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Via TPM Election Central: tpmelectioncentral.talkingpointsmemo.com/2008/12/obama_te...
Note: Things are changing fast even as you're browsing from page to page, so the numbers below are likely never 100% accurate.
As of a few minutes ago, the top 30 questions accounted for 10.5% of all 119,230 votes (somehow the table below is missing one line).
Still early, but might look like we're observing the same pattern we saw earlier where a voting system preferred those entries that had been submitted early and attracted an early lead in votes.
Also, at a guestimated 15 words per question (and a reading speed of 250 words per minute), it would take about 100 minutes to consume all 1,606 questions. Not as bad as what we saw here, but still quite a challenge once we hit several thousand questions.
No. / Votes / Running total / Percent of total
1 / 1128 / 1128 / 0.9%
2 / 938 / 2066 / 1.7%
3 / 743 / 2809 / 2.4%
4 / 679 / 3488 / 2.9%
5 / 647 / 4135 / 3.5%
6 / 646 / 4781 / 4.0%
7 / 580 / 5361 / 4.5%
8 / 543 / 5904 / 5.0%
9 / 495 / 6399 / 5.4%
10 / 400 / 6799 / 5.7%
11 / 369 / 7168 / 6.0%
12 / 390 / 7558 / 6.3%
13 / 357 / 7915 / 6.6%
14 / 351 / 8266 / 6.9%
15 / 322 / 8588 / 7.2%
16 / 314 / 8902 / 7.5%
17 / 326 / 9228 / 7.7%
18 / 325 / 9553 / 8.0%
19 / 311 / 9864 / 8.3%
20 / 312 / 10176 / 8.5%
21 / 286 / 10462 / 8.8%
22 / 275 / 10737 / 9.0%
23 / 275 / 11012 / 9.2%
24 / 265 / 11277 / 9.5%
25 / 271 / 11548 / 9.7%
26 / 247 / 11795 / 9.9%
27 / 230 / 12025 / 10.1%
28 / 235 / 12260 / 10.3%
29 / 209 / 12469 / 10.5%
For future reference, the current list of top 30 questions:
1 / "What will you do to establish transparency and safeguards against waste with the rest of the Wall Street bailout money?"
2 / "What will you do as President to restore the Constitutional protections that have been subverted by the Bush Administration and how will you ensure that our system of checks and balances is renewed?"
3 / "Will you lift the ban on Stem Cell research in your first 100 days in office?"
4 / "What will you do first to reduce pollution/waste and incentivize greener behavior across the country?"
5 / "Will you appoint a Special Prosecutor - ideally Patrick Fitzgerald - to independently investigate the gravest crimes of the Bush Administration, including torture and warrantless wiretapping?"
6 / "What will you do to end the use of mercenary forces (ie Blackwater) by our military?"
7 / "What do you plan to do to our food industry to make it more sustainable? Will there be changes to our farming policies?"
8 / "What will you do to promote science and mathematics education to Elementary and Middle School students?"
9 / "How long will it take for you to implement your healthcare policy to insure those who do not have any insurance at all?"
10 / "What will be done to make the banking industry accountable when there are so many substantiated stories about their mismangement in relationship to selling bank owned properties and managing potential foreclosures?"
11 / "Solar energy is in use throughout the world on an individual household basis for water and facility heating, as well as electricity generation. Will your admin. attempt to utilize the millions of acres available for solar energy collection?"
12 / "What will be done about the FDA and its cozy relationship with the Pharmaceutical industry? Will the protective legislation for the Pharm be reversed? Will the FDA pre-emption policy protecting the Pharm from liability be addressed?"
13 / "Will you introduce legislation to enable refinancing of older student loans with high interest rates (8.5% and more) into the lower rates currently available? You can refinance any other kind of loan except student loans and that's not fair."
14 / "Our agricultural policy, formed by Pres. Nixon, has resulted in our being both overfed and undernourished. Will you appoint a Secretary of Agriculture who understands that we have been operating using unsustainable/unhealthy farming practices?"
15 / "Will you increase tax incentives or refunds to individuals for installing energy efficient products in their homes - such as solar water and electric, wind energy, electric/hybrid cars, etc?"
16 / "Given the energy challenges we're facing, what are your plans to improve public transportation in this country, and to encourage ridership?"
17 / "What legislation will you introduce to preserve Net Neutrality and stop the telecom industry from eviscerating the greatest communication medium of all time?"
18 / "You do not support gay marriage, but you do support civil unions. How and when will all american gay and lesbian citizens will be granted the more than 1,000 rights and responsibilities as married couples?"
19 / "What is your view on a unitary executive branch? Will you work to restore checks and balances to the office of the President and Vice-President?"
20 / "How will you deal with members of the Bush administration for things like warrant-less wiretapping, approving the use of torture, and the abuse of executive power?"
21 / "Is there a way to provide *healthcare for everyone* without enriching only insurance companies the way providing "insurance for everyone" does? This would help stimulate a larger part of the economy than just enriching a few insurance corporations."
22 / "Why are we rebuilding our national highway system instead of building high-speed passenger rail and revitalizing our cities and towns through the development of mass transit? Is this not key to our long-term economic and environmental well being?"
23 / "There has been a lot of talk about rebuilding infrastructure. How much consideration is being given to building a high speed rail system, like those in Europe?"
24 / "Executive Order 13233 from President Bush nullifies the lawful release of presidential records. What will you do to keep the Bush/Cheney administration from exploiting this to keep their secrets safe, contrary to national security?"
25 / "The Bush administration has rationalized some vile acts (torture, wiretapping) with questionable legal opinions written by the OLC and the DoJ. How will you close the loophole that implies any act is lawful if it's permitted by such a legal opinion?"
26 / "How cangovernment incentivize people and corporations to support sustainable energy and reduced petroleum dependency at a scale to impact global warming adequately? We need more than slogans. This change has significant impact and real costs."
27 / "Will you commit to unequivocally ending torture by US intelligence and military organizations, and will you support legislation to categorically prohibit this practice in the future?"
28 / "Will you consider a Doctors For America, sort of like a Teach For America, program as part of your health care reform? It would be a way to pay for students to become GP (we need more) as well as providing health care to poor Americans."
29 / "In developing a power grid for the 21st century, will you require utility companies to make whatever changes are necessary to allow individual homeowners to install solar panels and sell excess power back to the utility companies?"
30 / "Will you ban companies from using bailout money for lobbying?"
The wrong real estate agent, mortgage broker and escrow officer could
prove to be a nightmare; when selling or buying a home, or when refinancing your home.
There is no shortage of options for businesses wishing to raise funds, but selecting the optimal structure is challenging. Raising finance to fund expansion plans means examining a wide range of issues and answering a complex set of questions. Our Team can enhance value through the delivery of strategic advice and execution services to corporations who seek value-enhancing solutions that complement their growth strategies
Structured Finance / Debt Syndication:
Debt is a major contributor to the wealth of an investor. The subsidies of debt help a business to survive and grow. In various industries, infusion of debt only creates the rationale to do that business.
At Caston Corporate Advisory, we are involved in advising corporations on the appropriate mode and structure of debt to be raised. We can be useful in capital Market transactions where the company is looking for the most suitable form of finance from the complex funding options available.
