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Programa del Vaso de Leche – modificatoria y retos presupuestales (Foto: Congreso de la República / César Cox)
.New Fresh Start program helping families hurt by foreclosure during recession
DOVER — A new state program is designed to help families and individuals who have experienced foreclosures, job loss, or other financial difficulties stemming from the financial crisis that began in 2008, Governor John Carney and other officials announced this week.
Fresh Start, a partnership between the Delaware State Housing Authority and DHSS’ financial empowerment program, $tand By Me, offers free financial coaching to help Delawareans get past setbacks and move toward home ownership again.
“Home ownership is a fundamental element of our economy and important to ensuring our neighborhoods thrive,” said Governor Carney. “We have to make sure that all Delawareans have an opportunity to succeed, achieve financial stability and strengthen their communities. Through Fresh Start, we are giving people the tools they need to help them work through economic challenges.”
The statewide program, funded by bank settlements, was developed to help Delawareans who lost their homes due to foreclosure, short sale, or deed in lieu arrangements, said DSHA Director Anas Ben Addi. They may wish to improve credit, increase savings, or decrease debt to put them in a better position to buy a home or rent.
“Fresh Start reaches Delawareans who have struggled to recover and get back on the path to financial stability,” Ben Addi said. “Losing your home or job is painful and a significant challenge, but with the right coaching and assistance, we can help Delaware families move forward again.”
$tand By Me, a partnership with the United Way of Delaware, works with nonprofits to offer personal financial coaching, with four coaches statewide devoted to helping Fresh Start clients.
“Our goal is to provide people with the information, resources and support they need to establish and achieve their financial goals,” said $tand By Me Director Mary Dupont. Since it began six years ago, $tand By Me has served more than 75,000 Delawareans, including more than 14,000 who have participated in financial coaching.
Governor Carney and other leaders spoke at an event formally kicking the program off at the Goodwill store at Lea Boulevard in Wilmington. Goodwill is one of three nonprofits with Fresh Start financial coaches, along with NCALL Research and Interfaith Community Housing of Delaware.
Information on Fresh Start can be found at standbymede.org/fresh, or a coach can be reached by calling:
New Castle County: 302-504-3549 or 302-652-3991, ext. 106
Kent County: 302-678-9400
Sussex County: 302-855-1370
Delaware also offers assistance to people facing foreclosure or going through the process. The Delaware Emergency Mortgage Assistance Program has helped 665 people with emergency mortgage loans since 2007.
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Fresh Start, un nuevo programa que ayuda a las familias afectadas por ejecuciones hipotecarias durante la recesión
DOVER -- Hoy el Gobernador John Carney y otros funcionarios anunciaron el lanzamiento de un nuevo programa del estado diseñado para ayudar a personas y familias que han atravesado ejecuciones hipotecarias, pérdida de empleo u otras dificultades financieras originadas en la crisis económica que comenzó en 2008.
Fresh Start, una alianza entre la Autoridad de Vivienda Pública de Delaware y el programa de empoderamiento financiero $tand By Me, ofrece asesoramiento financiero en forma gratuita para ayudar a los residentes de Delaware a superar contratiempos y retomar el camino hacia la vivienda propia.
“La vivienda propia es un elemento fundamental de nuestra economía y es un factor importante para garantizar la prosperidad de nuestros vecindarios”, expresó el Gobernador Carney. “Debemos asegurarnos de que todos los residentes de Delaware tengan la posibilidad de alcanzar el éxito, lograr estabilidad económica y fortalecer sus comunidades. Con Fresh Start, les estamos dando a las personas las herramientas que necesitan para ayudarlas a superar desafíos económicos.”
Según el Director de la DSHA, Anas Ben Addi, este programa, que abarca todo el estado y se financia mediante convenios con bancos, se desarrolló para ayudar a los residentes de Delaware que perdieron sus hogares por ejecución hipotecaria, venta en descubierto, o acuerdos de entrega de escritura de propiedad inmobiliaria en lugar de ejecución hipotecaria. A lo mejor desean mejorar su calificación crediticia, incrementar sus ahorros o reducir sus deudas para quedar en mejores condiciones de comprar o alquilar una vivienda.
“Fresh Start extiende una mano a los residentes de Delaware que han tenido dificultades para recuperarse y retomar la senda de la estabilidad económica”, agregó Ben Addi. “Perder un hogar o empleo es doloroso y presenta un importante desafío, pero con la asistencia y el asesoramiento adecuados podemos ayudar a las familias de Delaware a avanzar otra vez.”
$tand By Me trabaja con organizaciones sin fines de lucro para ofrecer asesoramiento financiero personalizado, junto con cuatro asesores en todo el estado que se dedican a ayudar a clientes de Fresh Start.
“Nuestra meta es suministrarles a las personas la información, los recursos y el apoyo que necesitan para definir y alcanzar sus metas financieras”, dijo la Directora de $tand By Me, Mary Dupont. Desde sus inicios hace seis años, $tand By Me ha ayudado a más de 75,000 residentes de Delaware, incluidos más de 14,000 que han obtenido asesoramiento financiero.
El gobernador Carney y otros líderes hablaron hoy en un evento y anunciaron formalmente el lanzamiento del programa en la tienda Goodwill de Lea Blvd en Wilmington. Goodwill es una de las tres organizaciones sin fines de lucro con asesores financieros especializados en Fresh Start, junto con NCALL Research e Interfaith Housing.
