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This building, now a bar, was completed around 1932, on the site of small bakery. It features decorative brickwork and streaming with fluted columns at the entrance.

 

Source: "The Mildura Art Deco Walking Tour" by Mildura Rural City Council.

The former Savings Bank of South Australia was firstr epresented in Orroroo in 1881 with an agency operating from the Post Office, where it remained until 1912 before transferring to the National Bank.

 

The branch building and residence were built and opened on the 17th of February 1936. The buildings, costing £3700, were designed by H. M. Jackman of Adelaide, constructed by F. Fricker Ltd of Queenstown, and opened by the Chairman of the District Council, Mr L.G. Toop.

 

The bank traded as the BANK SA, although previous signage is evident with a faint outline of the following words at the cornice line: 'The Savings Bank of South Australia'.

 

Source: Department for Environment & Planning, District Council of Orroroo/Carrieton "HERITAGE OF THE UPPER NORTH" page 71.

This building, located on the corners of Gawler Place and Chloride Street, was occupied by the Commonwealth Bank in 1953 and 1932, with the Government Savings Bank there in 1910. In the 1950s its clientele was considerably increased by the compulsory banking of part of the mine employees' lead bonus.

 

Source: The Richest Lode: Broken Hill 1883 - 1988 by R. J. Solomon.

This single-storey timber building was constructed in 1886 as the permanent premises for the Normanton branch of the Bank of New South Wales.

 

By the mid 1880s Normanton, on the Norman River, had developed as the port for a large extent of pastoral and mining country, including the Cloncurry gold and copper fields, and the Etheridge and Croydon goldfields. The development of banking facilities was important to the commercial role of Normanton as a supply centre for the Gulf region. Normanton was constituted a municipality in 1886.

 

The Bank of New South Wales commenced trading in Normanton in 1884 in rented premises, acquiring the present site in 1885. The building was designed by Richard Gailey, who was responsible for the design of bank buildings elsewhere in Queensland during the late 1880s.

 

The building was used as both the bank premises and manager's residence until the late 1960s when the manager moved to a new residence. The residential component of the building was kept as staff quarters until 1971 when it was replaced by new staff quarters at the rear of the bank building.

 

In 1978 substantial internal alterations were undertaken to the premises to update the banking facilities. The verandahs which had been enclosed by the mid-1960s were reopened.

 

A storage shed was erected on the site in 1991.

 

The Westpac Bank is the only remaining banking facility in Normanton.

 

Source: Queensland Heritage Register.

Now known as the Old Bank, this building sits on the site of Dubbo's first school in 1858 which was later demolished in 1875 by Jean Serisier. In 1876, construction began on the Bank of New South Wale's first branch in Dubbo. The bank moved to the corner of Macquarie and Church Streets in 1919. Later use of the building included the Dubbo Retired Servicemen's League (RSL) Club and the Macquarie County Council. It was then converted to a museum in 1967, before becoming a public bar.

 

Source: New South Wales Heritage Register.

Initially the State Bank operated from a private residence but, with the rapid growth of business it became necessary for the bank to build its own premises. The building was opened in 1929.

 

The branch operated until 1972, when there was a period of scaling down. The bank finally closed in the 1990s. In 1998 the Yacka History Group bought the building and set it up as an Archives and Community Centre.

 

Yacka, South Australia:

 

Yackamoorundie is the name also given to the small creek that starts near Caltowie in South Australia's mid north, winds its way southwest crossing the Heysen and Mawson Trails, before eventually emptying its contents into the Rocky River near Crystal Brook. Yackamoorundie is loosely translated in Ngadjuri language as the 'sister to the big river', a name which pays tribute to the River Broughton, a river which runs through the centre of town.

 

In fact it was the deceptively slow running River Broughton that was to cause much grief in the small town. The need for a bridge to ensure north-south access to the town has seen as many as five road and rail bridges built across the river, with many of the predecessors washed away through flash flooding. Today the road bridge forms part of Main North Road from Clare to Wilmington, while the 1927 rail bridge sitting alongside it is a memory from days when rail was popular throughout South Australia.

 

The rail line closed in 1989 and associated infrastructure was removed soon thereafter with the exception of the rail bridge and the old railway cutting. Next door are the silos and the weigh bridge, an item that is relatively new in that it took a bumper harvest in 1969 to create logjams at the old weigh bridge and a community action which finally resulted in something more modern being constructed.

 

This new weigh bridge came to be some 100 years after the town was first named, and 96 years after the Witcomb family constructed the town's first and only hotel, one that served the community and visitors until 1994. Soon after the Hotel, the Institute (1875), Tilbrook's Blacksmith Shop (1875), Samuel Pelton's Store (1878) and Sarah Witcomb's house (1880) followed and the proud life of the township of Yacka commenced.

 

The drought of 1914 brought an end to an era of farmland riches, but it was World War One that would ultimately cause more emotional damage to the town. In an effort to support the Australian war effort overseas, the young Yacka community sent 41 of their male community to the war, and were most distressed when only 28 of those returned. The 32% loss of life remains one of the highest contributions in an Australian township.

 

In keeping with the modestness of the town, which encouraged funds to be re-invested into farms, many buildings were built to size and to suit the structure of the community at the time. The Church of St James in Broughton Road and the Methodist Church were two such examples where grandeur was replaced by economics and priorities.

 

The latter part of the 20th Century saw economic rationalisation contribute a large part to the history of the town with not only the railways and hotel being closed, but also the school. It wasn't long thereafter that the GMH dealership would end its time in the town as well as Samuel Pelton's store. Klau's Butchers in the Main Street also closed, and the building is now occupied by the Yackamoorundie Craft Association and is open Fridays, Saturdays and Sundays.

 

In 1995 the township celebrated its 125th year, and it was appropriate that it be 'kept in the family'. Nan Witcomb, Adelaide writer and radio celebrity was invited along to the celebrations and to unveil a plaque outside of the Interstate Building. The Witcomb family had been a part of Yacka since its beginnings, and were also part of the community that lost a family member to the war effort.

 

Today the township of Yacka is a lot smaller with a population of around 90, the craft shop, the large picnic area within the Yackamoorundie Park and the small caravan and camping facility making it ideal for a pleasant break of journey. Further details on Yacka are available from the Yacka community website or their facebook page. Historic Walk brochures are available from the Craft Shop or any of the visitor information centres in the Southern Flinders Ranges.

 

Source: Yacka Historic Walk & Weekend Notes (www.weekendnotes.com/yacka-historic-walk/).

The former Savings Bank of South Australia was firstr epresented in Orroroo in 1881 with an agency operating from the Post Office, where it remained until 1912 before transferring to the National Bank.

 

The branch building and residence were built and opened on the 17th of February 1936. The buildings, costing £3700, were designed by H. M. Jackman of Adelaide, constructed by F. Fricker Ltd of Queenstown, and opened by the Chairman of the District Council, Mr L.G. Toop.

 

The bank traded as the BANK SA, although previous signage is evident with a faint outline of the following words at the cornice line: 'The Savings Bank of South Australia'.

 

Source: Department for Environment & Planning, District Council of Orroroo/Carrieton "HERITAGE OF THE UPPER NORTH" page 71.

The Commercial Banking Company (CBC) bank was designed and constructed circa 1906 to 1907 by Laurie and Heath for the Commercial Banking Company of Sydney Ltd.

 

In 1979 the Heritage Council received from Dubbo City Council a request for advice concerning the proposed demolition for redevelopment of the CBC Bank. Following an inspection by the Heritage Office and discussions with the owner an Interim Conservation Order was placed on the 25th of May 1979.

 

Following the placement of the Interim Conservation Order, the management of the CBC Bank, with advice from the Heritage Office, undertook to renovate, repair, and adapt the premises. The work carried out reinforced the buildings important civic contribution to Dubbo.

 

A Permanent Conservation Order was placed over the property on the 4th of September 1981. It was transferred to the State Heritage Register on the 2nd of April 1999.

 

Source: New South Wales Heritage Register.

The old State Bank (Rural Bank of New South Wales) was one of the first buildings to be erected in Dareton and the only commercial building of such stature existing within the Shire. The solidness of the construction and its dominate corner location indicated the confidence that the bank had in the future of Coomealla.

 

A squat brick building with a rounded entrance highlighted by cement pillars forming a porch and supporting a large curved pediment displaying horizontal and vertical reliefs and a plaque of the coat of arms. The tiled high hip roof is punctuated with an elegant turret with ornamental timber panels and a bell cast roof. A protruding bricked extension with two double hung windows faces each street and covered with curved awnings complimenting the entrance.

 

Source: Wentworth Shire Council; Wentworth Heritage Study.