We are experienced in organizing transactions involving:
oSupplier and vendor finance (Bill Discounting)
We help in making clear analysis of the fund raising options available and provide an insight of the most efficient strategy to follow for long term benefit. We are also experienced in handling:
oCommercial Papers
onon-convertible debenture issues
oOther exchange traded debentures
Private Equity:
Companies seek Private equity when they:
Need Start-up capital: Various talented professionals do not require capital in developing a product or a technology but it needs funds to commercialize them. We help such talented pool of professionals in gaining that edge which can help them in reaching to their ultimate goal. We have access to various venture capitalists and angels who would want to invest in new ideas and take them many steps forward.
Are over leveraged: At times organizations have the potential to grow, but the leverage ratios turn unfriendly. We help such organizations raise Private Equity, and gain further access to debt to ensure a rational capital structure and its efficient management.
Looking to grow inorganically: Organizations need bigger capital to grow inorganically, we have the expertise to advice companies who are on an acquisition spree and also arrange capital to execute the takeover.
Need capital without involving outside operational managers: Some organizations are takeover friendly and are always looked at by competitors as their target. We can help such companies in acquiring private capital thus providing them a strong defense (in the form of a strong investor) against a possible takeover by the competitor and also facilitating independent operations as usual.
Our Corporate consultants advise on the timing, and strategy for infusing Private Equity.
For more information – check www.castoncorporateadvisory.in or contact on Caston Corporate Advisory Services: 6 / 5, Didar House Building, DLF Industrial Area, Moti Nagar New Delhi-110015 (India) Ph.:+91-11-25161294
The two names of the Guaranty Building in Buffalo.
The Wikipedia entry for the building starts off with "The Guaranty Building, formerly called the Prudential Building" but I think that is a little misleading. The building was the brainchild of a guy named Hascal Taylor. Taylor died before construction began so his construction partner, the Guaranty Construction Company, bought the plans and built the building. The building was renamed the Prudential Building in 1898 to acknowledge the refinancing they provided. It is not clear to me when the name reverted back to the Guaranty Building.
With chestnuts roasting on an open fire, Federal Reserve Chair Janet Yellen is nipping at the noses of mortgage industry professionals with one interest rate hike in the bank this year and two or three more likely on the way in 2017.
Merge that scenario with a new president in Washington, D.C., and a healthier U.S. economy, and 2017 really does shape up to be a barn-burner for mortgage industry professionals and home financing consumers.
What can both parties expect to see happen next year in the mortgage sector? Here are five likely scenarios, delivered by veteran mortgage industry experts:
Expect higher lending rates - Bill Dallas, co-founder and CEO at Cloudvirga, a Los Angeles-based mortgage workflow technology firm, says improvement in wage growth along with a strong job market will give support to consumer spending, which should help boost U.S. gross domestic product. "We expect GDP to increase to 2.1% in 2017 and 2.0% in 2018, which in turn would cast an upward pressure on mortgage rates," he notes. Dallas says he expects 30-year fixed mortgage rates to rise to 4.2% for the full year 2017 and 4.6% in 2018. "Under that scenario, more households will be discouraged to refinance," Dallas adds.
Fannie and Freddie privatized - Michael Taylor, branch manager at First Home Mortgage Corporation, in Millersville, Md., says 2017 will see Fannie Mae and Freddie Mac begin the process of privatization. "The agencies have paid back their TARP loans and have been paying the U.S. Treasury," he says. "Now it's time to spin them back into the private sector."
Fewer mortgage loans - Neil Garfinkel, managing partner at Abrams Garfinkel Margolis Bergson, LLP in New York City, says higher interest rates are already having a negative impact on loan originations and refinancing. "A report from the Kroll Bond Rating Agency predicted a 20% drop in loan origination volume in 2017 and a decrease in refinancing volumes from $263 billion this quarter to $145 billion in the first quarter in 2017," he says. "We are starting to see a slowdown in loan originations already."
Lower home prices - Garfinkel says he also anticipates a decline in home sale prices in the New York residential real estate market in 2017. "I believe that higher mortgage rates will result in lower housing prices," he says. "Lenders who have strong lending programs will do well in the marketplace."
With rates higher, expect an early home buying season - Theresa Williams-Barrett, vice president of consumer lending and loan administration at Affinity Federal Credit Union, says loftier interest rates and the urge to buy before lending costs really rise will have buyers on foot in January and February, well before the tradition spring home buying busy season. "Many people were waiting on the sidelines in anticipation of rising rates - though still, they remained low," Williams-Barrett says. "Now we're seeing the rise in rates come to fruition and as a result, we should anticipate those who were once on the sidelines, begin to act on the market in hopes of capitalizing before rates get higher. Keeping that in mind, buying season has traditionally always been around spring, but we may see that season take place as early as winter 2017."
With so many big impactors in play, 2017 should be an eye-opening one for the U.S. mortgage sector, especially during the first three months of the year. Expect change and volatility, because that's what experts say will transpire with mortgages in 2017. Some effective marketing techniques, like Real Estate Virtual Tours, can help in covering the deficits and ultimately improve the situation which is expected to worsen to some extent.
From www.siouxcityhistory.org/transportation/116-bridges
For the earliest Sioux City settlers, the only way to cross the Missouri River to Nebraska was to take a boat or swim. At first, a fleet of flatboats transported people and goods back and forth across the river. Next, a steamboat ferry operated by the Sioux City Land and Ferry Company provided service. That company failed to make a profit, however, and the steamboat ferry was abandoned.
The Missouri River Railroad Bridge was the first bridge linking Sioux City and Nebraska. Completed in December 1888, it was the product of sixteen years of effort by Sioux City businessmen and promoters. Originally, the plans were to make the bridge a double-decker, allowing wagons to cross on the top and trains on the bottom. That feature, however, was abandoned during the construction, and it ended up strictly a railroad bridge.
Built for the Chicago, St. Paul, Minneapolis and Omaha Railroad, the bridge was considered to be an engineering marvel. Stone piers, that were sunk 90 feet below the surface, supported its four 300-foot spans.
However, the Railroad Bridge was soon involved in controversy. The excitement was spoiled by the refusal of the railroad company to allow other railroads to use the bridge for a reasonable price. This was against the original agreement. The arguments that followed prompted support of the new combination bridge, a multipurpose bridge located closer to downtown Sioux City.
When the Railroad Bridge plans were changed to exclude wagon and pedestrian traffic, a group of enterprising Sioux City businessmen opened a pontoon bridge across the Missouri. Opened in 1889, the bridge was anchored at the foot of Pearl Street. It was really a series of boats, covered with a plank roadway. The boats were anchored with 2000-pound blocks of granite. One section was constructed so that it could swing open and allow steamboats to pass through. As crude as it was, the bridge was easier to use than the ferry.
Sioux City was excited to have at last a foot and wagon bridge across the Missouri. The bridge opened with great celebration, and it was reported that more than 10,000 people paid the five-cent toll to cross over the river.
One reason for the pontoon bridge's popularity was its connection to the Nebraska town of Covington. After the murder of Reverend Haddock, feelings were running high against the bootleggers, gamblers and saloonkeepers in Sioux City. Many of them moved across the river to Covington, where the nearest sheriff was miles away in Dakota City. At the time, prohibition was in effect in Iowa, but not in Nebraska. The Sioux City Journal noted in 1889, "The bridge may owe considerable of its patronage to the fact that it is a connecting link between prohibition and judicious license."
The pontoon bridge yielded a daily income of around $100, with a toll of five cents each way. The bridge operated from 1889 until 1896, when the new Combination Bridge opened for business.
