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2021 Tour de Broads Norwich Sportive photos of the start between 8:00am and 8:29am at Whitlingham on 22/08/2021
Start of Christmas period for Amsterdam by lighting up the department store "de Bijenkorf" in the city center. The event is traditionally accompanied by a phantasmagoric show. This year, hot air balloons flying over Dam square created a spectacular show.
.New Fresh Start program helping families hurt by foreclosure during recession
DOVER — A new state program is designed to help families and individuals who have experienced foreclosures, job loss, or other financial difficulties stemming from the financial crisis that began in 2008, Governor John Carney and other officials announced this week.
Fresh Start, a partnership between the Delaware State Housing Authority and DHSS’ financial empowerment program, $tand By Me, offers free financial coaching to help Delawareans get past setbacks and move toward home ownership again.
“Home ownership is a fundamental element of our economy and important to ensuring our neighborhoods thrive,” said Governor Carney. “We have to make sure that all Delawareans have an opportunity to succeed, achieve financial stability and strengthen their communities. Through Fresh Start, we are giving people the tools they need to help them work through economic challenges.”
The statewide program, funded by bank settlements, was developed to help Delawareans who lost their homes due to foreclosure, short sale, or deed in lieu arrangements, said DSHA Director Anas Ben Addi. They may wish to improve credit, increase savings, or decrease debt to put them in a better position to buy a home or rent.
“Fresh Start reaches Delawareans who have struggled to recover and get back on the path to financial stability,” Ben Addi said. “Losing your home or job is painful and a significant challenge, but with the right coaching and assistance, we can help Delaware families move forward again.”
$tand By Me, a partnership with the United Way of Delaware, works with nonprofits to offer personal financial coaching, with four coaches statewide devoted to helping Fresh Start clients.
“Our goal is to provide people with the information, resources and support they need to establish and achieve their financial goals,” said $tand By Me Director Mary Dupont. Since it began six years ago, $tand By Me has served more than 75,000 Delawareans, including more than 14,000 who have participated in financial coaching.
Governor Carney and other leaders spoke at an event formally kicking the program off at the Goodwill store at Lea Boulevard in Wilmington. Goodwill is one of three nonprofits with Fresh Start financial coaches, along with NCALL Research and Interfaith Community Housing of Delaware.
Information on Fresh Start can be found at standbymede.org/fresh, or a coach can be reached by calling:
New Castle County: 302-504-3549 or 302-652-3991, ext. 106
Kent County: 302-678-9400
Sussex County: 302-855-1370
Delaware also offers assistance to people facing foreclosure or going through the process. The Delaware Emergency Mortgage Assistance Program has helped 665 people with emergency mortgage loans since 2007.
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Fresh Start, un nuevo programa que ayuda a las familias afectadas por ejecuciones hipotecarias durante la recesión
DOVER -- Hoy el Gobernador John Carney y otros funcionarios anunciaron el lanzamiento de un nuevo programa del estado diseñado para ayudar a personas y familias que han atravesado ejecuciones hipotecarias, pérdida de empleo u otras dificultades financieras originadas en la crisis económica que comenzó en 2008.
Fresh Start, una alianza entre la Autoridad de Vivienda Pública de Delaware y el programa de empoderamiento financiero $tand By Me, ofrece asesoramiento financiero en forma gratuita para ayudar a los residentes de Delaware a superar contratiempos y retomar el camino hacia la vivienda propia.
“La vivienda propia es un elemento fundamental de nuestra economía y es un factor importante para garantizar la prosperidad de nuestros vecindarios”, expresó el Gobernador Carney. “Debemos asegurarnos de que todos los residentes de Delaware tengan la posibilidad de alcanzar el éxito, lograr estabilidad económica y fortalecer sus comunidades. Con Fresh Start, les estamos dando a las personas las herramientas que necesitan para ayudarlas a superar desafíos económicos.”
Según el Director de la DSHA, Anas Ben Addi, este programa, que abarca todo el estado y se financia mediante convenios con bancos, se desarrolló para ayudar a los residentes de Delaware que perdieron sus hogares por ejecución hipotecaria, venta en descubierto, o acuerdos de entrega de escritura de propiedad inmobiliaria en lugar de ejecución hipotecaria. A lo mejor desean mejorar su calificación crediticia, incrementar sus ahorros o reducir sus deudas para quedar en mejores condiciones de comprar o alquilar una vivienda.
“Fresh Start extiende una mano a los residentes de Delaware que han tenido dificultades para recuperarse y retomar la senda de la estabilidad económica”, agregó Ben Addi. “Perder un hogar o empleo es doloroso y presenta un importante desafío, pero con la asistencia y el asesoramiento adecuados podemos ayudar a las familias de Delaware a avanzar otra vez.”
