportunities for an additional three million children, invest $10 billi
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. "Barack Obama knows that it's unacceptable that 22 million working women don't have a single pais sick day, that women can still be fired for taking maternity leave - and that 78 percent of workers who have famly leave can't afford to take it because it's not paid", Obama campaign spokeswoman Adrianne Marsh said. "As President, Obama will work to expand the childcare tax credit to an additional 7.5 million working moms, provide afterschool and summer learning oportunities for an additional three million children, invest $10 billion to give every child access to quality, affordable early childhood education, and protect Social Securi
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. "Barack Obama knows that it's unacceptable that 22 million working women don't have a single pais sick day, that women can still be fired for taking maternity leave - and that 78 percent of workers who have famly leave can't afford to take it because it's not paid", Obama campaign spokeswoman Adrianne Marsh said. "As President, Obama will work to expand the childcare tax credit to an additional 7.5 million working moms, provide afterschool and summer learning oportunities for an additional three million children, invest $10 billion to give every child access to quality, affordable early childhood education, and protect Social Security for working mothers and families".
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. "Barack Obama knows that it's unacceptable that 22 million working women don't have a single pais sick day, that women can still be fired for taking maternity leave - and that 78 percent of workers who have famly leave can't afford to take it because it's not paid", Obama campaign spokeswoman Adrianne Marsh said. "As President, Obama will work to expand the childcare tax credit to an additional 7.5 million working moms, provide afterschool and summer learning oportunities for an additional three million children, invest $10 billion to give every child access to quality, affordable early childhood education, and protect Social Security for working mothers and families".
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. "Barack Obama knows that it's unacceptable that 22 million working women don't have a single pais sick day, that women can still be fired for taking maternity leave - and that 78 percent of workers who have famly leave can't afford to take it because it's not paid", Obama campaign spokeswoman Adrianne Marsh said. "As President, Obama will work to expand the childcare tax credit to an additional 7.5 million working moms, provide afterschool and summer learning oportunities for an additional three million children, invest $10 billion to give every child access to quality, affordable early childhood education, and protect Social Security for working mothers and families".
On Saturday, September 20, 2008, Democratic Presidential Nominee Barack Obama hosted a Women for the Change We Need event at Bethune-Cookman University in Daytona Beach. Arizona Governor Janet Napolitano and Kansas Governor Kathleen Sebelius joined him at this event. "Barack Obama knows that it's unacceptable that 22 million working women don't have a single pais sick day, that women can still be fired for taking maternity leave - and that 78 percent of workers who have famly leave can't afford to take it because it's not paid", Obama campaign spokeswoman Adrianne Marsh said. "As President, Obama will work to expand the childcare tax credit to an additional 7.5 million working moms, provide afterschool and summer learning oportunities for an additional three million children, invest $10 billion to give every child access to quality, affordable early childhood education, and protect Social Security for working mothers and families".
White Horse - Taylor Swift
Say you're sorry, that face of an angel
Comes out just when you need it to
As I paced back and forth all this time
'Cause I honestly believed in you
Holding on the days drag on
Stupid girl, I should've known
I should've known
I'm not a princess, this ain't a fairytale
I'm not the one you'll sweep off her feet
Lead her up the stairwell
This ain't Hollywood, this is a small town
I was a dreamer before you went and let me down
Now it's too late for you and your white horse
To come around
Maybe I was naive, got lost in your eyes
And never really had a chance
My mistake, I didn't know to be in love
You had to fight to have the upper hand
I had so many dreams about you and me
Happy endings, well now I know
I'm not a princess, this ain't a fairytale
I'm not the one you'll sweep off her feet
Lead her up the stairwell
This ain't Hollywood, this is a small town
I was a dreamer before you went and let me down
Now it's too late for you and your white horse
To come around
And there you are on your knees
Begging for forgiveness, begging for me
Just like I always wanted, but I'm so sorry...
'Cause I'm not a princess, this ain't a fairytale
I'm gonna find someone someday
Who might actually treat me well
This is a big world, that was a small town
There in my rearview mirror disappearing now
And it's too late for you and your white horse
Now it's too late for you and your white horse
To catch me now
Oh try and catch me now
It's too late to catch me now.