The Combination Bridge project developed from frustration at the large tolls obtained by the railroad company operating the Missouri Railroad Bridge. Railroads were unable to expand and Sioux City leaders were concerned that the lack of an economical bridge would discourage other railroads from coming here. Donald McLean, a railroad promoter with a plan, led the bridge project. His plan was to develop a railroad from Sioux City to Utah. He convinced local businessmen, including John Peirce, that the railroad would benefit Sioux City. A bridge was part of the plan. The proposed bridge was called the Combination Bridge because it would allow for pedestrian, wagon and train traffic.
Work on the bridge began in August of 1890. McLean, however, ran into financial problems and work stopped. Arthur Garretson came to the rescue, and with his associates, he took over the project. Work began again. However, in April 1893, the world financial panic hit Sioux City and the bridge company became bankrupt. Work on the bridge stopped once more.
Once again, the Combination Bridge changed ownership and a new bridge company was formed of eastern capitalists and investors. One of those capitalists was F. L. Eaton, who came to Sioux City at that time and remained here to make the city his home. After investor's creditors decided that the bridge was needed in order to insure financial strength in Sioux City, and after the people of Sioux City passed a two percent tax to support the project, the work could begin again.
At last, the Combination Bridge opened on January 21, 1896. It was an engineering masterpiece. Footings, seventy-four feet deep, provided foundation for the concrete piers. One span swung out over the river, pivoting on a single concrete pier and allowing boats to pass beneath it.
In 1915, the Combination Bridge went into the hands of receivers again, and it went through many refinancing programs throughout its early years. Until 1951 the combination bridge operated as a toll bridge. Citizens rejoiced when on February 8, 1951, the bridge became a toll free bridge and the title was transferred to the Highway Commissions of Iowa and Nebraska.
We assist our clients in forming adequate risk model /s for their financial transactions, which include :
Exposure to FX, interest rates and commodity prices
Advice on insurance, self-insurance treasury or hedging
Managing processes and mitigates Inherent Business Risk
With the use of most modern tools of risk measurement like Value at Risk (VaR), we provide complete Asset Management Services and ensure an optimum level of risk measure to our clients.
For more information – check www.castoncorporateadvisory.in or contact on Caston Corporate Advisory Services: 6 / 5, Didar House Building, DLF Industrial Area, Moti Nagar New Delhi-110015 (India) Ph.:+91-11-25161294
A Merger or Acquisition (M&A) can add considerable value to a business, but making sure that each stage of the transaction process—from valuation to negotiation and completion—is successful demands considerable experience and knowledge.
We can assist you by assessing the strategic fit of a business by analyzing all aspects of a transaction, assessing the projected synergies, project managing the process, assisting in negotiations, financial modeling and assisting in assessing transaction implications.
We work with you throughout the transaction lifecycle, helping you to achieve your strategic objectives across acquisitions, disposals, management buy-outs, buy-ins, fundraisings, Initial Public Offerings, takeovers, and mergers.
The key steps involved in our M&A advisory role are:
oIdentification of the business to be acquired
oStrategic planning of acquisition
oIdentifying key targets locally and internationally
oValuation
oTransaction structuring, and negotiation
oAdvice on financing, be it debt, equity or other more complex instruments
oSupervising due diligence, legal and other issues to work towards a successful completion
For more information – check www.castoncorporateadvisory.in or contact on Caston Corporate Advisory Services: 6 / 5, Didar House Building, DLF Industrial Area, Moti Nagar New Delhi-110015 (India) Ph.:+91-11-25161294
There is no shortage of options for businesses wishing to raise funds, but selecting the optimal structure is challenging. Raising finance to fund expansion plans means examining a wide range of issues and answering a complex set of questions. Our Team can enhance value through the delivery of strategic advice and execution services to corporations who seek value-enhancing solutions that complement their growth strategies
Structured Finance / Debt Syndication:
Debt is a major contributor to the wealth of an investor. The subsidies of debt help a business to survive and grow. In various industries, infusion of debt only creates the rationale to do that business.
At Caston Corporate Advisory, we are involved in advising corporations on the appropriate mode and structure of debt to be raised. We can be useful in capital Market transactions where the company is looking for the most suitable form of finance from the complex funding options available.
We are experienced in organizing transactions involving:
oSupplier and vendor finance (Bill Discounting)
We help in making clear analysis of the fund raising options available and provide an insight of the most efficient strategy to follow for long term benefit. We are also experienced in handling:
oCommercial Papers
onon-convertible debenture issues
oOther exchange traded debentures
Private Equity:
Companies seek Private equity when they:
Need Start-up capital: Various talented professionals do not require capital in developing a product or a technology but it needs funds to commercialize them. We help such talented pool of professionals in gaining that edge which can help them in reaching to their ultimate goal. We have access to various venture capitalists and angels who would want to invest in new ideas and take them many steps forward.
Are over leveraged: At times organizations have the potential to grow, but the leverage ratios turn unfriendly. We help such organizations raise Private Equity, and gain further access to debt to ensure a rational capital structure and its efficient management.
Looking to grow inorganically: Organizations need bigger capital to grow inorganically, we have the expertise to advice companies who are on an acquisition spree and also arrange capital to execute the takeover.
Need capital without involving outside operational managers: Some organizations are takeover friendly and are always looked at by competitors as their target. We can help such companies in acquiring private capital thus providing them a strong defense (in the form of a strong investor) against a possible takeover by the competitor and also facilitating independent operations as usual.
Our Corporate consultants advise on the timing, and strategy for infusing Private Equity.
For more information – check www.castoncorporateadvisory.in or contact on Caston Corporate Advisory Services: 6 / 5, Didar House Building, DLF Industrial Area, Moti Nagar New Delhi-110015 (India) Ph.:+91-9810295333
Mortgage Loans Resources
Toronto Second Mortgages
4 Roehampton Crescent,Guelph, ON N1L2M9, Canada
1-519-362-0353
We assist our clients in forming adequate risk model /s for their financial transactions, which include :
Exposure to FX, interest rates and commodity prices
Advice on insurance, self-insurance treasury or hedging
Managing processes and mitigates Inherent Business Risk
With the use of most modern tools of risk measurement like Value at Risk (VaR), we provide complete Asset Management Services and ensure an optimum level of risk measure to our clients.
For more information – check www.castoncorporateadvisory.in or contact on Caston Corporate Advisory Services: 6 / 5, Didar House Building, DLF Industrial Area, Moti Nagar New Delhi-110015 (India) Ph.:+91-11-25161294
Land prices contributed much more to the price increases than did structures. This can be seen in the building cost index in Fig. 1. An estimate of land value for a house can be derived by subtracting the replacement value of the structure, adjusted for depreciation, from the home price. Using this methodology, Davis and Palumbo calculated land values for 46 U.S. metro areas, which can be found at the website for the Lincoln Institute for Land Policy.
Housing bubbles may occur in local or global real estate markets. In their late stages, they are typically characterized by rapid increases in the valuations of real property until unsustainable levels are reached relative to incomes, price-to-rent ratios, and other economic indicators of affordability. This may be followed by decreases in home prices that result in many owners finding themselves in a position of negative equity—a mortgage debt higher than the value of the property. The underlying causes of the housing bubble are complex. Factors include tax policy (exemption of housing from capital gains), historically low interest rates, tax lending standards, failure of regulators to intervene, and speculative fever. This bubble may be related to the stock market or dot-com bubble of the 1990s. This bubble roughly coincides with the real estate bubbles of the United Kingdom, Hong Kong, Spain, Poland, Hungary and South Korea.