The former Bank of New South Wales was built in Gill Street, Charters Towers in 1889, replacing a number of earlier timber bank buildings on other sites in both Charters Towers and nearby Millchester. This two-storey masonry building addressing Gill Street also has a number of additions to the rear which demonstrate the evolution of the banking industry in the town over time. It complements other significant bank buildings in nearby Mosman Street, including the former Australian Joint Stock Bank, now the World Theatre and the former Queensland National Bank building which now serves as the City Hall.

 

Charters Towers' gold was first discovered in December 1871, by an Aboriginal boy named Jupiter who tended the horses for prospectors Hugh Mosman, George Clarke, and John Fraser. A storm frightened the horses into a gap in the hills, and while retrieving them, Jupiter found a rich vein of gold laden quartz. Mosman travelled to Ravenswood in early January 1872 to register the claim which he named Charters Towers, honouring the Gold Commissioner for the Broughton gold fields. By March 1872, Commissioner Charters had issued 25 prospecting area permits in the vicinity of Mosman's claim, and the rush began.

 

The earliest settlement grew around diggings at the confluence of Buchanan's Gully and Gladstone Creek and was known as Millchester. A few miles west of Millchester, another settlement evolved which became Charters Towers. It included a number of stores, hotels, and a butcher shop along a track that was to become Mosman Street. The population of Charters Towers was reputedly 3000 by August 1872. There was rivalry between the two settlements, particularly after the courthouse was erected at Millchester in 1873.

 

In the meantime, it had become evident that the procurement of gold from the deep seams of Charter Towers required substantial machinery to crush quartz and sink shafts. This required working capital to finance machinery and to pay the wages of workers employed on these time consuming processes. The Queensland Gold Fields Act 1874 and Gold Mining Companies Act 1875 allowed for combinations of leases, claims, and syndicates in order to work their leases at great depths. The legislation also underpinned the establishment of permanent settlement which would attract capital investment to the field. The influx of money and the resultant yield of gold were reflected in the growth of the township and the establishment of banks, mining companies, and mining agencies and exchanges. Two banking companies, the Australian Joint Stock Bank and the Bank of New Soute Wales (NSW) established offices on the goldfields by July 1872, only six months after the registration of the first claims.

 

The Bank of New South Wales was the first bank established in Australia (February 1817) but it was restricted to trading in Sydney until 1850. After restructuring, it opened its first branch outside Sydney, in Brisbane, on the 14th of November 1850, also being the first bank established in Queensland. It continued to expand rapidly with the rush of gold discoveries in New South Wales and Victoria. The bank set up agencies and gold-buying agents at every new mining venture in order to spread its network and consolidate its position. Bank officers were urged on by their superiors to be the first to a new location to set up a gold-buying agency. By 1861 the Bank of New South Wales had grown from a single Sydney office to a network of 37 branches in Australia and New Zealand.

 

The expansion of the Bank of New South Wales into North Queensland was driven by Robert Towns, one of its directors. Bank establishment followed both pastoral development and mineral discoveries. Port Denison, established to serve pastoralists, became the municipality of Bowen in 1863. By 1864 there was Bowen branch of the Bank of NSW, followed by one in Townsville in March 1866, where Towns and his partner John Melton Black had established a boiling down works. Another branch opened on the Ravenswood goldfields in 1870, one at Cardwell, (the terminus for the gold escort) in 1871 and in Charters Towers and Georgetown in 1872. The Cooktown branch, servicing the Palmer River fields opened in 1876, then Thornborough in 1877 on the Hodgkinson goldfields, followed by Cairns and Port Douglas. The Charters Towers Bank of New South Wales had opened only two days after the Australian Joint Stock Bank, which had opened on the 2nd of July 1872. Then in October 1872, both banks relocated to nearby Millchester.

 

In Millchester, land on the northern corner of Jardine and Macdonald Streets was formally transferred to the Bank of New South Wales in April 1875, but the actual sale is likely to have occurred prior to the title documentation. The Joint Stock Bank owned land opposite in Macdonald Street, and the Queensland National Bank opened in 1873 adjacent. Then in July 1874, a cottage was reported to have been relocated to Mosman Street, Charters Towers, to be used as an agency of the Bank of New South Wales. Presumably, the main branch remained in Millchester. At the time Charters Towers was described as: ‘solidifying rapidly and is giving undeniable proof that it means to stand. New shops and stores are going up. Buildings are being renovated and painted...'

 

Charters Towers soon dominated. A town survey was undertaken in November 1874, and marked out allotments in a ‘T' formation, with the mines and provision stores of Mosman Street on one axis, and the road to Millchester marked by Gill Street on the other. In January 1876, the Bank of New South Wales was relocated to Charters Towers, with Millchester becoming the agency office. This relocation was touted by the Northern Miner newspaper, as ‘the beginning of the end' for Millchester. Charters Towers was declared a municipality in 1877 encompassing one square mile centred on Mosman Street. It included new churches, the Oddfellows and Good Templar Lodges, and 21 hotels and 57 shops. The Bank of New South Wales moved into new premises in March 1877, described as a five roomed banking house, bringing solidarity to the top end of Mosman Street.

 

The wealth of the Charters Towers goldfields grew in the following years, particularly following the 1886 Colonial and Indian Exhibition in London where specimens of Charters Towers Gold were featured. Almost immediately English investors seized the opportunity to be part of the Charters Towers gold riches. Mining companies were formed, managed by Charters Towers' mining agents and share-brokers, and while some shares were held by English interests, many local people prospered through their investments, which then led to an expansion of banking facilities and mining exchanges. Banks and gold buyers purchased the gold, minted it into sovereigns in Australia and England, which were held in the vaults of banks in Melbourne, London, Berlin, and New York and then shipped to pay international debt. According to the Northern Miner newspaper, there were five banks in Gill Street in mid 1887: the Bank of New South Wales, the Bank of Australasia, the London Chartered Bank, and the Union and Royal Banks. The Queensland National and the Australian Joint Stock Bank remained in Mosman Street.

 

The Bank of New South Wales gradually improved banking facilities during the 1880s when many new branches opened in Queensland. Most directors were keen for bank premises in country towns to emphasise dignity, size, and solidity in the design of their buildings demonstrating the bank's capacity to survive and consolidate. Consequently, well known architects were employed to design bank buildings in New South Wales, and throughout Australia and New Zealand.

 

This was the case in Charters Towers. The Bank of New South Wales purchased an allotment in February 1887, diagonally opposite the post office in Gill Street, on which to erect a new substantial brick building. Architects Eyre and Munro called for tenders in the local newspaper in April 1888. The firm had offices in Townsville and Charters Towers. The Charters Towers office was run by William Henry Allan Munro, who had been previously employed in Townsville by architects and builders Rooney Brothers. After winning a competition for the design of the Queensland Hotel, he was taken into partnership with Walter Morris Eyre. In 1887 he became the junior partner, managing the Charters Towers office. Eyre, brother-in-law of architect FDG Stanley, had managed Stanley's Maryborough office between 1882 and 1885 before relocating to Townsville, where he supervised the construction of the Bank of New South Wales in Flinders Street. The Eyre and Munro partnership designed many north Queensland buildings including the 1889 Holy Trinity Church of England in Herberton, the 1890 Bank of North Queensland in Cooktown, the 1890 - 1891 Townsville School of Arts, and the 1892 Burns Philp Building, now part of Bartlam's Store in Charters Towers. They also designed the building on the corner of Deane and Gill Streets for auctioneers Ackers, Wilson, Ayton and Ryan, built in 1888 which later housed the Royal Bank of Queensland.

 

Construction of the new bank was by contractor Mr Kelleher under the supervision of Eyre and Munro. It opened for business on Monday the 13th of May 1889, and was described as ‘handsome and very pleasing, an imposing structure, superior to anything north of Brisbane' and overshadowing the adjacent Bank of Australasia (no longer extant). While the Northern Miner newspaper reported the cost at £9,000, the bank's archives indicated £6,040. The new building was seen as the way forward in both structure and location. The inclusion of a commodious manager's private apartment was usual for regional banks.

