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EXILE ISLAND – Outsmart, Outplay, Out Pledge - In Support of the CHILDREN’S WISH FOUNDATION
www.ExileIsland.ca/Region/British-Columbia-Vancouver
Platinum Event Sponsor: MAPLE RIDGE CHRYSLER JEEP DODGE
Event Challenge Sponsor: RETURN-IT
Media Event Photography Sponsor: RON SOMBILON GALLERY and PACBLUE PRINTING
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Original abstract collage painting 11X15 done on 140 lb watercolor paper.
One of my favorites. Underpainting done in drip paint, collage image, and more painted texture over the top. Crayon was used to add some finishing highlights. To see more:
Cindy Fitzgerald, MA
Individual, Couples, and Family Psychotherapy
Managing Expectations Program
Spring Session - Newmarket
Ontario Early Years Centre
In so many ways 2016 was an unprecedented, volatile and, for some, excruciating 12 months. And the housing market was not immune to the year’s whims. At the start experts anticipated a pickup in building activity, instead builders are still not producing enough homes. Meanwhile, home prices appreciated beyond expectations and mortgage rates toyed with record lows before crossing 4% for the first time in two years. "If the expectation was that the market would transition smoothly from deep red hot recovery to normal--that certainly didn’t happen," says Svenja Gudell, chief economist at real estate data firm Zillow.
1. Prices will continue to rise--but more slowly.
Prices rose every month last year (through October) with the largest gains coming in the later half and a 5.61% increase in national. Experts expect prices will continue their climb, but gains will slow. "We believe price increases will hold steady despite slowing sales growth, because homebuyer demand is stronger now than it was at the same time last year, and because we foresee a small uptick in homes for sale," notes Nela Richardson, chief economist at real estate brokerage Redfin.
2. Affordability will worsen.
Wages are expected to grow in America's big cities this year, but the share of homes affordable to someone earning the median income is not. This trend, which has stymied many aspiring to buy their first home over the past few years, will be intensified by a continued shortage in low- to moderate-priced inventory and rising mortgage rates. "The irony of the modern housing market is that the places where we are seeing wage growth are places where people can't live because they are too un-affordable. There is a mismatch," says Nela Richardson, chief economist at real estate brokerage Redfin.
3. Mortgage rates will be volatile.
The two major political events of 2016 set mortgage rates moving in opposite directions. In June, the British vote to exit the European Union put rates near a record low. In November, the U.S. election of Donald Trump had the opposite effect, sending rates above 4% for the first time in two years. By historic standards rates are still low. In 2017 experts expect movement, but differ on where for the 30-year fixed rate will land. Estimates out there range from between 3.75% and 4.6%--not so far from where it is today.
4. Credit availability will improve--maybe.
By and large early Trump administration priorities are not expected to deal directly with housing. However, the president and his team have made it clear that they hope to roll back much of the post-crisis financial regulation laid out in the Dodd-Frank Act. In theory, this could open up banks to lend more freely to wide-range of would be buyers using some Real Link plans. Though not everyone is convinced this type of lending is the direction banks would go with any new found freedom. Meanwhile, there is speculation that Trump would return government-controlled mortgage companies Fannie Mae and Freddie Mac to private control. Investors have cheered the possibility, but some housing economists worry such a move would further restrict who could get credit to buy a home.
Con todos, contigo, con ella, por arriba, por abajo, con todos, contigo, con ella, por arriba, por abajo, con todos, contigo, con ella, por arriba, por abajo, por arriba, por abajo, por arriba...
Midnight Moment: Pipilotti Rist, Open My Glade (Flatten)
January 1, 2017 - January 31, 2017
every night from 11:57pm-midnight
Times Square Arts will break out of Times Square’s electronic billboards with artist Pipilotti Rist’sOpen my Glade (Flatten), 2000-2017, from 11:57 p.m. to midnight every night in January. This project is a part of Midnight Moment, a monthly presentation by the Times Square Advertising Coalition (TSAC) and Times Square Arts, and is presented in partnership with the record-breaking survey exhibition Pipilotti Rist: Pixel Forest, on view at the New Museum through January 15.
Pioneering video artist Pipilotti Rist re-confronts the screens of Times Square in a new multichannel edition of a work originally commissioned by the Public Art Fund in 2000. Originally appearing on a single screen in Times Square, Rist now surrounds the plazas on multiple screens in vivid color, flattening her face against glass as if to break through the screens and into Times Square. Her features humorously distorted, her makeup smeared, Rist transgresses expectations for women in media while also questioning the invisible boundaries placed on women and their history, experiences, pains and wishes in ways that resonate just as much in 2017 as they did in 2000.
These are strange sorts of buds that grown on a plant in my lawn.
Seem more like little birdies waiting for their mum to feed them...
2nd MacaronDay Akvarium Klub
We are proud to announce that the second Hungarian Macaron Day was an outstanding success again.
The number of visitors was way beyond any expectations.
still our little angel to Crystallis and me. Drawing during an important event for them, the pregnancy Astriel then the birth of their son, Nathannael.
