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clignotants kellermann micro rhombus extreme chrome fl/rr, disponible chez idealmoto www.idealmoto.com/fr/clignotants/2690-kellermann-clignota...
I grew up with this acient buddha my Mom got from Sri Lanka. I just love how old it looks and I like low key shots in black and white
Répétition publique du 17 mars 2005 à Studio Campus (Paris)
(en compagnie du groupe Transbeauce)
photo par JM Luneau
Micro Mini2Go to jeździk i hulajnoga Mini Micro w jednym :-). Micro Mini2Go - dwa pojazdy... jeździk z bagażnikiem i hulajnoga Mini Micro z regulowaną wysokością drążka. Sprawdzona konstrukcja hulajnogi Mini Micro posłużyła jako fundament dla jeździka Micro Mini2Go. Micro Mini2Go producent proponuje dla dzieci od 1 do 5 roku życia. www.aktywnysmyk.pl/230-micro-mini2go-jezdzik-i-hulajnoga
Micro Obert que es va realitzar a El Bar de La Capsa el passat diumenge 12 de febrer de 2017.
El Prat de Llobregat.
Foto de Estefania Mena
+ info lacapsa.org
Speciose Niyokindi, a mother who once struggled to feed her children, testifies: 'Without credit, farming would have been impossible for my husband and me. We didn’t even have land to cultivate. Thanks to the microfinance loan and guidance from agronomists, we now have bountiful harvests and a brighter future.'
With their debt nearly repaid, Speciose and her family plan to expand into livestock farming. Her story is a testament to how financial inclusion can uplift communities.
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Burundi is a low-income country, with 80% of its population working in agriculture. In 2019, a study by the National Bank of Burundi revealed a stark reality: only 2% of loans from microfinance institutions supported the agricultural sector. Recognising this gap, Cordaid launched the Rural Innovative Finance Development Support Project (PADFIR) to bridge the divide.
PADFIR has helped rural farmers access vital resources, transforming their lives and livelihoods by raising awareness, creating tailored financial products, and partnering with microfinance institutions.
One of PADFIR’s standout initiatives is the introduction of agri-finance using the Agriculture Credit Assessment Tool (A-CAT). This tool facilitates financing across the agricultural value chain, ensuring farmers receive the support they need for sustainable growth. As the project approaches its conclusion, the results are evident: countless families have gained financial independence and stability.
Marc Bancanamwo’s journey is a success story. With a loan of 1,133 euros, he harvested over 73 tons of potatoes, earning recognition as a seed multiplier in Mwaro province. 'Cordaid connected us with microfinance collaborators who provided funding and technical support,' Marc explains. 'The advice on planting calendars, seasonal best practices, and modern techniques was invaluable.'
Egide Kamaranyota oversees PADFIR’s microfinance initiatives and highlights the collaborative effort with 12 microfinance institutions. 'Together, we’ve developed financial products tailored to the rural sector. Awareness-raising has been central to our success,' he notes.
The Twitezimbere Financial Institution, a PADFIR partner, credits Cordaid’s support for their growth. 'Cordaid provided us with training, agricultural finance tools like A-CAT, and resources such as motorbikes and an agronomist to improve customer outreach and support in the field,' director Egide Nijebariko shared.
Despite the progress, challenges persist. Many microfinance institutions view agriculture as high-risk due to disrupting factors like climate change. Farmers, too, often hesitate to embrace credit. To address these barriers, PADFIR has introduced community-based rural microfinance and piloted agricultural micro-insurances, offering much-needed security for farmers.
Cordaid’s plans are ambitious yet grounded in the needs of rural communities. The organisation aims to make farmers more resilient by expanding access to credit, raising awareness, and training microfinance agents. The pilot phase of the micro-insurance initiative will also be extended to include more members and new partnerships will be welcomed to enhance the project’s impact.
Since 2019, Cordaid has promoted sustainable agri-food systems in Burundi, focusing on climate resilience and rural financing. Following its merger with ICCO in 2021, the organisation has broadened its scope to address systemic challenges in agriculture, ensuring a brighter and more sustainable future for rural farmers.
More about Cordaid Burundi: www.cordaid.org/en/countries/burundi/
More about Food Systems:
Micro Brood Show - Screaming Sky Gallery. Opening night . November 26 2010.
1416 NE Alberta Street Portland, OR 97211
GALLERY WEBSITE HERE--> www.screamingskygallery.com/