 

On the ground floor the building comprised banking chamber, fitted handsomely in polished cedar, the upper part of the various partitions being in ornamental ground glass...ample room for the public in front of the counter for the transaction of business, and a table... placed there for the accommodation of those who may desire to fill in deposit slips, requisitions for drafts, &c; a counter...14 ft long by 4ft 6 in [4.2 x 1.4m] wide, with the bill department on the right, and the exchange clerks' office on the left; ledger desks...placed at the back of the counter. To the left of the main entrance to the public hall is the manager's room, ...and opening out of that is the accountant's office... which has a raised floor, so that the official, by simply standing up, can get a good view of all that is going on. There is a passage leading from the manager's room to the dining-room, which, with the exception of the kitchen and servants' offices is the only one of the private apartments on the ground floor. At the rear of the ledger-desks are the strong room (fireproof), a lavatory and a stationery-room. Leaving the dining-room, we come to the private hall, which is approached from the passage to the left of the building. The upper floor is reached by a staircase from this hall...and contains a handsome drawing room...communicating by folding doors with another large room...which will be used by Mr Beattie for his own bedroom. There are three other bedrooms and a dressing room, all of large dimensions, with linen closet and a bathroom. The upper part of the building has a balcony running around three sides...and the internal passages are all proportionately spacious. The servants' quarters on the ground floor comprise kitchen, pantry, wash-house and sleeping apartment, and are furnished with the usual appurtenances for cooking and washing. Stabling has yet to be erected. Gas is laid on in every room and provision is made: for the Burdekin water supply when that scheme is complete. In the meantime there are three 1000 gallon [45 litres] tanks all full. The chimney-pieces and other fittings are in cedar, and are in excellent taste. All the rooms are ceiled, with mouldings, &c., of elegant design, and ventilation and drainage have been specially attended to.'

 

An economic downturn occurred in 1888, during the construction of the bank, due to a decrease in overseas investment and a continuing drought which led to the closure of crushing machines due to lack of water. The slump was short-lived after the development of the Brilliant Reef, which when mined to a depth of 3000 feet (914 m), became the biggest producer in the field.

 

Charters Towers was at its economic peak in the late 19th century. According to Government Geologist Robert Logan Jack, Charters Towers was the third largest gold producing area in Australia, after Ballarat and Sandhurst (Bendigo). Many new buildings were completed in this period in Charters Towers. The ‘T' junction of Mosman and Gill Streets became the financial district of Charters Towers. For one block to the east, north, and south were eight banks, the post and telegraph office, two assaying offices, and four solicitor's offices. Share-brokers occupied the Royal Arcade, and other offices were located in Mosman and Bow Streets. The Royal Arcade was built in 1888 for Alexander Malcolm and by 1890 the Stock Exchange operated from the building. Other significant buildings of this era include the 1887 - 1892 Masonic Lodge and the 1892 Post Office. Banks of this era include the 1881 (lowset timber) Bank of Australasia, the London Chartered Bank (which purchased the two-storey masonry building from local builder Hugh Ross in 1887), the former Australian Joint Stock Bank and the Queensland National (QN) Bank, both designed by FDG Stanley and both built in 1891. The Union Bank then occupied the former QN Bank premises in Mosman Street. All of these buildings remain, apart from the Bank of Australasia. The Bank of New South Wales was considered the first financial institution to erect premises worthy of the town and the business conducted there. The North Queensland Register claimed it was the largest banking institution in Australasia in the 1890s.

 

The banking crisis of 1893, when the Queensland National Bank and the Australian Joint Stock Bank, both suspended trading, led to an increase in business for the Bank of New South Wales in Charters Towers, when successful mining companies transferred their accounts. At that time there were eight banking businesses operating in Charters Towers; the Australian Joint Stock Bank, Bank of Australasia, Bank of NSW, Bank of North Queensland, London Chartered Bank, Queensland National Bank, the Royal Bank and the Union Bank, and all were still operating after the crisis had passed.

 

In 1899, Charters Towers was the second most important city in Queensland with a population of over 26,000, and an internationally noted goldfield. The gold yield for the state rose dramatically following the development of the Brilliant Reef, and in 1891, rose from 123, 000 ounces (3487 kg) to 218 000 ounces (6181 kg). It reached its all time peak of 319, 572 ounces (9059.7 kg), yielding over £2, 000, 000 by 1899. Gold production contributed between 21.61 and 35.53 percent of Queensland's export income during the 1880s and 1890s. These enormous amounts of gold were purchased by banks, which played a vital role in this process of wealth creation and distribution.

 

Gold production had been the mainstay of the Queensland mining sector in the 1890s, amounting to 85 per cent to 92.8 per cent of mining production during the decade. Apart from a brief spike in production at Mount Morgan in 1888 - 1889, Charters Towers consistently out-produced the other major gold mining areas of Ravenswood, Gympie, and Mount Morgan between 1880 and 1913. While Gympie peaked between 1901 and 1906, generally figures for all centres declined in the early 20th century. Charters Towers' production of 96, 046 oz (2723 kg) in 1912, fell to 42, 777 oz (1213 kg) in 1916 and was reduced to 8095 oz (22.9 kg) by 1919.

 

Despite Charters Towers being declared a city in 1909, the downturn in mining from 1914 and its virtual cessation by 1917 contributed to a steady decrease in population during this time. A town that had boasted a population of 25, 000 in 1900, when it was the second largest in Queensland, was reduced to just 13, 000 by the end of World War I (WWI). Between 1914 and 1918 more than 900 homes and business premises were removed from Charters Towers. Many were dismantled and transported by train to Townsville or Ayr where they were re-erected. Others were relocated to various places in Western Queensland. Nevertheless, banking institutions remained in town to service the regional rural economy and included the Bank of New South Wales, the Bank of Australasia, the London Chartered Bank, the Queensland National Bank, the Union Bank and the Bank of Commerce in the early 1920s. The Bank of New South Wales took over the Western Australian Bank in 1927, and then absorbed the Australian Bank of Commerce in 1931.

 

The Bank of New South Wales occupied the building in Gill Street until 1970 and during this time a number of repairs and small modifications were made. Renovations were undertaken in 1910 included plastering, painting, and general repairs, with further unidentified alterations occurring in 1921 and 1940. A post-1900 photograph of the rear of the bank shows rendering to the face-brick walls of the bank core and service wing; lattice panels fixed to the western verandahs of the manager's apartment and service wing; horizontal battens on the wash house and stables and a lavatory in the far south-western corner. It is likely that the female toilets attached to the northern western corner of the bank were built during WWI when women were employed to make up for the shortfall of men. Following the 1931 merger with the Australian Bank of Commerce, the amalgamated business was carried on in the Bank of New South Wales premises in Gill Street. The former Bank of Commerce building (originally the Joint Stock Bank) was used as accommodation for bank officers. It was sold in 1937.

 

The Charters Towers Bank of New South Wales played an important role in the Pacific Campaign of World War II, as the New Guinean Bank of New South Wales branches in the towns of Wau, Samrai, Rabaul, and Port Moresby were successively evacuated in January and early February 1942, due to bombing or threat of bombing. The transportable business effects including records, cash, and bullion were taken by boat to Townsville, and a custodian branch was set up in Charters Towers, while the reconstruction of the business was undertaken in Brisbane.

 

The Charters Towers City Council acquired the Queensland National Bank building in 1949 and relocated its administrative operations there. The building was then known as the Town Hall. A library was established in the old town hall building. The Charters Towers City Council acquired the former Bank of Commerce (AJS Bank) in 1992 and converted it into the World Theatre.

 

In 1967 a property exchange was made with the Charters Towers City Council, whereby the Bank of New South Wales acquired the old town hall site owned by the council. The old timber Town Hall was demolished in August 1968. The bank continued to occupy its original building during the construction of a new building on this site, which opened on the 16th of March 1970. The Bank of New South Wales acquired the Victorian based Commercial Bank of Australia Ltd in 1982 and then changed its name to Westpac, reflecting the Western Pacific region in which it now operated.

 

From 1982, the former Bank of New South Wales building was used as the council library and child care centre. The property was formally transferred to the Council in 1984. The council erected women's toilets to the rear of the western side of the building sometime prior to 1980. During the 1980s a restaurant occupied the first floor of the building. In the 1990s it housed the offices of Skill West and Skill Share, as well as school support services provided by Education Queensland. The semi-detached building at the rear has undergone a number of renovations over time. The library was relocated in 2003 and the day care centre ceased operation. The former Bank of New South Wales building has had a number of tenants since that time including a real estate agent and a Bendigo Bank Agency. The Australian Association of Distance Education Schools utilised space on the first floor for training purposes in the 2000s. The building was renamed Wherry House in 2006 to honour a former mayor Paul Wherry and his wife Molly who served the city from 1952 to 1964. Plaques commemorating their community work were installed in the building in November 2006.

 

Source: Queensland Heritage Register.

The Peterborough Hotel:

 

The Peterborough Hotel was the first hotel built in the town. Originally the Petersburg Hotel, it was built as a single storey building in 1881 by Sara and Dunstan after Mr Jonathon Hoar was granted a license.

 

Reports of the time say opening night witnessed some fearful excesses on the part of the navvies who were building the new railway line. After the house was closed they broke into the bar. A melee ensued and knives were used. The police trooper was sent for from Yongala but before he arrived, the two worst offenders had been secured with ropes in the stables.

 

The second storey was added in 1891 at a cost of £1250 and included 20 rooms, a bathroom, a verandah, and wrought iron balustrade. Like many other buildings in the town, it was made of sandstone.

