Great Recession
View allAll Photos Tagged foreclosures
Any one of the issues below could make any of us homeless!
ADDICTION. Probably the most common stereotype of chronically homeless people is that they are drug and alcohol addicts...
DOMESTIC VIOLENCE. ...
MENTAL ILLNESS. ...
JOB LOSS AND UNDEREMPLOYMENT. ...
FORECLOSURE. ...
POST-TRAUMATIC STRESS. ...
THROW AWAY TEENS. ...
LOW AND UNDER PAID WAGES...
UNOBTAINABLE HEALTH CARE...
GRIEF AND DISPAIR...
So, please don't judge...
AI
I was barely able to squeeze off this final shot before my battery died. Going by farm after farm throughout northern Montana, I kept looking for the perfect barn and the right kinda clouds over golden fields of wheat. And then, once I finally found it, I looked at the power left on the Nikon and it was scary-low! I held my breath and ran out into the field, hoping to hear that satisfying little click!
After I was back in the car, I clicked the preview button to see what I had shot, and it did not even come up... then I spent the next few hours wondering if this one even made it to the old memory card!
from the blog at www.stuckincustoms.com
CSXT train L022's pair of classic EMD SD40-2s 8840 and 8128 (blt. Oct. 1978 as Conrail 6465 and Aug. 1980 as Clinchfield 8128 respectively) are seen just clear of Union Turnpike / NY Route 66 crossing at MP QCV2.1 on the Claverack Industrial Track. They are just wrapping up their work after making the second of two trips up heading light engine to the big ADM flour mill at the end of the line and will soon be headed light through down and down the steep hill to to CSXT's yard beside Amtrak's Hudson Line.
This two and half mile long spur off the Hudson Line main is actually former Boston and Albany trackage having been built in 1838 as the Hudson and Berkshire Railroad. It was sold at foreclosure to the Western Railroad of Massachusetts in 1854 and became part of the new Boston and Albany system in 1870. At its peak in the 1880s the line hosted four round trip passenger trains and a northbound mixed train every day. After passenger service ended in 1933 the 17 miles between Hudson and Chatham was sustained largely by cement traffic moving east to Boston, but in 1959 the line was severed east of Claverack and abandoned through Mellenville and Ghent (via the Upper Harlem Line) to Chatham where it met the B&A mainline. Another mile and half from the feed mill in the center of Claverack was removed in the early 1980s after the coming of Conrail leaving only what survives today.
For a tiny branch this line offers superlative photo opportunities including the historic Upper Hudson depot, trackage thru the town square, street running down South 7th Avenue, and this insane 3.22% grade up from the yard along the Hudson Line that during the Conrail era was the steepest on the entirety of the railroad! And while Hudson is a cool railfan location it's an even cooler town to visit in just its own right if you like good food, good beer, art, antiques, history, and beautiful scenery.
Greenport (Columbia County), New York
Friday December 6, 2024
Oh well, things could always be worse.
Mixed media on an old book cover, 6 inches x 10 inches.
2009.
Sold.
The scrap quilt in the center is the center layer of the Riverside, CA Foreclosure Quilt. All of the scraps were remnants saved from making past foreclosure quilts.
Beautiful litter for sale. Little used. Space for 4-6 eggs. During summer nicely hidden behind leaves. Previous owner could no longer afford the mortgage.
Home ownership, for better or worse, is a key part of the American culture. With every foreclosure on a house the American dream passes by the masses, a little bit more...
Drive-by shot in Benton Harbor, Michigan. Vivitar Ultra Wide and Slim with Kodak EBX 100 XPRO (cropped). (Explore)
Men can take your life but the Lord judges the soul.
Found art, Three Oaks, Michigan. Did the owner write this as a message to the foreclosers?
Foreclosure quilt series, map of a Detroit neighborhood. Most of the red areas are now empty lots. Many homes have been razed because they were abandoned and left uncared for.
1360 Merriam Avenue, located at the corner of West 170th Street in the Highbridge neighborhood in the South Bronx, New York City, was built about 1926.
It is, unusual for New York City, a Mission Revival style building. Despite its well maintained condition today (2015), this building was abandoned and in City ownership in the 1980s, one of many buildings in this area that went through In Rem foreclosure.
The City of New York transferred this and several other properties to the Highbridge Community Development Corporation (HCDC), which rehabilitated this and other buildings.
For more information on this and other pre-war architectural gems of the South Bronx, please see my article on Untapped Cities at:
untappedcities.com/2015/08/03/10-pre-war-apartment-house-...
Wall Street, the economy, government gridlock, extremism, and simple greed have all led to the problems Americans face right now. Part of the fallout has affected one of the prime tenets of the American Dream: owning your own home. Foreclosures are at a record high and many of them are due to mismanagement and overly lax requirements for a mortgage. No one was governing while unscrupulous banks and mortgage companies issued papers to people who could not afford to buy into this part of the American Dream. All for the sake of money.
As one example, take a look at this 60 Minutes exposé of mortgage mismanagement: The Next Housing Shock.
See all the posters from the Chamomile Tea Party! Digital high res downloads are free here. Other options are available. And join our Facebook group.
Unfortunately, people in LA either steal or deface Banksy's art. This one is now protected, but it also has a horrible reflection.
Attorney Roy Oppenheim from foreclosure defense firm Oppenheim Law answered questions live from CBS4 during its foreclosure defense hotline. Topics discussed include: foreclosure defense, mediation in foreclosure, loan modifications and loan modification scams. For more information on Broward foreclosure defense visit: southfloridalawblog.com/ or www.oppenheimlaw.com/
Introduction:
Short Sale is a kind of real estate, where you can owe more than the estimation of your property. Lending institutes, for example, huge banks or other money related establishments will permit you to run with a short sale, so you can abstain from experiencing foreclosure issues and undoing in your credit rating over the long haul.
You can undoubtedly get rid of issues on your credit rating on the off chance that you go through this short sale process. This article will help you on how you can apply for a short sale, with the goal that you can keep away from foreclosure issues.
Contact Local Bank or Lending Institution:
As a rule, the bank goes about as a loan specialist for this situation, so it is their obligation to help you in comprehending your land issue. Attempt to show at least a bit of kindness with the Loss Mitigation Department and unveil your own trouble to them and legitimize that you truly need to go through short sale.
Gather Your Requirements:
Do your level best to gather all the required data in short selling your property. They may request that you deliver a hardship letter and before you move out of the workplace, get their names and contact subtle elements also.
Short Sale Specialists:
When you have found the right short sale specialist, request that they do market analysis and take some photographs of the property. You can likewise request assistance from your short sale specialist on the most proficient method to oversee or get ready hardship letter since, they know more than you on what to compose and to abstain from concerning it.
Compose Hardship Letter:
Set up a hardship letter with reasons on why you can't make instalments for your home loan any longer. Additionally, incorporate the bank statement copy from most recent three months, a confirmation letter on the off chance that you have ended from your employment. Additionally, incorporate business market analysis and photographs of the property taken by your short sale specialist. At that point, send the hardship letter and other documents to the Loss Mitigation Department. Usually this process may take a while, so you should be patient.
Extra Necessities:
These days, the loss migration office would ask extra requirements from you before they begin preparing your application structure. Better consult with the short sale specialists for knowing extra necessities required in the short sale process.
Sit tight For a While:
When you got the offer, your loan specialist may agree or disagree to carry out the short sale process. Generally, the final say on short sale will originate from the mouth of your loan specialist, so it is essential to be good your bank amid and after the exchange.