While bubbles may be identifiable in progress, bubbles can be definitively measured only in hindsight after a market correction, which began in 2005–2006 for the U.S. housing market. Former U.S. Federal Reserve Board Chairman Alan Greenspan said "We had a bubble in housing", and also said in the wake of the subprime mortgage and credit crisis in 2007, "I really didn't get it until very late in 2005 and 2006." In 2001, Alan Greenspan dropped interest rates to a low 1% in order to jump the economy after the ".com" bubble. It was then bankers and other Wall Street firms started borrowing money due to its inexpensiveness.
The mortgage and credit crisis was caused by the inability of a large number of home owners to pay their mortgages as their low introductory-rate mortgages reverted to regular interest rates. Freddie Mac CEO Richard Syron concluded, "We had a bubble", and concurred with Yale economist Robert Shiller's warning that home prices appear overvalued and that the correction could last years, with trillions of dollars of home value being lost. Greenspan warned of "large double digit declines" in home values "larger than most people expect."
Problems for home owners with good credit surfaced in mid-2007, causing the United States' largest mortgage lender, Countrywide Financial, to warn that a recovery in the housing sector was not expected to occur at least until 2009 because home prices were falling "almost like never before, with the exception of the Great Depression". The impact of booming home valuations on the U.S. economy since the 2001–2002 recession was an important factor in the recovery, because a large component of consumer spending was fueled by the related refinancing boom, which allowed people to both reduce their monthly mortgage payments with lower interest rates and withdraw equity from their homes as their value increased.
Now, however, such situations can be avoided by showing the customers real value of the property they would buy. For instance, 3-D presentations and Real Estate Virtual Tours can be of good help.
get all loan information form one blog at
freeknowledge-loan.blogspot.com/
visit to get loan information
We assist our clients in forming adequate risk model /s for their financial transactions, which include :
Exposure to FX, interest rates and commodity prices
Advice on insurance, self-insurance treasury or hedging
Managing processes and mitigates Inherent Business Risk
With the use of most modern tools of risk measurement like Value at Risk (VaR), we provide complete Asset Management Services and ensure an optimum level of risk measure to our clients.
For more information – check www.castoncorporateadvisory.in or contact on Caston Corporate Advisory Services: 6 / 5, Didar House Building, DLF Industrial Area, Moti Nagar New Delhi-110015 (India) Ph.:+91-11-25161294
ORLANDO GONZALEZ
orlandogonzalez@radiomaringa.com.br
Rede de Rádios transmite
A Rede de Rádios FM (93,3) transmite hoje, a partir das 16h, Prudentópolis x Maringá, pela décima rodada do Campeonato Paranaense. O jogo terá narração de Tony César, comentários de João Luiz Mascarin e Eduardo Pasquine, reportagens de Edu Beline e na central técnica Victor Hugo. Na internet, ouça no endereço radiomaringa.com.br
Falta um ponto
O Maringá, para não ficar na dependência de tropeço do Atlético, precisa, no mínimo, de um empate em Prudentópolis, para se garantir na próxima fase do Campeonato Paranaense.
RPC/Globo transmite
A RPC/Globo transmite hoje a partida entre Operário x Paraná Clube, no Germano Kruger, em Ponta Grossa, a partir das 16h.
No Esporte Espetacular
Hoje o Esporte Espetacular destaca matéria com a ginasta Angélica Kvieczynki, de Toledo. A atleta, que disputa competição neste fim de semana, em Thiais, na França, é uma das apostas brasileiras para as Olimpíadas de 2016.
Nova Lei
Pela Medida Provisória assinada pela presidente Dilma Rousseff nenhum time do Paraná vai poder refinanciar dívida com o governo federal. É que na MP está claro que os clubes têm que participar de associação, no caso federação de futebol, que permita mandato de 4 anos, no máximo, ao presidente.
Futebol Brasil
Partidas de hoje pelos principais campeonatos estaduais do futebol brasileiro: Campeonato Paulista – Capivariano x Corinthians (16h) e São Bernardo x Palmeiras (19h30). Campeonato Carioca – Bonsucesso x Boa Vista, Cabofriense x Botafogo (16h) e Flamengo x Vasco (18h30). Campeonato Mineiro – América x Cruzeiro, URT x Caldense, Villa Nova x Democrata-GV e Boa x Guarani (16h). Campeonato Gaúcho – São Paulo x Ypiranga, Cruzeiro x Caxias, Veranópolis x Internacional, Aimoré x Passo Fundo, Avenida x União Frederiquense e Grêmio x Lajeadense (16h). Campeonato Paranaense – J. Malucelli x Londrina, Rio Branco x Foz do Iguaçu, Operário x Paraná Clube, Prudentópolis x Maringá (16h) e Atlético x Nacional (18h30).
Manoel Orlando
O comunicador Manoel Orlando comanda a audiência no rádio maringaense à frente do Programa Show da Tarde, que vai ao ar das 13 às 16h, pela Rádio Banda 1. O programa destaca notícias de esporte e da Cidade Canção de maneira geral.
Cascavel é eliminado
Atuando na noite de sexta-feira (20/03), no Ginásio Panela de Pressão, em Bauru-SP, o Cascavel perdeu a segunda partida consecutiva pelas semifinais da Superliga B. Com o revés diante do Bauru, o time paranaense acabou eliminado da decisão. No jogo de sexta, que teve 1h25, o time de Bauru fechou em três sets a zero, com parciais de 25 a 16, 25 a 13 e 25 a 21. O Bauru vai realizar a final do campeonato contra o Sogipa-RS. O primeiro jogo será no dia 29 de março, em Bauru.
Foz/Cataratas vence
O Foz/Cataratas, atuando em Foz do Iguaçu, ganhou de 1 a 0 do Kindermann-SC, no primeiro confronto das semifnais da Copa do Brasil feminina. O segundo jogo está marcado para o dia 25, às 16h, em Caçador (SC).
DoisToques
Notícias do esporte também podem ser encontradas no Portal DoisToques (www.doistoquesnet.com.br), o mais acessado de Maringá.
22/03/2015
Mortgages
stressfreemortgage.ca
John Cavan - Mortgage Architects - Milton Mortgage Planner
14 Martin Street, Milton, ON L9T 2P9
905-878-7213
Located on 944 West 5th Avenue Columbus, OH 43212-2657
"BACK FROM THE BRINK: Local developer takes on challenge of saving west side community. Business First of Columbus - March 2, 2001 by Brent Wilder For Business First
The mere mention of Lincoln Park West elicits clear opinions from most longtime Columbus residents. Trouble is, the massive apartment complex has changed hands -- and public images -- so often that its reality rests somewhere between extremes.
One thing's for sure -- among the real estate community, the decades-old units were not considered a hot property at the turn of the century. It's been a little over a year since Tom Fortin stepped forward to pull the 36-year-old development back from the brink, and just a few months since he completed the purchase of the entire property. While the jury is still out on Fortin's chances for success, his unique approach on the road to profitability is winning him points for tenacity and sincerity.
"I feel very confident, but there's still so much work to do," the 45-year-old investor says. "We're on the right path, but it still takes so much public and private assistance to understand my vision."
That vision encompasses Fortin's basic desires to bring the complex back to a healthy occupancy rate while creating a livable, crime-free community, and it extends to a grandiose plan to clean up Westland's "tarnished reputation," he says.