 

There are few country hotels in South Australia of its scale.

 

The ES&A Bank & Residence:

 

The English Scottish & Australian Chartered Bank was the first bank to establish a branch in the town.

 

The first manager of the bank was Mr Ernest Trimmer, who conducted business from a room in the Petersburg Hotel from the 7th of June 1881.This building was erected on this site in 1883 and was reconstructed in 1893 when it became known as the English Scottish & Australian Bank.

 

IN 1913 the building was partly demolished and new chambers were built. The total cost of the work was £2000 and included the building of a seven roomed residence at the rear.

 

In 1970, The ES&A merged with the ANZ bank to form the ANZ Banking Corp. The bank closed it doors in 1997 and is now a private residence.

 

Peterborough, South Australia:

 

Peterborough was part of the Eldoratrilla Run from 1851 until the Hundred of Yongala was broken up for selection in 1871. Farm land was taken up in 1875 by a group of German settlers; Peter Doecke (after whom the town was named), Johann Koch, and Herman Rohde.

 

In 1880, while the railway was under construction from Port Pirie, Koch surveyed his land into town allotments and named it Petersburgh. The coast railway arrived from Port Pirie through Jamestown in February 1881, and the inland line from Burra through Terowie connected with it in May 1881, so within months of its foundation Petersburg - as the Post Office and South Australian Railways insisted on spelling it - became a major railway junction.

 

The town rose to prominence very quickly, and has remained the major population centre in the eastern half of the region. From its early development, Petersburg became a classic railway town in layout - like Gladstone and Quorn - with its main street parallel to the railway, and its principal hotels, banks, and commercial buildings clustered opposite the railway station. Petersburg's growth was assisted by the extension of the railway to Broken Hill in 1887, and by the construction of the Transcontinental Railway to Perth and the

Ghan line to Alice Springs in the early twentieth century, making it a strategic hub of the national railway network.

 

Under Railways Commissioner William Webb, a large railway maintenance workshop was built at Petersburg, and a suburb of railway workers housing went up at the western end of town, using innovative cast concrete construction techniques developed by Adelaide builder Walter Torode.

 

In 1918 the Nomenclature Committee renamed the town Peterborough, oblivious to the irony that its German founder had originally given it an English name, and it had only been

made to look German by a bureaucratic mis-spelling. During the 1930s depression, a gold crushing battery was built at Peterborough to encourage local mining. The town has lost most of its railway function since the 1970s, but remains an important regional centre.

 

Source: District Council of Peterborough, Heritage Of the Upper North, Volume 6 - District Council of Peterborough, page 115.

The history of Terowie's most prominent bank is closely linked to that of the town. The building was built during Terowie's boom in the 1880s, with provision for further extensions. As with many developments in Terowie, this confidence was never realised. The extensions were never built and the incomplete fabric at the rear demonstrates this. During the town's prosperous years, the bank operated as a branch in its own right, and in the devastating Depression of the 1890s, the bank was closed down completely for over a year. The later development of the bank continued to mirror the economic development of the town. The confidently executed Victorian Tudor bank building is an uncommon architectural example in this area. It is also interesting that the designer did not employ classical style common to Victorian banking institutions. The interior contains well-preserved Victorian bank furnishings. The building provides a distinctive contribution to the Terowie Main Street, and is a significant and distinctive example of a bank building in a rural town.

 

Terowie:

 

The town of Terowie was established in the early 1870s as a service centre for northbound traffic. Terowie owes its birth to one man, John Aver Mitchell; and its subsequent growth and success to its position on a major South Australian transport route, and later, to its important position within the South Australian rail network. John Aver Mitchell (1833 - 1879) is widely acknowledged to be the founder of Terowie. He and his family arrived in South Australia in 1847, and settled in the Marrabel area. Mitchell turned his hand to many things and lived in many places, including Kapunda and Hallett, before establishing himself in the Terowie area.

 

In 1872, Mitchell selected Section 158 from the recently proclaimed Hundred of Terowie. This land had previously been part of McCulloch's Gottlieb's Well sheep run, the lease of which had been resumed by the Government and opened for credit selection. Mitchell planted wheat on his land, but soon turned to other ideas for a livelihood. The growing amount of northward traffic passing through his section required services, and he is believed to have established an underground store or possible sly-grog shop at the side of the track as early as 1872.

 

He soon built two substantial stone buildings close to one another, the Hotel which was licensed on the 7th of May 1874; and a chapel which probably served a variety of functions including as a general meeting place. The hotel and chapel are considered to be Terowie's earliest buildings, but it was not long before a smithy and store were also constructed near the hotel. To ensure the growth and success of his infant town, Mitchell donated land and money for a school and a Methodist Chapel, both of which were erected in 1877.

 

The fact that the young town of Terowie offered much needed services to the northward traffic, as well as to the growing number of local settlers, secured its future prosperity. By the end of the 1870s over 500 people had settled in the town. Subsequent fluctuations in population had two main causes: the times of depression which affected local production, state-wide production and hence local services; and the rise and fall of railway operations, which reached high points in the 1880s (with the Silverton/Broken Hill Traffic), the 1940s (Military manoeuvres) and the 1950s (Leigh Creek Coal). The 1970 bypassing of the Terowie break-of-gauge sounded the death knell for the town's prosperity.

 

This history, of massive boom and prosperity in the 1880s, but then a subsequent dip in popularity followed by later peaks of a similar height has, to a large extent, dictated the face of Terowie today. Almost all of the buildings in the core of the town were constructed before the turn of the century. Lack of a steadily rising population led to there being no necessity for new buildings to be built after the 1880s, as the old ones were built during a wave of optimism, and then rarely outgrown.

 

Therefore, within the core of the town, very few twentieth century buildings have been built, and few modern alterations and additions have been required. Terowie survives as a fascinating nineteenth century commercial and residential time capsule. However, it is also a living town, with a small number of interested residents trying to retain their unique heritage.

 

Source: South Australian Heritage Register & Department for Environment & Heritage, District Councils of Mount Remarkable, Orroroo/Carrieton & Peterborough, Regional Council of Goyder, Northern Areas Council, and Port Pirie Regional Council "HERITAGE OF THE UPPER NORTH - Volume 2 -

Regional Council of Goyder "

Lyall's Jewellery Shop:

 

Lyall's is a small masonry shop built in 1897 for David Lyall to replace his previous jewellery shop on the same site. Constructed at the height of Charters Towers' prosperity, it is notable for its elaborate frontage featuring large display windows of curved plate glass.

 

The Charters Towers gold field was discovered in late 1871 and by 1872 there was a major rush on the field. In 1874, according to goldfield regulations, the business area of the town was set out on an area thought to be non-auriferous. This area occupied one square mile centred on the intersection of Gill and Mosman Streets and became the commercial and social heart of the city.

 

When it became clear that the Towers was more than a transient gold field, permanent buildings began to be erected and the area was surveyed. As was common with gold fields, the survey clarified and confirmed what already existed with regard to property and this can be seen in the variety of lot sizes within the grid superimposed on the settlement. It is well demonstrated by the block on which Lyall's is built which has a frontage of only 4.22 metres and was purchased freehold by Richard Binder in 1876. Binder was an assayer and jeweller and probably already had an office on the site as the fee paid was nominal and probably simply covered the survey costs.

 

In July 1889, Binder sold the property to David Lyall, who had been working in Charters Towers as a jeweller and watchmaker since at least 1886. His advertisements in the Northern Miner from the Mosman Street address stated that any article of jewellery could be made on the premises to a standard of workmanship equal to be best in London or Edinburgh.

 

Lyall was developing his business at the height of Charters Towers importance as a gold field. In the 1880s mining shares in the field were subject to a major boom in speculation as foreign capital was poured into mining the deep reefs that characterised the field. For a time, Charters Towers was the second town in Queensland, known to its inhabitants as 'The World' and was internationally famous. Its peak production was reached in 1899 followed by a decline. By 1912 many people were leaving the town and in 1916, production officially ceased.

 

In 1897, however, this peak had not yet been reached and Mosman Street was now lined with substantial buildings. On December 4, Lyall opened a new shop on his small site which was intended to completely eclipse his competitors. It was brilliantly lit with electric light, had expensive and fashionable fittings and two striking semicircular display windows made of curved plate glass. Extravagant claims for the new shop as a 'palace of wonders', made by Lyall in his opening day advertisement in the Northern Miner, are supported by photographs of the exterior and interior of the shop featured in the 1897 Christmas Edition of the North Queensland Register. A few days after the opening, when the magazine of the Mills United mine blew up, Lyall's was one of the very few buildings in town whose windows were not blown out. This was noted locally and was possibly due to the curved glass.