Para obtener más información sobre Fresh Start, ingrese en standbymede.org/fresh, o comuníquese con un asesor llamando a los siguientes teléfonos:
Condado de New Castle: 302-504-3549 o 302-652-3991, interno 106
Condado de Kent: 302-678-9400
Condado de Sussex: 302-855-1370
TV Senado - gravação do programa de entrevistas Salão Nobre, que discute temas de relevância nacional com líderes partidários, presidentes das comissões, autores e relatores dos projetos. O programa leva o nome do local onde é gravado, Museu do Senado.
A entrevistada desta edição é a senadora Vanessa Grazziotin (PCdoB-AM).
À direita, apresentadora da TV Senado, Glauciene Diniz Lara.
Foto: Roque de Sá/Agência Senado
Freightliner Trucks representatives cover available options and features at the 2019 Truck Product Conference, Sept. 17. #nteatpc www.ntea.com/livefromtpc
austerity program @ nancy, autre canal 27-04-2008
polaroid spectra
bon. on a pas tous eu la meme perception de ce concert pour diverses raisons ; le groupe ayant demandé l'eviction d'un spectateur quelque peu perturbant, habitué à gener bon nombre de concerts.
moi j'ai adoré. c'est ce que Shellac ne fait plus depuis l'apres At Action Park. Le myspace ( www.myspace.com/theausterityprogram ) n'est pas representatif et l'album Black Madonna ne correspond pas à ce que mes oreilles ont entendu ce dimanche soir. Pour se faire une idées des loustics : fr.youtube.com/watch?v=1WcsV7hQ1V4 ou fr.youtube.com/watch?v=Sju3o-2XQOQ . Albini Spirit ?
A Wacky spin on the Olympic games - staff dress up to host a night of team-building and field games for the whole Village
UWO Graphic arts students present their final self directed projects for critique in the art department in the Arts and Communications building. Tuesday, December 11, 2018.
How to set up C/C++ development environment in Eclipse
If you would like to use this photo, be sure to place a proper attribution linking to xmodulo.com
For the second consecutive year, The Pointe residents have corresponded with several elementary classes as part of our Pen Pal Program. At the end of the school year, a group of residents visit the school and meet the children they have been sending letters to. The children were just as excited as the residents to finally meet. One class read stories to the residents and another gave a presentation on jaguars. The program is one of our most successful and popular among our residents and they are already looking forward to school starting in the fall. Not sure the kids feel the same about that though!
Courtnay and John's Wedding
Two page wedding program bound with ribbon.
Printed and assembled
$1.50 each
A Companhia Urbanizadora e de Habitação de Belo Horizonte (Urbel) apresentou na última semana de forma detalhada para a juíza da 7ª Vara da Justiça Federal, Dayse Starling Lima Castro, os diversos programas e intervenções que são executadas pela empresa, cujo objetivo é melhorar as condições habitacionais e urbanísticas da população das vilas e favelas. O diretor presidente da Urbel, Genedempsey Bicalho, enfatizou a importância da atuação da empresa para o conjunto da cidade e também as dificuldades enfrentadas no cotidiano de trabalho. Segundo ele, iniciativas deste tipo, reunindo agentes públicos do Judiciário e do Executivo, estimulam a aproximação e maior diálogo entre atores envolvidos nas ações empreendidas pela Urbel.
My first film camera I picked up a little over a year ago. It’s crazy how one camera can turn a hobby into an obsession. Without this I wouldn’t have many of the film camera’s I have today.
Wedding fan program
email info @ ericksondesign.com for custom design questions.
by appt. only @ 764 N. Milwaukee Chicago, IL
773.283.4988
UI Health Care STEM Education partnered with UI Orientation Services in hosting an interactive STEM experience for siblings of future freshman at University of Iowa. Students had the opportunity to take a behind-the-scenes look at the newest MRI Research Facility and learn about how it works and what it is used for.
University of Iowa Health Care is committed partners with formal and informal educators and community organizations across the state to advance STEM literacy to inspire the next generation of health care professionals and build a foundation for children to understanding their own health. In FY2015, more than 16,000 school age children were engaged in hands on learning provided by 260 faculty, staff and students.
Ao lançar, nesta sexta-feira (29/6), em Florianópolis/SC, o Programa Valorização – Juiz Valorizado, Justiça Completa, do Conselho Nacional de Justiça (CNJ), o conselheiro José Lúcio Munhoz, presidente da Comissão Permanente de Eficiência Operacional e Gestão de Pessoas do CNJ, afirmou que o Poder Judiciário tem sido chamado cada vez mais para solucionar problemas relacionados a deficiências na atuação do Estado. Segundo ele, isso tem sobrecarregado os magistrados. Da abertura em Florianópolis participaram o conselheiro José Lúcio Munhoz e Jefferson Kravchychyn, respectivamente, presidente e integrante da Comissão Permanente de Eficiência Operacional e Gestão de Pessoas do CNJ; a presidente do TRT12, desembargadora Gisele Pereira Alexandrino; o presidente do Tribunal de Justiça do Estado de Santa Catarina, desembargador Cláudio Barreto Dutra; o presidente do Tribunal de Justiça do Estado do Paraná, desembargador Miguel Kfouri Neto; e a presidente do Tribunal Regional Federal da 4ª Região, desembargadora Inge Barth Tessler.
Leia mais: www.cnj.jus.br/noticias/cnj/20082:deficiencia-na-acao-do-...
Foto: Gláucio Dettmar/ Agência CNJ.
Michael Hinton, an apprentice with the Hired program on Fort Sill, learns about geothermal heating from his mentor, David Dold, mechanical engineer for Directorate of Public Works, at the Army Corps of Engineers project, 31st Air Defense Artillery compound, on Mow-Way Road. (Army Photo by Monica Wood)