Miami Real Estate
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I was barely able to squeeze off this final shot before my battery died. Going by farm after farm throughout northern Montana, I kept looking for the perfect barn and the right kinda clouds over golden fields of wheat. And then, once I finally found it, I looked at the power left on the Nikon and it was scary-low! I held my breath and ran out into the field, hoping to hear that satisfying little click!
After I was back in the car, I clicked the preview button to see what I had shot, and it did not even come up... then I spent the next few hours wondering if this one even made it to the old memory card!
from the blog at www.stuckincustoms.com
Oh well, things could always be worse.
Mixed media on an old book cover, 6 inches x 10 inches.
2009.
Sold.
Beautiful litter for sale. Little used. Space for 4-6 eggs. During summer nicely hidden behind leaves. Previous owner could no longer afford the mortgage.
Home ownership, for better or worse, is a key part of the American culture. With every foreclosure on a house the American dream passes by the masses, a little bit more...
Drive-by shot in Benton Harbor, Michigan. Vivitar Ultra Wide and Slim with Kodak EBX 100 XPRO (cropped). (Explore)
Men can take your life but the Lord judges the soul.
Found art, Three Oaks, Michigan. Did the owner write this as a message to the foreclosers?
Foreclosure quilt series, map of a Detroit neighborhood. Most of the red areas are now empty lots. Many homes have been razed because they were abandoned and left uncared for.
Richmond Square originally opened in 1966 with two anchors JCPenney and Sears. Richmond Square was built by Edward J. DeBartolo Corp. In 1997 Dillards was added onto the mall. In recent years Richmond Square has fallen on hard times. Sears closed its store in 2013. In 2014 the mall went into foreclosure.
L.S. Ayres, which eventually became Macy's and later, Indy Wholesale Furniture. The place was vacated in 2013 when Indy Wholesale Furniture went out of business.
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Washington Square Mall opened in 1974 under the ownership of Edward J DeBartolo Sr. Original anchors included JC Penney, Sears, L.S. Ayres, William H. Block, and Lazarus. The mall became a Simon branded property in 1996 when Simon merged with the DebBartolo company; the mall was renovated in 1999. By this time, it appears that Ayres became Macy's and Block became a Montgomery Ward.
By the early 2000s, JC Penney had closed, being replaced by Burlington Coat Factory. Macy's left during that time as well and was replaced by Indy Wholesale Furniture. The mall started a period of decline between 2005 and 2010, which saw the loss of several other chain stores inside the mall. Lazarus eventually was replaced by Dick's Sporting Goods and Target replaced the Montgomery Ward. Indy Wholesale Furniture left in 2013 and Sears left in 2014; both spaces are still vacant as of today. The mall's ownership changed hands in 2014 when Simon handed over its deed to the mall in order to avoid foreclosure. Kohan Retail Investment Group acquired the property in 2016.
Wall Street, the economy, government gridlock, extremism, and simple greed have all led to the problems Americans face right now. Part of the fallout has affected one of the prime tenets of the American Dream: owning your own home. Foreclosures are at a record high and many of them are due to mismanagement and overly lax requirements for a mortgage. No one was governing while unscrupulous banks and mortgage companies issued papers to people who could not afford to buy into this part of the American Dream. All for the sake of money.
As one example, take a look at this 60 Minutes exposé of mortgage mismanagement: The Next Housing Shock.
See all the posters from the Chamomile Tea Party! Digital high res downloads are free here. Other options are available. And join our Facebook group.
Unfortunately, people in LA either steal or deface Banksy's art. This one is now protected, but it also has a horrible reflection.
Attorney Roy Oppenheim from foreclosure defense firm Oppenheim Law answered questions live from CBS4 during its foreclosure defense hotline. Topics discussed include: foreclosure defense, mediation in foreclosure, loan modifications and loan modification scams. For more information on Broward foreclosure defense visit: southfloridalawblog.com/ or www.oppenheimlaw.com/
Introduction:
Short Sale is a kind of real estate, where you can owe more than the estimation of your property. Lending institutes, for example, huge banks or other money related establishments will permit you to run with a short sale, so you can abstain from experiencing foreclosure issues and undoing in your credit rating over the long haul.
You can undoubtedly get rid of issues on your credit rating on the off chance that you go through this short sale process. This article will help you on how you can apply for a short sale, with the goal that you can keep away from foreclosure issues.
Contact Local Bank or Lending Institution:
As a rule, the bank goes about as a loan specialist for this situation, so it is their obligation to help you in comprehending your land issue. Attempt to show at least a bit of kindness with the Loss Mitigation Department and unveil your own trouble to them and legitimize that you truly need to go through short sale.
Gather Your Requirements:
Do your level best to gather all the required data in short selling your property. They may request that you deliver a hardship letter and before you move out of the workplace, get their names and contact subtle elements also.
Short Sale Specialists:
When you have found the right short sale specialist, request that they do market analysis and take some photographs of the property. You can likewise request assistance from your short sale specialist on the most proficient method to oversee or get ready hardship letter since, they know more than you on what to compose and to abstain from concerning it.
Compose Hardship Letter:
Set up a hardship letter with reasons on why you can't make instalments for your home loan any longer. Additionally, incorporate the bank statement copy from most recent three months, a confirmation letter on the off chance that you have ended from your employment. Additionally, incorporate business market analysis and photographs of the property taken by your short sale specialist. At that point, send the hardship letter and other documents to the Loss Mitigation Department. Usually this process may take a while, so you should be patient.
Extra Necessities:
These days, the loss migration office would ask extra requirements from you before they begin preparing your application structure. Better consult with the short sale specialists for knowing extra necessities required in the short sale process.
Sit tight For a While:
When you got the offer, your loan specialist may agree or disagree to carry out the short sale process. Generally, the final say on short sale will originate from the mouth of your loan specialist, so it is essential to be good your bank amid and after the exchange.