 

Lyall's was a well-known and prestigious shop where one purchased special gifts. Lyall was financially successful and eventually owned a second premises in Gill Street in 1903 and a house called 'Towervilla' on Richmond Hill. He died in 1910 and the shop passed to Rebecca Lyall. It was then run by a succession of managers and was advertised as Lyall's until 1915. Under the management of first Wilson, then Boner and then Miller the shop functioned as both an optometrists and a jewellery shop. In 1939 the shop was sold to Michael Hegarty and passed to Mary Hegarty in 1954. It changed hands only once more, in 1957, when it was sold to Stanley Shong, before being purchased by the Charters Towers and Dalrymple Historical Society in 1970.

 

The Historical Society was formed in 1968 in response to strong public interest in the history of the city. Between 1968 and 1970 the society held several public exhibitions of items donated to its collection in order to gain funds to purchase a building that could be used as a community museum. Much of the work needed to repair Lyall's was carried out by local volunteers and the materials donated, so that the museum was able to open in the building on 1 November 1970.

 

In 1975, Lyall's was gifted to the National Trust of Queensland. The collection had grown too large to be displayed at Lyall's and was removed to the Zara Clark Museum in the former Bartlam's Store.

 

The Australian Bank of Commerce:

 

The former Australian Bank of Commerce is a substantial masonry building in classical revival style located in the business centre of Charters Towers. It was built in 1891 as the premises of the Australian Joint Stock Bank to the design of Queensland architect FDG Stanley during the boom years of the gold field.

 

The Charters Towers field was discovered in late 1871 by a prospecting party composed of Hugh Mosman, George Clark, James Fraser and an Aboriginal boy called Jupiter who worked for Mosman. By early 1872 a rush was in progress with an estimated 4,500 people on the field by the end of the year. During this time Charters Towers yielded 91,265 ounces of gold; more than half the total Queensland production.

 

The Australian Joint Stock Bank was established with the discovery of gold in southern states and opened branches on Queensland goldfields as they were discovered. It opened a branch on the Broughton goldfield on 23 April 1872, but soon moved to Charters Towers and then to nearby Millchester, where crushing plants, banks and businesses had begun to cluster. In 1874, following goldfield regulations, a business area was marked out in Charters Towers over an area believed to be non-auriferous. A sub branch of the bank was opened there on 12 October 1874 and became a full branch in 1876. In 1877, when Charters Towers petitioned for incorporation as a municipality, the business area was defined as covering half a mile in each compass direction from the intersection of Gill and Mosman Streets. This area became the key business and social centre of the town.

 

The economics of Charters Towers were closely bound up with the geology of the field. The gold was in the form of reefs of gold-bearing ore which sloped downwards with loops and branches. This meant that equipment to sink shafts and extract and crush ore was needed. At first, small syndicates of miners, crushing mills and local business men financed the mines. As the lodes ran deeper, more capital was needed to exploit them than was available locally. In 1886, a display featuring ore samples from the Charters Towers mines was set up at the Colonial and Indian Exhibition in London. At the time, some mines were producing extraordinary quantities of gold. The response from British investors resulted in a speculation boom. This did not hold, collapsing in 1888, but as the famous Brilliant Reef was discovered in the following year, the fortunes of the field were not depressed for long. The excellent long-term prospects of the field and the input of capital made the community affluent and encouraged local businesses to replace their timber buildings with more substantial brick structures in the 1880s and 90s.

 

The Australian Joint Stock Bank purchased land for a new building in 1884 and in 1889 approved the plans for a handsome new bank, but decided that their allotment was inadequate for the structure. They purchased another block from Burns, Philp & Co. in May 1890 for £3610. Tenders were called for the new building and that of J James for £4693 was accepted, though he defaulted and the building was completed by Messrs Wyatt & Gates.

 

The new bank building was designed by architect Francis Drummond Greville Stanley. He was a gifted and prolific Scotsman who had been the Queensland Colonial Architect between 1873 and 1881, and in 1888 became the inaugural president of the Queensland Institute of Architects. He had designed many large and prestigious public and commercial buildings, including a number of banks. The new premises opened in early 1892 with banking facilities including a gold room on the lower floor and accommodation for the manager above, a standard arrangement in regional banks

 

By the end of 1892, the Australian Joint Stock Bank had become the largest bank in Queensland having 19 branches. It was the biggest gold buyer on the Charters Towers field and carried many accounts, but it began overcapitalising. In April 1893, the AJS Bank closed during the national banking crisis which saw 8 banks shut their doors. After restructuring, the bank opened for business again on 16 June 1893 as the Australian Joint Stock Bank Limited.

 

Charters Towers continued to prosper with gold production on the field peaking in 1899 at 319,572 ounces. The population also peaked in this year at around 26,500. Charters Towers was then the second most important city in Queensland and an internationally noted goldfield.

 

In 1909 a new banking company, the Australian Bank of Commerce, was formed incorporating the Australian Joint Stock Bank Limited and commenced business in this building on 1 January 1910. By this time, the gold yield in Charters Towers had fallen while costs had increased due to the great depths at which gold was being mined. In 1912 the Warden reported that the extreme depth for profitable mining had been reached. The population quickly fell as many people moved to coastal towns. Falling real estate values and large vacant buildings provided an opportunity for a number of private schools to establish themselves, which eventually gave new economic life to Charters Towers as an educational centre.

 

Following the merger of the Australian Bank of Commerce and the Bank of New South Wales in 1931, the amalgamated business was carried on in the Bank of New South Wales premises in Gill Street. The former Bank of Commerce building ceased to be a bank and was used as accommodation for bank officers. It was sold to Dr W Stevens for £450 on 9 March 1937, the low price in comparison to the original cost being a reflection of the times. Dr Stevens initially lived on the upper floor and used the ground floor for his medical practice. Later he moved downstairs and rented the upper level to Mr and Mrs Walker who lived there until 1958. Dr Stevens moved out in 1947 and Norman Dungavell rented the ground floor as an office and family home, purchasing the property in July 1957 and continuing to rent out the upper floor flat. Norman Dungavell died in 1989 and his wife in 1991. In 1992 the building was purchased by the Shire of Dalrymple with a view to developing the site as a cultural centre. The new theatre complex was designed by Theatre Technics and GTG Partnership. The World Theatre complex was opened in September 1996.

 

Source: Queensland Heritage Register.

Now known as the Old Bank, this building sits on the site of Dubbo's first school in 1858 which was later demolished in 1875 by Jean Serisier. In 1876, construction began on the Bank of New South Wale's first branch in Dubbo. The bank moved to the corner of Macquarie and Church Streets in 1919. Later use of the building included the Dubbo Retired Servicemen's League (RSL) Club and the Macquarie County Council. It was then converted to a museum in 1967, before becoming a public bar.

 

Source: New South Wales Heritage Register.

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The former Australian Bank of Commerce is a substantial masonry building in classical revival style located in the business centre of Charters Towers. It was built in 1891 as the premises of the Australian Joint Stock Bank to the design of Queensland architect FDG Stanley during the boom years of the gold field.

 

The Charters Towers field was discovered in late 1871 by a prospecting party composed of Hugh Mosman, George Clark, James Fraser and an Aboriginal boy called Jupiter who worked for Mosman. By early 1872 a rush was in progress with an estimated 4,500 people on the field by the end of the year. During this time Charters Towers yielded 91,265 ounces of gold; more than half the total Queensland production.

 

The Australian Joint Stock Bank was established with the discovery of gold in southern states and opened branches on Queensland goldfields as they were discovered. It opened a branch on the Broughton goldfield on 23 April 1872, but soon moved to Charters Towers and then to nearby Millchester, where crushing plants, banks and businesses had begun to cluster. In 1874, following goldfield regulations, a business area was marked out in Charters Towers over an area believed to be non-auriferous. A sub branch of the bank was opened there on 12 October 1874 and became a full branch in 1876. In 1877, when Charters Towers petitioned for incorporation as a municipality, the business area was defined as covering half a mile in each compass direction from the intersection of Gill and Mosman Streets. This area became the key business and social centre of the town.

 

The economics of Charters Towers were closely bound up with the geology of the field. The gold was in the form of reefs of gold-bearing ore which sloped downwards with loops and branches. This meant that equipment to sink shafts and extract and crush ore was needed. At first, small syndicates of miners, crushing mills and local business men financed the mines. As the lodes ran deeper, more capital was needed to exploit them than was available locally. In 1886, a display featuring ore samples from the Charters Towers mines was set up at the Colonial and Indian Exhibition in London. At the time, some mines were producing extraordinary quantities of gold. The response from British investors resulted in a speculation boom. This did not hold, collapsing in 1888, but as the famous Brilliant Reef was discovered in the following year, the fortunes of the field were not depressed for long. The excellent long-term prospects of the field and the input of capital made the community affluent and encouraged local businesses to replace their timber buildings with more substantial brick structures in the 1880s and 90s.