Astriel belongs www.flickr.com/photos/cryssouille/
Kalel belongs to me
The Booking Office at The Renaissance Hotel in St. Pancras is one of those places that I only realised was on my list of 'places I have to eat in, in London' once I'd actually been. I think I realised a few minutes in, staring up at its beautifully ornate high ceilings. Living inside the truly magnificent St. Pancras Renaissance Hotel (which only recently finished nothing less than a decade of renovations) the building was originally conceived by Sir George Gilbert Scott and opened as the Midland Grand in 1873. It really is palatial in both its interior and its exterior. It was originally built as a hotel for well heeled train travellers, and more than a century later, is doing pretty much the same thing. The attachment to St. Pancras Railway Station does give the place a kind of frenetic energy, and a few of the hotel rooms have amazing views over the inside of the station.
Anyhow, as you may have guessed, the Booking Office Bar (which is where we spent our ridiculous evening) is built on the site of the station's former booking office. It seems to have lost nothing of the original room's history and character - just look at it. On a foodie note, good news comes in the form of the bar/restaurant that now lives inside it - as a Marriott operation you're allowed to have some expectations when t comes to the food and these guys certainly deliver (though not, perhaps, at the level of insanity you may find at JW Steakhouse on Park Lane or Gillray's in County Hall. Food is, on the main part, rather British with a few modern European touches - think an all day menu with Fish Finger Sandwiches, Toad in the Hole, Shepardâs Pie, Black Angus Beef Burgers, etc. Keeping with the British theme, they also serve the traditional afternoon tea in the adjacent (and for some reason very fragrant) Hansom Lounge.
We were there partly for The Renaissance's 'punch ritual'. What I forgot to mention is that the other big theme here is the Victorian era (heck, they're halfway there with the decor). One way this plays out is in an array of (often gin based) punches and mixed drinks, many of which they dug up from old Victorian recipe books. Monday night's punch recipe/ritual was based on one served at the infamous Garrick club - I watched our photogenic, Italian barman pour an entire bottle of Sipsmith's London Dry into that thing. A mug (metal mug) of said punch is complimentary, but you've got to get up and try some (which apparently encourages diners to be a little more sociable, kinda the point of serving a punchâ¦like a party!). 2 bottles of wine and some punch later, we were given the goahead to explore the inside of the hotel further - check out the Grand Staircase. It is a very grand staircase. This place is worth a visit. A healthy/unhealthy dose of living history and delicious food/drink, all at the same time...
"We can detect the presence of a nose, eyes, hair, beard and mustache on the back surface that correspond in place, form, position and scale to those of the front." (Professor Giulio Fanti of the University of Padua on The Shroud of Turin)
The Booking Office at The Renaissance Hotel in St. Pancras is one of those places that I only realised was on my list of 'places I have to eat in, in London' once I'd actually been. I think I realised a few minutes in, staring up at its beautifully ornate high ceilings. Living inside the truly magnificent St. Pancras Renaissance Hotel (which only recently finished nothing less than a decade of renovations) the building was originally conceived by Sir George Gilbert Scott and opened as the Midland Grand in 1873. It really is palatial in both its interior and its exterior. It was originally built as a hotel for well heeled train travellers, and more than a century later, is doing pretty much the same thing. The attachment to St. Pancras Railway Station does give the place a kind of frenetic energy, and a few of the hotel rooms have amazing views over the inside of the station.
Anyhow, as you may have guessed, the Booking Office Bar (which is where we spent our ridiculous evening) is built on the site of the station's former booking office. It seems to have lost nothing of the original room's history and character - just look at it. On a foodie note, good news comes in the form of the bar/restaurant that now lives inside it - as a Marriott operation you're allowed to have some expectations when t comes to the food and these guys certainly deliver (though not, perhaps, at the level of insanity you may find at JW Steakhouse on Park Lane or Gillray's in County Hall. Food is, on the main part, rather British with a few modern European touches - think an all day menu with Fish Finger Sandwiches, Toad in the Hole, Shepardâs Pie, Black Angus Beef Burgers, etc. Keeping with the British theme, they also serve the traditional afternoon tea in the adjacent (and for some reason very fragrant) Hansom Lounge.
We were there partly for The Renaissance's 'punch ritual'. What I forgot to mention is that the other big theme here is the Victorian era (heck, they're halfway there with the decor). One way this plays out is in an array of (often gin based) punches and mixed drinks, many of which they dug up from old Victorian recipe books. Monday night's punch recipe/ritual was based on one served at the infamous Garrick club - I watched our photogenic, Italian barman pour an entire bottle of Sipsmith's London Dry into that thing. A mug (metal mug) of said punch is complimentary, but you've got to get up and try some (which apparently encourages diners to be a little more sociable, kinda the point of serving a punchâ¦like a party!). 2 bottles of wine and some punch later, we were given the goahead to explore the inside of the hotel further - check out the Grand Staircase. It is a very grand staircase. This place is worth a visit. A healthy/unhealthy dose of living history and delicious food/drink, all at the same time...