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This image is excerpted from a U.S. GAO report:
www.gao.gov/products/GAO-15-663
FEDERAL STUDENT LOANS: Education Could Do More to Help Ensure Borrowers Are Aware of Repayment and Forgiveness Options
Note: To determine participation, we examined data for 11.2 million borrowers with Direct Loans (excluding those with only parent PLUS loans) in active repayment (not in deferment, forbearance, or default) with an outstanding balance as of September 2014. Borrowers participating in Extended repayment with fixed payments are included in Standard, and Extended repayment with graduated payments are included in Graduated. Other includes some borrowers who did not have a repayment plan.
a) Among Income-Based Repayment borrowers, 87 percent had a partial financial hardship and were paying less than they would on the 10-year Standard plan, and 13 percent had payments equal to the 10-year Standard plan.
b) Among Pay As You Earn borrowers, 95 percent had a partial financial hardship and were paying less than they would on the 10-year Standard plan, and 5 percent had payments equal to the 10-year Standard plan.