 

The Australian Joint Stock Bank purchased land for a new building in 1884 and in 1889 approved the plans for a handsome new bank, but decided that their allotment was inadequate for the structure. They purchased another block from Burns, Philp & Co. in May 1890 for £3610. Tenders were called for the new building and that of J James for £4693 was accepted, though he defaulted and the building was completed by Messrs Wyatt & Gates.

 

The new bank building was designed by architect Francis Drummond Greville Stanley. He was a gifted and prolific Scotsman who had been the Queensland Colonial Architect between 1873 and 1881, and in 1888 became the inaugural president of the Queensland Institute of Architects. He had designed many large and prestigious public and commercial buildings, including a number of banks. The new premises opened in early 1892 with banking facilities including a gold room on the lower floor and accommodation for the manager above, a standard arrangement in regional banks

 

By the end of 1892, the Australian Joint Stock Bank had become the largest bank in Queensland having 19 branches. It was the biggest gold buyer on the Charters Towers field and carried many accounts, but it began overcapitalising. In April 1893, the AJS Bank closed during the national banking crisis which saw 8 banks shut their doors. After restructuring, the bank opened for business again on 16 June 1893 as the Australian Joint Stock Bank Limited.

 

Charters Towers continued to prosper with gold production on the field peaking in 1899 at 319,572 ounces. The population also peaked in this year at around 26,500. Charters Towers was then the second most important city in Queensland and an internationally noted goldfield.

 

In 1909 a new banking company, the Australian Bank of Commerce, was formed incorporating the Australian Joint Stock Bank Limited and commenced business in this building on 1 January 1910. By this time, the gold yield in Charters Towers had fallen while costs had increased due to the great depths at which gold was being mined. In 1912 the Warden reported that the extreme depth for profitable mining had been reached. The population quickly fell as many people moved to coastal towns. Falling real estate values and large vacant buildings provided an opportunity for a number of private schools to establish themselves, which eventually gave new economic life to Charters Towers as an educational centre.

 

Following the merger of the Australian Bank of Commerce and the Bank of New South Wales in 1931, the amalgamated business was carried on in the Bank of New South Wales premises in Gill Street. The former Bank of Commerce building ceased to be a bank and was used as accommodation for bank officers. It was sold to Dr W Stevens for £450 on 9 March 1937, the low price in comparison to the original cost being a reflection of the times. Dr Stevens initially lived on the upper floor and used the ground floor for his medical practice. Later he moved downstairs and rented the upper level to Mr and Mrs Walker who lived there until 1958. Dr Stevens moved out in 1947 and Norman Dungavell rented the ground floor as an office and family home, purchasing the property in July 1957 and continuing to rent out the upper floor flat. Norman Dungavell died in 1989 and his wife in 1991. In 1992 the building was purchased by the Shire of Dalrymple with a view to developing the site as a cultural centre. The new theatre complex was designed by Theatre Technics and GTG Partnership. The World Theatre complex was opened in September 1996.

 

Source: Queensland Heritage Register.

a few things that are floating around in my mind...

 

And you have no idea how many shots i had to take to get one good shot with all in the frame and floating and in reasonable focus.

The Bank of New South Wales opened on the 26th of July 1910 and operated from leased premises until this building was completed on the 15th of September 1913. F. E. Ebbsworth was the first bank manager and remained so until 1921.

 

Isisford had its first bank hold up on the 23rd of June 1921; the robber made off carrying a bag of money, which turned out ot be pennies. The man was later arrested near the Barcoo River and sentenced to seven years hard labour.

 

On the 4th of July 1965 there was another attempt to rob the bank. This attempt was unsuccessful and the man was arrsted and later sentenced to two years hard labour.

 

Mr C Harper was the last manager when the bank closed as a branch and was converted to an agency on the 8th of March 1973.

 

Isisford, Queensland:

 

Isisford is a rural town and formerly a shire in Queensland's central west. Situated on the Barcoo River, the town is 100km south-west of Longreach and 1160km north-west of Brisbane. The shire, of which the town was the administrative centre, covered an area of 10501 sq km and was proclaimed on the 28th of December 1907, the result of a partitioning of the Barcoo Shire.

 

The Isisford area was explored by Thomas Mitchell in 1846 and the following year by Edmund Kennedy, both reporting favourably on the district's potential. In 1856 Augustus Gregory passed through the area in his search for the missing party of Ludwig Leichhardt. Finding the area in drought, Gregory left unimpressed, later stating as Surveyor-General that he could not recommend expenditure on the development of central western Queensland.

 

Undeterred by Gregory's pessimism, numerous pastoral aspirants took up holdings over the next decades, beginning with John Charles Ellis who in April 1866 established the Portland Downs run. C. Lumley Hill followed Ellis in January 1867, taking up 'Isis Downs', named after the upper reaches of the Thames River, England.

 

Continuing pastoral settlement encouraged hawkers into the district. The misfortune of two of these early traders led to the development of the Isisford township. Attempting to cross the Barcoo, brothers William and James Whitman broke an axle and decided to settle on the banks of the river. A village soon developed, the siblings themselves erecting a hotel, butcher's shop, store, and saddlery among others. Originally named 'Whittown' (or 'Wittown') by the Whitmans in self-testament to their founding enterprise, the name was changed to 'Isisford' in 1878 when a town was surveyed, based on the presence of a river ford and the settlement's proximity to Isis Downs station, 20km east of the town.

 

Postal services began in 1876, and a telegraph station opened in 1881. A provisional school was also established that year, with a permanent facility erected in 1883. In 1885 a timber courthouse was erected, which also served as the venue for all church services until Church of England and Catholic churches were built in 1905 and 1907 respectively (both of which were replaced in the prosperous mid-1950s).

 

Banking services also began around this time, the Queensland National Bank opening a branch in 1883, which operated somewhat fitfully over the next several decades, closing and reopening as national and local financial fortunes fluctuated. Greater reliability in banking was provided for in 1910, when the Bank of New South Wales opened a permanent branch.

 

The 1904 Post Office Directory records that Isisford boasted numerous services and amenities, including a baker, blacksmith, cordial maker, Oddfellows Lodge, two billiard saloons, and four hotels - the Isisford, Club, Belvoir, and Westward Ho - each of which did considerable seasonable trade servicing shearers from the outlying properties 'on the spree'. A small Chinese community - migrants from the northern goldfields - also found a home in Isisford during the late 1800s. Largely market gardeners, the last of the Chinese had reportedly departed by the early 1920s. In addition to Isis Downs, other large pastoral properties in the shire included Emmet Downs, Welford Downs, Mount Marlow, and Highlands.

 

Never directly connected to the western rail network, Isisford instead relied upon road connections to regional railheads. By 1914 the line from Blackall had reached Emmett, halving the road distance between the town and the railway, and in 1917 the line reached its terminus in Yaraka.

 

Town water was initially obtained from rain catchment and by hauling supplies from the Barcoo and local waterholes. A sub-artesian bore was sunk in 1925, although this was a non-potable supply. Greater security was achieved in 1934, when a weir was constructed across the Barcoo, and consolidated in 1960 with the construction of a pipeline from Oma Waterhole.

 

Primarily dependent on the wool industry, Isisford was hard hit by drought in 1965 and the bust in the wool price in 1970. After peaking in 1961 (270 people roundabout), the town's population rapidly declined, with an attendant downturn in services. The butcher's shop and convent school (opened in 1950) had closed, and the hospital converted to an outpatient's clinic. In 1973, the Bank of New South Wales branch was downgraded to agency status, before withdrawing from the town altogether. By 1981 the shire's population had nearly halved.

 

Both town and the district continue to rely on the wool industry, with some dependency on regional tourism. The Isisford primary school remains in operation, as does the health clinic operating out of the old hospital facilities. Isisford is further serviced by a store, fuel depot, and police station, and has a town hall, swimming pool, tennis, cricket and golf facilities, and a racecourse.

 

Two of the four hotels in existence in 1904 remain in operation - the Westward Ho (renamed the Golden West), and the Club (now Clancy's Overflow). Isisford holds a race meeting, gymkhana, and wool show annually, and the Isisford Fishing Competition, in which anglers compete for local 'yellowbelly' on the Oma Waterhole. The Isis Downs shearing shed (1914) and power house are monumentally large pastoral buildings, constructed by wealthy Victorian business interests, including Sir Rupert Clarke. A working building, the woolshed has hosted outback orchestral concerts. The complex is listed on the Queensland Heritage Register.

 

The other main settlements in the shire are Emmett and Yaraka on the former railway line (1917 - 2005), south-east of the town of Isisford. In 2008, after strong protests from Isisford residents, the shire was amalgamated with Ilfracombe and Longreach shires to form Longreach Regional Council.