Building a history
Fortin was just a kid, a member of the Fortin Welding and Ornamental Ironworks family of Grandview, when Lincoln Park started rising from scratch under the ownership of local developers David Roth and Seymour Luckoff in 1964. The brothers-in-law purchased nearly 100 acres located off West Broad Street near Westland Mall for approximately $15,000 an acre, as Roth remembers. The 1,736 total apartments went up in 10 phases through 1974 and remained under the same ownership until 1979.
The complex thrived under Roth and Luckoff, garnering many reports as the largest apartment development east of the Mississippi.
The formula for success, Roth says, was a mix of middle-class, somewhat blue-collar, residents who appreciated the caring touches that added to quality of life.
Extensive landscaping, free high-quality parties, pancake breakfasts -- these were just a few of the services Roth and Luckoff provided to make residents feel at home. Also key to creating a sense of community was Louise Kelly, "the heart of Lincoln Park," Fortin says. Kelly, an original resident, lived and worked there, assisting property management and directing social events through the early '90s.
Fortin's family installed much of the wrought iron work throughout the community as it was built.
The property changed hands to Parkmeade Associates in the '80s under the primary management of Larry Freel and Jeff Bellows with primary financial backing from wealthy Taiwanese industrialist Harry Win, Fortin says, downplaying developer John Galbreath's involvement in the transaction. Kelly stayed on as a common link, but Roth says his own offer of continued informal assistance was rejected.
Changing faces
Still, the spirit of the complex lived on, Kelly says, until Provident United and Michael Bronstein came along as new owners in 1992. Bronstein, a neighbor to Bellows, had a radically different vision for the complex, she says.
"He wanted to make it west-side Upper Arlington," Kelly says of Bronstein. "He took it down to ghetto New York."
As Shannon Way and then Darby Woods, the complex moved away from social interaction at the community level to an attempt at higher-class, fitness club-centered living. The camaraderie generated by years of parties and get-togethers was gone, and soon so was Kelly, she says.
Under Provident United, the Lincoln Park development began a long downward spiral of increasing crime among both residents and hangers-on. Crime was so bad that Bronstein's attempts to have the land in Prairie and Franklin townships annexed to Columbus were rebuked by Columbus police Chief James Jackson, who maintains his force doesn't have the manpower to deal with the complex's additional residents.
"I loved Lincoln Park West," Kelly says. "To see it the way it is now just makes me want to cry. If I could get David Roth to patent that name ... I'd take it down."
Back to basics
Fortin knew Bronstein and began discussion of potentially purchasing Darby Woods in summer 1999.
"I knew he was lacking confidence in his ability to turn it around," Fortin says.
Operating losses were in excess of $100,000 a month, Fortin says, and the complex had gained a reputation as a den of prostitution and drug dealing, Westland Area Commission Chairman Dan Province says.
Fortin established escrow funding to stop the hemorrhage of money before entering into an agreement to buy controlling interest of 1,280 units by assuming an existing 35-year 1992 loan of $26.3 million.
The escrow was key to getting approval from loan backers HUD, the Texas public teachers' retirement fund and Bank One, he says. Along with the massive debt, he obtained an option to buy the other two sets of units making up the total complex.
Fortin says in addition to not having enough money to close at once, he wanted to diversify his risk. When he assumed the initial loan, 50 percent of the 1,280 units were occupied, and he had his eye on getting rid of 300 existing tenants.
He opted to not renew residents convicted of drug trafficking, prostitution or petty burglary. It took over half a year to complete the process, he says, and now occupancy is at 90 percent.
Strict enforcement of public parking prohibition has helped get junk cars off the streets, and a private security force helps back up township and county law enforcement, he says.
"A lot of the 300 people migrated to what I just bought," Fortin says, referring to the remainder of the complex.
Fortin is starting over to clean out the rest of the complex, now at 60 percent occupancy. He closed on total ownership Dec. 16, spending a total of $5.3 million to complete the deal. He has also obtained about $5.5 million in state tax-exempt bonds to make improvements.
Fortin has high hopes that refinancing will lower his 8.6 percent interest rate to below 7 percent. He hopes to revisit annexation to Columbus, which he says would save $360,000 a year in water costs, $80,000 in trash collection and $500,000 in taxes.
Fortin acknowledges it's not going to be easy until more resources become available.
"I'll be the first to admit ... every nickel that I've made has already been reinvested back into this community. I've been doing it kind of at a snail's pace," he says. "It can send a rippling effect to adjacent communities as well. It's kind of like we're in the early stages of pregnancy." "
Paris, le 20 juillet 2010 - Christine LAGARDE, ministre de l'Economie, de l'Industrie et de l'Emploi a reçu avec Patrick DEVEDJIAN, ministre chargé de la mise en œuvre du plan de relance, un rapport du groupe de travail proposant la création d’un nouvel outil pour faciliter le financement des partenariats public-privé (PPP). Les investisseurs institutionnels français et européens sont à la recherche de produits d’investissement, en euro, sécurisés et attractifs, pour faire face à leurs engagements à très long terme. La proposition des professionnels consiste à favoriser l’accès au marché des capitaux pour le refinancement des larges infrastructures financées en PPP grâce à un fonds commun qui réalisera des émissions obligataires.
© Patrick VEDRUNE
www.economie.gouv.fr/christine-lagarde/ministre-economie-...
Le rapport :
www.economie.gouv.fr/services/rap10/100720rap-ppp.pdf
Le communiqué :
www.economie.gouv.fr/discours-presse/discours-communiques...
May 2, 2022—Bronx — Governor Kathy Hochul , joined by U.S. Senator Chuck Schumer, Congressman Jamaal Bowman, State Senator Jamaal Bailey, and RuthAnne Visnauskas, Commissioner/CEO of NYS Homes and Community Renewal, announced today that Riverbay Corporation, the management company for Co-op City, HUD, Wells Fargo, the Mortgage Insurance Fund of the State of New York Mortgage Agency, and NYC Housing Development Corporation closed on the refinancing of Co-op City’s HUD loan, which will maintain long-term housing quality and affordability for the over 45,000 residents. Refinancing provides the housing company with $124 million in proceeds that will be used for capital improvements, including upgrades to the HVAC, façade maintenance, and electrical systems. The announcement was made at Co-op City in The Bronx. (Kevin P. Coughlin / Office of Governor Kathy Hochul)
There is no shortage of options for businesses wishing to raise funds, but selecting the optimal structure is challenging. Raising finance to fund expansion plans means examining a wide range of issues and answering a complex set of questions. Our Team can enhance value through the delivery of strategic advice and execution services to corporations who seek value-enhancing solutions that complement their growth strategies
Debt is a major contributor to the wealth of an investor. The subsidies of debt help a business to survive and grow. In various industries, infusion of debt only creates the rationale to do that business.
At Caston Corporate Advisory, we are involved in advising corporations on the appropriate mode and structure of debt to be raised. We can be useful in capital Market transactions where the company is looking for the most suitable form of finance from the complex funding options available.
We are experienced in organizing transactions involving:
oSupplier and vendor finance (Bill Discounting)
We help in making clear analysis of the fund raising options available and provide an insight of the most efficient strategy to follow for long term benefit. We are also experienced in handling:
oCommercial Papers
onon-convertible debenture issues
oOther exchange traded debentures
Private Equity:
Companies seek Private equity when they:
Need Start-up capital: Various talented professionals do not require capital in developing a product or a technology but it needs funds to commercialize them. We help such talented pool of professionals in gaining that edge which can help them in reaching to their ultimate goal. We have access to various venture capitalists and angels who would want to invest in new ideas and take them many steps forward.