$tand By Me trabaja con organizaciones sin fines de lucro para ofrecer asesoramiento financiero personalizado, junto con cuatro asesores en todo el estado que se dedican a ayudar a clientes de Fresh Start.
“Nuestra meta es suministrarles a las personas la información, los recursos y el apoyo que necesitan para definir y alcanzar sus metas financieras”, dijo la Directora de $tand By Me, Mary Dupont. Desde sus inicios hace seis años, $tand By Me ha ayudado a más de 75,000 residentes de Delaware, incluidos más de 14,000 que han obtenido asesoramiento financiero.
El gobernador Carney y otros líderes hablaron hoy en un evento y anunciaron formalmente el lanzamiento del programa en la tienda Goodwill de Lea Blvd en Wilmington. Goodwill es una de las tres organizaciones sin fines de lucro con asesores financieros especializados en Fresh Start, junto con NCALL Research e Interfaith Housing.
Para obtener más información sobre Fresh Start, ingrese en standbymede.org/fresh, o comuníquese con un asesor llamando a los siguientes teléfonos:
Condado de New Castle: 302-504-3549 o 302-652-3991, interno 106
Condado de Kent: 302-678-9400
Condado de Sussex: 302-855-1370
The set up application automatically starts when you first use the phone. It helps you transfer settings from your old phone and customise the 5730 (ringtones, Bluetooth name etc.).
As usual, pinoy time, walkathon program started late. There were some singing and opening remarks that was SO boring, i felt everyone just wanted to get the show going. Naman, the speaker rattled some statistics which prompted Gigi to say: "Why didn't they just put that as a poster on the side so we can read it and should have instead presented a power point presentation with faces of the kids?" Hehe! Too early for our gruntings but yeah, they should have done that ala Michael Jackson Heal the World video to pump us up! this is for the kids!!
Start of Term is always a little bit chaotic, so despite the high temperatures and tempers I always make a point to get away from the office and just decompress, usually with a camera in my hand. And yes, I stuck around campus, but it didn't matter I could move at my own pace.
Nikon Nikkormat FT2 - AI Nikkor 24mm 1:2.8 - Ilford Pan F @ ASA-50
510-Pyro (1+100) 8:30 @ 20C
Scanner: Epson V700 + Silverfast 9 SE
Editor: Adobe Photoshop CC
A walk around my neighbourhood.
Spring time in the City, Christchurch September 26, 2015 New Zealand.
Start of DC Half Marathon along Constitution Avenue between 13th and 14th Street, NW, Washington DC on Saturday morning, 16 March 2024 by Elvert Barnes Photography
CORRAL 1
Follow Washington DC Rock n Roll Half Marathon at
Elvert Barnes 2024 RACES, RIDES, RUNS & WALKS at exbphoto.com/rrrw
Elvert Barnes March 2024 at exbphoto.com/2024
Elvert Barnes former Washington DC Marathon docu-project at elvertbarnes.com/WashingtonDCMarathon.html
1/32 Lotus Elite slot car Le Mans 1959 Team J R Stoop. Driven by Douglas Graham & Mike McKee. Did not start (accident). Super Shells kit with S-can motor.
We recently started working with La Main Tendre Orphanage to secure the education of the thirty school age kids in the Orphanage’s care.
We’ve already provided desks and school supplies for the free school that the orphanage hosts, and we’ll soon build a semi-permanent, transitional classroom on the property. The project's entire cost will be less than $1,250 or EU 898.
When we say a “transitional classroom” we mean a classroom that will be usable and comfortable as is for a number of years and can later be expanded into a full permanent school.
Transitional classrooms can be built using only a small investment and will ensure education for vulnerable children for years to come.
At the moment we are constructing the classroom’s roofing structures on our base and will soon start building at the orphanage. This project is on-going, so keep checking in for updates.
With thanks to our partners here in Haiti GrassRoots United, for their logistical support. For more on GrassRoots United’s accomplishments visit them online at www.GrassRootsUnited.org.
To support this project and other projects like it, please visit www.EDVolunteers.org/donate
The Start.
Made in the USSR in the late 60s this camera was the new generation that should have been the last world in camera excellence.
With plunger shutter release, eye and waist level viewfinders, glass pressure plate and cassette /cassette film transport it should have been a winner.
But sadly it was a real flop like only one lens was ever made
First day of school! Well, okay, it was actually the SECOND day of school, because I was sick on the first day of school and therefore didn't get a picture.
2021 Tour de Broads Norwich Sportive photos of the start between 9:00am and 9:29am at Whitlingham on 22/08/2021
Moving the Tank Club to cake... less tanks, more fun!
Taken at cake! -- explore its many layers via the monorail!, cake (54, 26, 3973)