 

Source: Isisford Shire Council (amalgamated 2008; now Longreach Region Council) & Queensland Places (queenslandplaces.com.au/isisford-and-isisford-shire).

Personal finance on a laptop.

 

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Home Loan ought to be prepared very carefully. If you would like Mortgage Towards Home after that there are some points you have to think about.

 

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JW House was established in 1888 as the Bank of New South Wales with John Walker (Jack) Sillar (1861 - 1919) as the bank's appointed manager.

 

John Walker (Jack) Sillar:

 

Profound indeed will be the feeling of sorrow which will be felt throughout the town and district at the announcement of the death of John Walker Sillar, manager of the Bank of Australasia, Dubbo branch. The sad event occurred early this (Friday) morning at his residence at the bank premises in Macquarie-street, the whole of the members of his family, with the exception of Lieut. Jack Sillar, being present at the bedside. Dr. Burkitt, his medical attendant all through his illness, was also present. Mr. Sillar had been ill for some ten days, and his condition varied so often from one extreme to the other that his death was not unexpected. His end was calm and reposeful.

 

The late Mr. Sillar was one of Dubbo's finest citizens in every sense of the word. As a townsman he has been associated with the religious, civic, educational, commercial, and sporting life of the town during the last 30 years. He arrived here in 1888, and opened the first branch of the Bank of Australasia on the site now occupied by Mr. W. Gordon's pastrycook shop, Macquarie-street. Prior to his arrival here he was in the service of the same bank at Grenfell for a period of 3½ years, and he also occupied the office of Treasurer to the local hospital. On leaving for Dubbo in 1888 he was accorded a most enthusiastic and complimentary send-off ball, and was presented with a massive gold ring, set with one large diamond. The local papers farewelled him as a good and useful townsman, a thorough, straight going business man, and one who had identified himself with almost every public movement. The Grenfell "Vedette," writing of Mr. Sillar as treasurer of the local hospital, said: "He displayed uncommon zeal, which is proved from the fact of there being a credit balance to the new hospital fund of £556 19s 1d (not reckoning the subsidy), a large proportion of which was raised by his energetic influence. . . "To mention all that he has done for Grenfell would be impossible."

 

On his arrival in Dubbo he plunged into hospital and educational work with a zeal born of love of both. For nearly 30 years of the 31 years he has been a resident of Dubbo he has been connected with the Dubbo Hospital Committee in various capacities, including the hon. treasurership of the Goode Estate, which work he took up in 1909. So worthily and honorably did Mr. Sillar acquit himself in the administration of this great pillar and support of the Hospital exchequer that the Government Auditor specially mentioned Mr. Sillar's "able and efficient management." This heavy and responsible task was undertaken by Mr. Sillar without fee or reward. He was mainly instrumental in building up this source of revenue, which has handed to the Hospital treasury a sum of about £2500. He filled the office of Vice-president of the Hospital for many years.

 

In educational matters he was a sturdy supporter of the presented State education system. He was President of the Parents and Citizens' Association since its inception, and until a few weeks ago never missed a meeting of that body. He worked hard for the establishment of the Dubbo High School, and deserves a large measure of credit for the success of the movement. His efforts in connection with education extended to the encouragement of a love of literature and art, and he supported the acquirement on loan from the Sydney National Art Gallery of certain pictures now hanging in the High School Assembly Hall.

 

His love of literature was exemplified by the great interest he look in the Dubbo Mechanics' Institute, of which he was a committeeman for about 30 years, a vice-president, for a long period, and President since the death of the late George Henry Taylor.

 

He was equally active in religious work, and was a tower of strength to St. Andrew's Presbyterian Church, in which he held several offices.

 

He was the honorary Chief of the Dubbo District Caledonian Society, regular in his attendance at its meetings, and no face at the festive board on 'Burns' Night beamed with more fraternal love and good cheer than that of Chief Sillar. He was a loyal Scot, to the central core and fibre of his very soul.

 

The late Mr. Sillar took a great interest in Masonry, and was an honored and respected member of the local Ma- sonic Lodge. Upon arrival in Dubbo from Grenfell he threw in his lot with the local Masonic Lodge, and for about 20 years held the honorable position of treasurer to the lodge. This position he occupied until the time of his death. He was also Grand Superintendent of the Royal Arch Chapter Scottish Constitution.

 

He enjoyed sport, and was a playing member of the Dubbo Bowling Club, and a past president and committee-man for many years. He was also a most ardent supporter of the old Dubbo Cricket Club in the days when that Sport flourished in the district.

 

In all matters affecting the social life of the community he was ever ready to take his part, and more than his part. For the whole period of the recent war he rarely had a night to himself, his time was so fully occupied with various patriotic and kindred ef- forts. He was a good supporter of the local Red Cross and War Chest. In every position in which he was elected his claims were incontestable, and men gave way readily to his claims, because of his sterling honesty, and fair-mindedness.

 

He took little interest in politics, caring nothing about the struggles of rival political parties. He was first, last and all the time a commercial man, keenly interested in the development of the resources of the district and the State. But he even forgot business when the war broke out, and gladly gave three of his sons to the cause of the Empire and the Allies. His sons, Dr. Roy Allen Sillar, M.B., and Master of Surgery, Lieutenant John Sillar and Sergeant-Major Ralph Sillar enlisted. Dr. Sillar died in Britain whilst serving with the A.I.F., Ralph returned only a few days ago, barely in time to receive his father's last blessing, and Jack is still abroad.

 

The late Mr. Sillar was married at Grenfell in August, 1892, to Miss Isabel Allen, daughter of Mr. Allen, of Lake Cowal.

 

The late Mr. Sillar was a model family man, devoted to his wife and family, and personally was one of the kindliest of men. He did not live to realise a cherished wish of which he frequently talked to his friends, namely that he might live to retire from the bank, full of years and honors and spend his declining days surrounded by the family to whom he was devoted. He loved the Dubbo district and it was here he would have spent that leisure to which he looked forward so wistfully, and which was nearly ripe for fulfilment. He died in harness, one of the busiest workers the town of Dubbo ever entertained within its bounds. And this ever soul who knew his familiar figure confessed. They knew him "First in the blade, then the ear, after that the full corn in the ear" (Mark iv. 28). Mr. Sillar's death closes a splendid chapter in the development of Dubbo's history. In his death there disappears another of that rapidly thinning band of commercial, industrial, agricultural and pastoral pioneers, who helped to make Dubbo the town it is today. They were fine men without exception, and not least amongst them was John Walker Sillar—a kindly, honest man who never harmed a soul, and who was universally respected by men and women of all classes and every creed. Vale.

 

The late Mr. Sillar leaves a widow, four sons and two daughters to mourn his loss. The sons are Sergeant-Major Ralph Sillar (just returned from the front), Lieutenant Jack Sillar (on active service in England) and Keith and Donald, at home. The girls are Isa and Jean. Dr. Roy Sillar, a son of deceased, who enlisted some time ago was accidently killed recently in England as the result of a riding accident. These have the sympathy and condolence of the residents of the town and district.

 

The funeral will take place to-morrow (Saturday), the funeral cortege leaving deceased late residence at 2.30 p.m. for deceased's late residence at 2.30 p.m. for the Presbyterian portion of the local cemetery.

 

Life Summary:

 

Birth: 1861, Newcastle, New South Wales, Australia

 

Death: 23 May 1919 (aged 58), Dubbo, New South Wales, Australia

 

Cause of Death: heart disease.

 

Cultural Heritage: Scottish.

 

Religious Influence: Presbyterian.

 

Education: Dubbo High School (New South Wales).

 

Occupation or Descriptor: Banker.

 

Key Organisations: Dubbo Hospital (New South Wales) & Dubbo Mechanics' Institute (New South Wales).

 

Workplaces: Bank of Australasia.

 

Source: Linkedin (JW House Dubbo) & Obituaries Australia.

Invest in: www.empire.kred/HOMELOANS

 

Twitter: @MrSteveSB

 

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The Dubbo Liberal newspaper dated 8 January, 1898 carried the following information -

“The Commercial Banking Company of Sydney has opened a branch at Narromine for the transaction of its usual business. Mr. Dunn, formerly of the Dubbo Branch, has been appointed Manager.

Narromine has been growing for some time past, and it is surprising a bank was not established there long ago.”

That same newspaper carried an ad which stated -

The Commercial Banking Company of Sydney Ltd.,

Capital £1,000,000, Reserve Fund £1,010,000.

A Branch of this bank has been opened at Narromine

for the transaction of business.

M. Dunn, Manager. 3 January, 1898

 

Melanby Dunn wrote in 1936 -

“Narromine was the first branch opened since the financial crisis of 1893, when our Bank was temporarily closed from 15 May till 19 June of that year. So I was the first young man out of the barrier after that sad period of Australian finance, so far as the CBC was concerned.