Are over leveraged: At times organizations have the potential to grow, but the leverage ratios turn unfriendly. We help such organizations raise Private Equity, and gain further access to debt to ensure a rational capital structure and its efficient management.
Looking to grow inorganically: Organizations need bigger capital to grow inorganically, we have the expertise to advice companies who are on an acquisition spree and also arrange capital to execute the takeover.
Need capital without involving outside operational managers: Some organizations are takeover friendly and are always looked at by competitors as their target. We can help such companies in acquiring private capital thus providing them a strong defense (in the form of a strong investor) against a possible takeover by the competitor and also facilitating independent operations as usual.
Our Corporate consultants advise on the timing, and strategy for infusing Private Equity.
For more information – check www.castoncorporateadvisory.in or contact on Caston Corporate Advisory Services: 6 / 5, Didar House Building, DLF Industrial Area, Moti Nagar New Delhi-110015 (India) Ph.:+91-9810295333
Debt is a major contributor to the wealth of an investor. The subsidies of debt help a business to survive and grow. In various industries, infusion of debt only creates the rationale to do that business.
At Caston Corporate Advisory, we are involved in advising corporations on the appropriate mode and structure of debt to be raised. We can be useful in capital Market transactions where the company is looking for the most suitable form of finance from the complex funding options available.
We are experienced in organizing transactions involving:
oSupplier and vendor finance (Bill Discounting)
We help in making clear analysis of the fund raising options available and provide an insight of the most efficient strategy to follow for long term benefit. We are also experienced in handling:
oCommercial Papers
onon-convertible debenture issues
oOther exchange traded debentures
Private Equity:
Companies seek Private equity when they:
Need Start-up capital: Various talented professionals do not require capital in developing a product or a technology but it needs funds to commercialize them. We help such talented pool of professionals in gaining that edge which can help them in reaching to their ultimate goal. We have access to various venture capitalists and angels who would want to invest in new ideas and take them many steps forward.
Are over leveraged: At times organizations have the potential to grow, but the leverage ratios turn unfriendly. We help such organizations raise Private Equity, and gain further access to debt to ensure a rational capital structure and its efficient management.
Looking to grow inorganically: Organizations need bigger capital to grow inorganically, we have the expertise to advice companies who are on an acquisition spree and also arrange capital to execute the takeover.
Need capital without involving outside operational managers: Some organizations are takeover friendly and are always looked at by competitors as their target. We can help such companies in acquiring private capital thus providing them a strong defense (in the form of a strong investor) against a possible takeover by the competitor and also facilitating independent operations as usual.
Our Corporate consultants advise on the timing, and strategy for infusing Private Equity.
For more information – check www.castoncorporateadvisory.in or contact on Caston Corporate Advisory Services: 6 / 5, Didar House Building, DLF Industrial Area, Moti Nagar New Delhi-110015 (India) Ph.:+91-9810295333
There is no shortage of options for businesses wishing to raise funds, but selecting the optimal structure is challenging. Raising finance to fund expansion plans means examining a wide range of issues and answering a complex set of questions. Our Team can enhance value through the delivery of strategic advice and execution services to corporations who seek value-enhancing solutions that complement their growth strategies
Structured Finance / Debt Syndication:
Debt is a major contributor to the wealth of an investor. The subsidies of debt help a business to survive and grow. In various industries, infusion of debt only creates the rationale to do that business.
At Caston Corporate Advisory, we are involved in advising corporations on the appropriate mode and structure of debt to be raised. We can be useful in capital Market transactions where the company is looking for the most suitable form of finance from the complex funding options available.
We are experienced in organizing transactions involving:
oSupplier and vendor finance (Bill Discounting)
We help in making clear analysis of the fund raising options available and provide an insight of the most efficient strategy to follow for long term benefit. We are also experienced in handling:
oCommercial Papers
onon-convertible debenture issues
oOther exchange traded debentures
Private Equity:
Companies seek Private equity when they:
Need Start-up capital: Various talented professionals do not require capital in developing a product or a technology but it needs funds to commercialize them. We help such talented pool of professionals in gaining that edge which can help them in reaching to their ultimate goal. We have access to various venture capitalists and angels who would want to invest in new ideas and take them many steps forward.
Are over leveraged: At times organizations have the potential to grow, but the leverage ratios turn unfriendly. We help such organizations raise Private Equity, and gain further access to debt to ensure a rational capital structure and its efficient management.
Looking to grow inorganically: Organizations need bigger capital to grow inorganically, we have the expertise to advice companies who are on an acquisition spree and also arrange capital to execute the takeover.
Need capital without involving outside operational managers: Some organizations are takeover friendly and are always looked at by competitors as their target. We can help such companies in acquiring private capital thus providing them a strong defense (in the form of a strong investor) against a possible takeover by the competitor and also facilitating independent operations as usual.
Our Corporate consultants advise on the timing, and strategy for infusing Private Equity.
For more information – check www.castoncorporateadvisory.in or contact on Caston Corporate Advisory Services: 6 / 5, Didar House Building, DLF Industrial Area, Moti Nagar New Delhi-110015 (India) Ph.:+91-11-25161294
Today's economic times have created havoc at all levels. Whether you are financing or refinancing a house, going food shopping or looking to finance a commercial truck or automobile, times have changed. The lender and market conditions have created a new market pertaining to financing and its related costs.
With Lenders commencing new business deals and receiving hords of repos back from customers, either voluntary or not, the lenders' job to survive with today's economic climate is more difficult than ever before. Additionally, we are just starting to see the dealer/lenders come up with new gas price saving promotions which we will discuss later in this article.
Today, lenders must take back their repos back as quick as possible, recondition their inventories, and put them back into the their revenue stream with extreme caution. This is a very difficult task based upon today's economic conditions and the price of oil going up every day. These lenders/dealers must break away from traditional lending practices and come up with ingenious promotion tactics. Some have advertised as low as first payment only, sixty months to repay and prior bankruptcies waived. Additionally, their credit score requirements may start as low as 575 and start up businesses are welcome.
For the consumer, this presents itself with an unique opportunity, but with perils of potential problems. The employee who never had a prior opportunity to enter the finance market has changed at this junture. The start up business can enter this market especially for a repo and come away without a lot of upfront investment risk. First payment only deals were a pipe dream before but today the economic conditions have changed these factors. The lender giving sixty months terms on all vehicles regardless of age reduces the monthly payments and entices the buyer to the financing arena. Favorable residual buyout clauses for passing of title and other promotions have made this a buyer's market.
With all these favorable buyer concessions, one thinks he should be comfortable to enter this market but there are many pitfalls to consider. The new game in town that is getting everyone's attention is the price of oil and its effect on gasoline prices. With the price of oil over $130 a barrell and possible thought of it reaching over $200 a barrell may cause the buyer to reconsider its decision making. The consumer, owner operator, the fleet owner has to inject these factors into its decision making whether it is a new truck or a repo. Additionally, with the concern about global warming
and the pressure for cleaner emissions. the buyer is on the defensive to understand all these variables.
Additionally, the consumer must understand his buying patterns relating to buying diesel, where to buy it and how to preserve his engine. Diesel fuel can sometimes vary from one shipment to another or from one area to another. Customers also switch from one fuel vendor to another and suppliers sometimes change the fuel they are offering. The three things that vary the most in diesel fuel are cetane, weight and viscosity.
Today the balance between the finance costs of the truck must be equally weighted with the gas expenses. These components must be evaluated with the revenue curve to ascertain a favorable outcome. This applies for the start up as well as the seasoned business.
