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When you check your own credit score, this is known as a soft inquiry and it does not lower your credit score! Hard inquiries, such as a lender or card issuer pulling your information in response to a credit request, can lower your score, but monitoring your own information won't. In fact, checking your score is an important way to stay on top of your credit and correcting any errors will raise your score. Plus, you’ll be able to monitor it and keep safe from fraud.
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