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June 27, 2017 - Aspen, Colorado, USA: Aspen Institute Ideas Festival:
281 - Manufacturing in America: The Millennial Way to Make Things
Tanya Menendez, Neil Parikh, Zachary Quinn, Bayard Winthrop
Moderator: Kevin O'Leary
Koch Tent
3:00 pm - 4:00 pm
Photo by Ian Wagreich
The final concert for the Battle of the Bands held at the Phoenix Concert Theatre, Toronto on November 17, 2016.
Photos by Arthur Mola Photography
The final concert for the Battle of the Bands held at the Phoenix Concert Theatre, Toronto on November 17, 2016.
Photos by Arthur Mola Photography
Social Branding Event with the founder of Johnny Cupcakes
Tuesday, May, 3 2011 at Back Bay Social Club in Boston, MA
The final concert for the Battle of the Bands held at the Phoenix Concert Theatre, Toronto on November 17, 2016.
Photos by Arthur Mola Photography
TEDxGranViaSalon 2015-12-10 Millennials
Con/With Rick Alfaro
10 de diciembre de 2015 - Madrid
December 10th., 2015 - Madrid (Spain)
Millennials in Massachusetts are already demonstrating their civic impact by working at the local, state, and federal levels to create change in their communities. The Institute brought young leaders together to discuss how their generation is defining civic engagement, the value and importance of public service, and what political activism means for up-and-coming thought leaders.
The Millennial Memorial was designed and built for the millennial anniversary of Hungary (1896) to commemorate the greatest figures of the Hungarian history
Millennials in Massachusetts are already demonstrating their civic impact by working at the local, state, and federal levels to create change in their communities. The Institute brought young leaders together to discuss how their generation is defining civic engagement, the value and importance of public service, and what political activism means for up-and-coming thought leaders.
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Talking to millennials about retirement almost seems counterintuitive but if you browse the Internet, the majority of retirement blogs and articles are targeted to this younger, working generation. Financial experts and writers focus the majority of their efforts to 20 and 30-somethings who presumably still have decades before it’s time to consider leaving the work force. But what about the Baby Boomers – people between the ages of 53 and 71 who have worked their entire lives and may not have enough to show for it come retirement? For the workers who no longer have time on their side, there are still solutions to building a retirement portfolio.
Delay Retirement
If the idea of retiring at 65 isn’t financially possible, choose an age that is. Delay your retirement until ago 70, or 75 even, to give you more years to build your savings. Not only will delaying your retirement offer more time to save much-needed cash, but it will also decrease the number of years you have no salary coming in and the time you’ll need to cover those years by dipping into your savings account.
Pay Off Debt
If you’re choosing between setting money aside in a savings or retirement account and paying off debt, choose the latter. Carrying a mortgage payment or credit card debt into your non-working years will quickly drain your savings. Dollar for dollar, eliminating debt is a better way to improve your cash flow than putting the same amount into savings. For those planning to retire in the next 10 to 15 years, paying off debt is crucial. Once the debt is eliminated, you can start pouring that money into your retirement account.
Work When Retired
We often think of retirement as the ultimate escape from work, so this next idea when you have a late start may seem off-putting…at first. Your job may not offer an opportunity for you to stay beyond age 65, or perhaps you won’t need the full income you have now, but discovering a job you can do on the side is a great way to keep a moderate income and stay active. The world of online jobs is plentiful or you can research options that may allow you to earn money through a current hobby or talent. No one says you have to keep up 50 hours of work each week, but if a few hours a week allow you to fully enjoy your post-career years, it may be a great option. Plus, you can still ditch the alarm clock!
Work More Now, Rest Later
If you’re 10 to 15 years out from grandkid fun, travel, and relaxation, that’s not a lot of time to build a six-figure retirement account, but it is adequate time to grab a second job to increase your income. Consider a seasonal or project based job that wouldn’t require a lot of time, but would still allow you to put all the income from that job toward debt or into a 401K.
Hire A Retirement Advisor
The Foguth Financial Group has the experience to help you build the most robust retirement possible even if time isn’t on your side. The days of company pensions and life-long benefit plans are dwindling and more and more people are entering retirement without those lifelines. Foguth Financial examines your unique financial situation to determine where to put your money, how much you should set aside each month, and where you will be financially when it’s time to enjoy your Golden Years. Schedule an appointment with our team to review your retirement strategy, or call us at 844-4-FOGUTH.
The post Building A Retirement Plan When You’re Over 50 appeared first on Foguth Financial Group.
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Hoy #últimodía para votar por #CasasDeBotellas en los #MillennialAwards d @MTVLatinAmerica #bigcolapiensaengrande millennial.mtvla.com ♻
Kitty Wallace, Executive Vice President, Colliers International
For more insights from the Summer/Fall 2016 Allen Matkins | UCLA Anderson Forecast California Commercial Real Estate Survey, head to allenmatkins.com/ucla and download the report.