When commencing a deal today, it would be advisable to consult an accountant and/or attorney to make sure you understand the pros and cons of your investment in today's economic climate......
Happy hunting.....J.M Luna
The Postcard
A postcard that was published by G. D. & D. It was posted in Haslemere, Surrey on Thursday the 3rd. March 1910 to:
Miss P. Harrington,
14, Myrtle Villas,
Bright Hill,
Guildford,
Surrey.
The message on the divided back of the card was as follows:
"Dear Polly,
I shall be pleased if you
can make my skirt.
I shall be coming up on
Tuesday March 8th. by
the 11.22 train if I can
catch it. If not, the 1.28.
Give my love to all.
From Emmie."
A Paris Accord
So what else happened on the day that Emmie posted the card?
Well, on the 3rd. March 1910, Morocco signed accords with France in Paris, permitting the French to occupy Casablanca and Oujda in return for military training, as part of the refinancing of loans.
Stock in Sears
Also on that day, stock in Sears began trading for the first time on the New York Stock Exchange.
Joseph Yablonski
The 3rd. March 1910 also marked the birth in Pittsburgh, Pennsylvania of Joseph Yablonski, UMWA President. Joseph was murdered in Clarksville, Pennsylvania at the age of 59 by his rival in 1969.
Joseph Albert "Jock" Yablonski was an American labor leader in the United Mine Workers in the 1950's and 1960's known for seeking reform in the union and better working conditions for miners.
In 1969 he challenged Tony Boyle for the presidency of the union and was defeated. He asked for a Department of Labor investigation, claiming that the election was fraudulent. In addition, Yablonski filed suit against the UMWA on five different charges related to fraud.
On December 31, 1969, three hitmen fatally shot Yablonski, his wife Margaret, and his 25-year-old daughter Charlotte, as they slept in the Yablonski home in Clarksville, Pennsylvania. The bodies were not discovered until the 5th. January 1970 by one of Yablonski's sons, Kenneth.
The day after the bodies of the Yablonskis were discovered, 20,000 miners in West Virginia walked off the job in a one-day strike, protesting against Boyle, whom they believed was responsible for the murders.
An investigation found that the killings had indeed been ordered by Boyle, who had demanded Yablonski's death on the 23rd. June 1969, after a meeting with Yablonski at UMWA headquarters degenerated into a shouting match.
In September 1969, UMWA executive council member Albert Pass received $20,000 from Boyle (who had embezzled the money from union funds) to hire gunmen to kill Yablonski. He hired Paul Gilly, an out-of-work house painter, and two drifters, Aubran Martin and Claude Vealey.
The murder was ordered to be postponed until after the election, however, to avoid suspicion falling on Boyle. After three aborted attempts to murder Yablonski, the killers completed the assassinations, deciding to kill everyone in the house. They left so many fingerprints behind that the police identified and captured them within three days.
A few hours after Yablonski's funeral, several of the miners who had supported Yablonski met in the basement of the church where the memorial service was held. They met with attorney Joseph Rauh and drew up plans to establish a reform caucus within the United Mine Workers.
A total of seven persons were convicted of murder and conspiracy to commit murder; two of the assassins were sentenced to death for first-degree murder.
The Department of Labor completed its investigation, aided by the FBI, and won a suit to overturn the 1969 election by 1972. A new election was held in December of that year, and a reform candidate elected, defeating Boyle.
Boyle was indicted in 1973 for the three Yablonski murders; he was convicted in 1974 and received three life sentences. The union made important reforms.
Kittens Reichert
Also born on that day was the American silent film child actress Kittens Reichert, in Yonkers, NY.
The daughter of Mr. and Mrs. George C. Reichert, she was born Catherine Alma Reichert, but was nicknamed "Kittens", which she adopted as her stage name.
When she was 2 years old, Reichert was a stand-in for a film that was being made in Yonkers. Beginning in 1914, she played supporting juvenile roles to many of filmdom's biggest stars, including Theda Bara, Pauline Frederick and William Farnum.
Her career effectively ended when she was 9 in 1919 because her family did not want to move out to California, where the film industry had shifted, though she did make a further appearance in So's Your Old Man (1926), starring W. C. Fields.
In 1927, Reichert portrayed Hope Toombs in a Fiske O'Hara Players production of The Circus Girl at the New Warburton Theatre in Yonkers.
Reichert died in Louisville, Kentucky on the 11th. January 1990, at the age of 79.
Filmography of Kittens Reichert
Notable films of Kittens Reichert include:
-- The Eternal City (1915)
-- A Soldier's Oath (1915)
-- The Eternal Sapho (1916)
-- The Great Problem (1916)
-- The Fool's Revenge (1916)
-- Ambition (1916)
-- The Primitive Call (1917)
-- Every Girl's Dream (1917)
-- So's Your Old Man (1926).
Paris, le 20 juillet 2010 - Christine LAGARDE, ministre de l'Economie, de l'Industrie et de l'Emploi a reçu avec Patrick DEVEDJIAN, ministre chargé de la mise en œuvre du plan de relance, un rapport du groupe de travail proposant la création d’un nouvel outil pour faciliter le financement des partenariats public-privé (PPP). Les investisseurs institutionnels français et européens sont à la recherche de produits d’investissement, en euro, sécurisés et attractifs, pour faire face à leurs engagements à très long terme. La proposition des professionnels consiste à favoriser l’accès au marché des capitaux pour le refinancement des larges infrastructures financées en PPP grâce à un fonds commun qui réalisera des émissions obligataires.
© Patrick VEDRUNE
www.economie.gouv.fr/christine-lagarde/ministre-economie-...
Le rapport :
www.economie.gouv.fr/services/rap10/100720rap-ppp.pdf
Le communiqué :
www.economie.gouv.fr/discours-presse/discours-communiques...
Delahaye Badge - History
AUTOMOTIVE BADGES SET
www.flickr.com/photos/45676495@N05/sets/72157631048301272...
Delahaye was founded in Tours, France 1894 by Emile Delahaye, begining with the manufactere of belt driven single and twin cylinder cars. The demand rapidly outgrew supply and the company was in urgent need of refinancing. New partners George Morane, and his brother-in-law Leon Desmarais, were found In 1898 providing required injection of capitol. In1901 Emile Delahaye resigned on health grounds, Emile died in 1905. In 1902 a swecond factory was aquired in Paris, with more capacity a wider range of cars followed. Delahayes were exported, and also made under licence in Germany and the USA Following WW1 production diversified to lorries, , Motor Ploughs, Fire Engines as well as cars. By the 1930's Delahaye were producing state of the art cars and were active in Motor Sport success in the Alpine Trial led to the introduction of the sporting Type 135 "Coupe des Alpes". By the end of 1935, Delahaye had won eighteen minor French sports car events and a number of hill-climbs, and came fifth at Le Mans.
In 1935 Delahaye bought rivals Delage, Delage cars continued in production from 1935 to 1951, and were finally superseded by the Type 235,. While the truck business was continuing to thrive, and some of the great coachbuilders were building bespoke bodies for their cars, including the renowned Figoni et Falaschi, Chapron, and Letourneur et Marchand, and Joseph Saoutchik, as well as Guillore, Faget-Varlet, Pourtout, and a few others less well known.
The 1930's were the golden age for the company, with prestige cars and motor sport sucesses.
In 1940 cars and military vehicles were made for the occupying German Forces
Post war production of the 135 resumed with new styling by Philippe Charbonneaux, 1 4.5 Litre 175 was introduced in 1948 but it was not sucessful. Until the early 1950s, a continuing demand for military vehicles enabled the company to operate at reasonable albeit low volumes, primarily thanks to demand for the Type 163 trucks, sufficient to keep the business afloat, along with providing exports to the French colonies.
A jeep was offered in 1951 and proved popular with the french military, but production of the Types 175, 178 and 180 cars was ended as demand for high end cars dried up. Delahaye's main competitor, Hotchkiss, managed to negotiate a licensing agreement with Kaiser-Willys Motors, and obtained sanction to manufacture its Willys MB Jeep in France. and military contracts for the more expensive Delahaye Jeep were cancelled.
In August 1953 the company laid off more than 200 workers and salaried employees. and a merger deal with struggling Hotchkiss was signed in 1954 Hotchkiss shut down Delahaye car production three months later, while still producing Hotchkiss-Delahaye tricks the combined firm was itself taken over by Brandt, and by 1955, Delahaye and Hotchkiss were out of the automotive chassis business altogether
Many Thanks for a fan'dabi'dozi 25,026,600 views
Shot 04:06:2014 in Malaga Motor Museum REF: 102-136
Paris, le 20 juillet 2010 - Christine LAGARDE, ministre de l'Economie, de l'Industrie et de l'Emploi a reçu avec Patrick DEVEDJIAN, ministre chargé de la mise en œuvre du plan de relance, un rapport du groupe de travail proposant la création d’un nouvel outil pour faciliter le financement des partenariats public-privé (PPP). Les investisseurs institutionnels français et européens sont à la recherche de produits d’investissement, en euro, sécurisés et attractifs, pour faire face à leurs engagements à très long terme. La proposition des professionnels consiste à favoriser l’accès au marché des capitaux pour le refinancement des larges infrastructures financées en PPP grâce à un fonds commun qui réalisera des émissions obligataires.
© Patrick VEDRUNE
www.economie.gouv.fr/christine-lagarde/ministre-economie-...
Le rapport :
www.economie.gouv.fr/services/rap10/100720rap-ppp.pdf
Le communiqué :
www.economie.gouv.fr/discours-presse/discours-communiques...
There is no shortage of options for businesses wishing to raise funds, but selecting the optimal structure is challenging. Raising finance to fund expansion plans means examining a wide range of issues and answering a complex set of questions. Our Team can enhance value through the delivery of strategic advice and execution services to corporations who seek value-enhancing solutions that complement their growth strategies
Debt is a major contributor to the wealth of an investor. The subsidies of debt help a business to survive and grow. In various industries, infusion of debt only creates the rationale to do that business.
At Caston Corporate Advisory, we are involved in advising corporations on the appropriate mode and structure of debt to be raised. We can be useful in capital Market transactions where the company is looking for the most suitable form of finance from the complex funding options available.
We are experienced in organizing transactions involving:
oSupplier and vendor finance (Bill Discounting)
We help in making clear analysis of the fund raising options available and provide an insight of the most efficient strategy to follow for long term benefit. We are also experienced in handling:
oCommercial Papers
onon-convertible debenture issues
oOther exchange traded debentures
Private Equity:
Companies seek Private equity when they:
Need Start-up capital: Various talented professionals do not require capital in developing a product or a technology but it needs funds to commercialize them. We help such talented pool of professionals in gaining that edge which can help them in reaching to their ultimate goal. We have access to various venture capitalists and angels who would want to invest in new ideas and take them many steps forward.
Are over leveraged: At times organizations have the potential to grow, but the leverage ratios turn unfriendly. We help such organizations raise Private Equity, and gain further access to debt to ensure a rational capital structure and its efficient management.
Looking to grow inorganically: Organizations need bigger capital to grow inorganically, we have the expertise to advice companies who are on an acquisition spree and also arrange capital to execute the takeover.
Need capital without involving outside operational managers: Some organizations are takeover friendly and are always looked at by competitors as their target. We can help such companies in acquiring private capital thus providing them a strong defense (in the form of a strong investor) against a possible takeover by the competitor and also facilitating independent operations as usual.
Our Corporate consultants advise on the timing, and strategy for infusing Private Equity.
For more information – check www.castoncorporateadvisory.in or contact on Caston Corporate Advisory Services: 6 / 5, Didar House Building, DLF Industrial Area, Moti Nagar New Delhi-110015 (India) Ph.:+91-9810295333
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A Merger or Acquisition (M&A) can add considerable value to a business, but making sure that each stage of the transaction process—from valuation to negotiation and completion—is successful demands considerable experience and knowledge.
We can assist you by assessing the strategic fit of a business by analyzing all aspects of a transaction, assessing the projected synergies, project managing the process, assisting in negotiations, financial modeling and assisting in assessing transaction implications.
We work with you throughout the transaction lifecycle, helping you to achieve your strategic objectives across acquisitions, disposals, management buy-outs, buy-ins, fundraisings, Initial Public Offerings, takeovers, and mergers.
The key steps involved in our M&A advisory role are:
oIdentification of the business to be acquired
oStrategic planning of acquisition
oIdentifying key targets locally and internationally
oValuation
oTransaction structuring, and negotiation
oAdvice on financing, be it debt, equity or other more complex instruments
oSupervising due diligence, legal and other issues to work towards a successful completion
For more information – check www.castoncorporateadvisory.in or contact on Caston Corporate Advisory Services: 6 / 5, Didar House Building, DLF Industrial Area, Moti Nagar New Delhi-110015 (India) Ph.:+91-11-25161294
Debt is a major contributor to the wealth of an investor. The subsidies of debt help a business to survive and grow. In various industries, infusion of debt only creates the rationale to do that business.
At Caston Corporate Advisory, we are involved in advising corporations on the appropriate mode and structure of debt to be raised. We can be useful in capital Market transactions where the company is looking for the most suitable form of finance from the complex funding options available.
We are experienced in organizing transactions involving:
oSupplier and vendor finance (Bill Discounting)
We help in making clear analysis of the fund raising options available and provide an insight of the most efficient strategy to follow for long term benefit. We are also experienced in handling:
oCommercial Papers
onon-convertible debenture issues
oOther exchange traded debentures
Private Equity:
Companies seek Private equity when they:
Need Start-up capital: Various talented professionals do not require capital in developing a product or a technology but it needs funds to commercialize them. We help such talented pool of professionals in gaining that edge which can help them in reaching to their ultimate goal. We have access to various venture capitalists and angels who would want to invest in new ideas and take them many steps forward.
Are over leveraged: At times organizations have the potential to grow, but the leverage ratios turn unfriendly. We help such organizations raise Private Equity, and gain further access to debt to ensure a rational capital structure and its efficient management.
Looking to grow inorganically: Organizations need bigger capital to grow inorganically, we have the expertise to advice companies who are on an acquisition spree and also arrange capital to execute the takeover.
Need capital without involving outside operational managers: Some organizations are takeover friendly and are always looked at by competitors as their target. We can help such companies in acquiring private capital thus providing them a strong defense (in the form of a strong investor) against a possible takeover by the competitor and also facilitating independent operations as usual.
Our Corporate consultants advise on the timing, and strategy for infusing Private Equity.
For more information – check www.castoncorporateadvisory.in or contact on Caston Corporate Advisory Services: 6 / 5, Didar House Building, DLF Industrial Area, Moti Nagar New Delhi-110015 (India) Ph.:+91-9810295333