The bank premises was a single room of what had been a small shop in Dandaloo Street. The balance of the building being occupied by Mrs. Dundas and family. She was a policeman’s widow - terrible conditions. The room was rented from Mr. William O’Neill for 10/- per week for 12 months with an option of renewal for a further 12 months.”

The work was hard and heavy. After about 6 months I asked for an assistant which Head office declined.

“The attainments of your branch do not warrant it,” wrote Mr. Michael Stirling Grant, then secretary at Head Office. “I was a fool to submit to the conditions, but I was young, ambitious and poor, and had to ‘fight.” Many decent youngsters later came to me there as assistants, and to all of them I owe some little debt for hard work and enthusiasm.

“Well, the bank’s wisdom in getting in first, into Narromine, has never been questioned. I built up a big business, partly owing to assistance from Mr. Holmes at Dubbo, but mainly because of the loyalty of the Narromine folk to their own ‘village’ or ‘town,’ as it later became, and my own very strenuous exertions. From 1893 till 1903 I went without what is now called a holiday. I was just contemplating a holiday before I left Dubbo in 1898 and put it off till 1903. The 1902 drought having intervened, when a great loss of money advanced seemed likely. There was, however, a great recovery in values and no money was lost. But in 1903 before the drought broke in April that year, I felt I must have a change so went to Tasmania with Royes Dunn, of “Tulwah Dowra.” Then on my return the drought broke. If that drought had not broken I think I would have. I have foolishly through life worried too much, very often about the affairs of others, and as my wife says - “It is always the Bank,” but the bank was my livelihood and my pride.

In 1910 I was ordered to proceed to Atherton, North Queensalnd, to open a branch there.”

Mr. Dunn’s memoirs were sent to us by his daughter, Lesley Roulston of Brisbane, in 1985. Mellanby Dunn married in October, 1912 , and died in Forbes in 1939. Unfortunately he never got around to finishing his life story.

If, as Mr. Dunn says, his first premises were with Mrs. Dundas, then her shop/dwelling in 1898/99 was in Dandaloo Street, Section 16, Lot 1, Subdivision 4, which is the present site of the M. & M. gift store on the eastern side of Dandaloo Street, beside the laneway.

Although the Municipal ratebook for 1898/1899 records the bank premises for the first time, and it has the bank on same site, or close by to where it is today. Dandaloo Street West, as it was called then, was not subdivided into Section and Lot numbers in these early years.

 

On 11 January, 1898 Head Office wrote to Mr. Dunn advising him -

“You may as desired rent another room of the cottage for a bedroom at a cost of 3/- per week making in all 13/- per week for rent of premises.”

On 12 February, 1898 Head Office again wrote to Mr. Dunn advising him -

“The Board has increased your salary from £180 to £200 per annum, and have granted you a special Manager’s allowance of £25 per annum.”

On 17 June, 1898 Head office again wrote to Mr. Dunn stating -

“Re Premises: Referring to your letter of the 14th instant, as the site of your present premises is suitable, it might be well for you to endeavour to obtain from Mr. O’Neill proposals to lease to the Bank the whole of the building, he to render it suitable for our business, and get him to quote rent, and term of lease.”

 

On 20 June, 1898 William O’Neill wrote to Head Office and “enclosed a rough tracing and specifications of premises which should it be suitable, I can complete by January next. The building will be in every way equal to workmanship put in my own private residence.”

Is William O’Neill talking about his home which was on the present site of the United Services Club, or was the home he built on the corner of Nymagee & Dandaloo Streets south (present Post Office) built earlier than the Municipal Ratebooks record.

The rough specification says -

“Inside walls 12 ft high, outside walls 15 ft high, double roof, valley in centre, walls if required filled with sawdust keeps building cool in summer and warm in winter, in case of fire prevents flame rushing up between weather boards and lining building to be all wood except chimneys which are brick. C stands for chimney, w for windows, d for doors. Finished in first class style, lease 10 years, rental 27/6 per week, right of renewal at an agreed rental expiration of lease.

Can complete work by January, 1899. Will provide suitable premises for the bank business during erection next door. Bank to erect their own fittings.”

(See rough plan attached).

O’Neill’s home, still in Nymagee Street, formerly on Post Office corner, had sawdust between the walls. But he may have been referring to his home which was on the present United Services Club.

The most amazing item in O’Neill rough sketch, and in another letter he wrote to the bank on 7 June, 1899, was his naming of Albany Street (not Nymagee Street as is now the case.)

On 8th June, 1899 the Bank wrote to Dunn and asked -

“When is Nymagee(?) Street to be continued westerly from Dandaloo Street, and who owns the corner immediately opposite the premises you occupy and next Kierath’s allotment in Dandaloo Street?

I take it the bank is referring to the Post Office corner, so had there been a house on the lot surely they would have mentioned it.

On 7th June, 1899 the following was written in a letter to CBC Head Office -

“Our present premises (wooden) narrowly escaped the conflagration in February last, although it occurred on the opposite side of the street. (Note - The Arcade fire).

I have it on good authority that the burglars who blew open a safe at Barlow & Co. (general storekeepers) came here for the purpose of operating on ours.....and while our premises remain as at present, the public cannot help feeling somewhat distrustful as to our defensive arrangements.

The Police force stationed in the town was eventually increased from one man to three.”

On 24 July, 1898 Head Office wrote -

“..the plans of the proposed building of which we approve except that we think the bedrooms are too small for your climate and should have 2 ft more thrown into them either one way or the other. We presume the walls are protected by verandahs tho the sketch does not show this.

As to the strong room door and counter which you say it is arranged we should provide we do not seem to have sanctioned this and as the former is an expensive item and a fixture we desire your explantion as to such an arrangement. We favor a cedar top and facing for the counter, but this may be erected as a movable fitting not a fixture, or provision made in the lease for its removal.”

In a later letter it seems the bank approved of the additions but stated the the whole of the counter need not be cedar only the top, the body and facing might be made of pine with some cedar mouldings.

In August the local manager for allowed £2 for removal of safe, books etc. to temporary premises while the new ones were being built.

On the 2nd January, 1900 the business transferred into a new wooden building with iron roof, containing seven rooms and a brick strongroom. These premises situated on the corner of Dandaloo and Nymagee Streets were specially erected for the bank by Mr. William O’Neill. Rental was £78 per annum. and the lease was for 5 years with an option of a further 5 years. The strongroom door was provided by the Bank.

On 9 January, 1900 a Head Office letter indicated the Manager and another officer were living in the premises. Mr. Dunn was a single man.

In September, 1900 Mr. Dunn was not given permission to connect the phone to the bank. Head office told him there were bigger branches than Narromine who did not have the phone connected.

In the same year the Bank was given permission and 5/- to alter all bank stamps from “Narramine” to “Narromine.”

In 1903 Mr. Allman was working at the bank with Mr. Dunn, and he was given permission by head office for two days leave to play cricket against the South Australian cricketers at Bathurst.

Other junior staff in the first years of the bank included Mr. Galloway (1903), relieving officer, H.B. Casey (1903, moved to Trangie 1904), Harry Stokes (1904), Kenneth Lindsay Scott (from Bathurst 1905, Stokes went to Trangie).

In November, 1905 Mr. Allman is to be married and will take over the premises occupied by Mr. Dunn, and will receive the relative allowance attached to the branch.

Mr. Douglas Vine Smith (1908), F.R.V. Fitzhardinge replaced Mr. D.V. Smith in 1909. In 1910 Mr. Lane was relieving the manager.

In April, 1910 permission was given for the landlord to add a kitchen 11 ft x 14 ft, a pantry, servant’s room 10 ft x 10 ft, and laundry 10 ft x 4 ft, with copper set in, floor the verandahs mentioned, and paint and renovate the premises in the manner suggested. For these additions the bank agreed to pay an additional rental of £20 p.a.

In November, 1910 William O’Neill sent a lease to the Head Office for 5 years from n November, 1910 at £105 p.a. with option of renewal for further term of 5 years.

Mr. Mellanby Dunn left Narromine in 1910, he had been involved in many organisations in Narromine from his time of arrival in 1898, and had been a keen cricketer.

Prior to 1912 when Narromine’s gold scales were forwarded to Cobar Branch, the Bank was a main centre for handling gold from the Tomingley mines.

On 30 August, 1913 the Bank purchased the premises from Mr. O’Neill for £1,200.

In 1915 the wooden building was demolished and a two storied brick building containing banking chambers and residence was erected at a cost of £4,607. The strongroom door from the old building was used for the new strongroom. Mr. R. Hughes of Petersham was the contractor for the new building. These premises were occupied on 18 March, 1916.

 

Managers to date of merger with the National bank of Australasia Limited were -

1898M. Dunn1956K.J. Mclean

1910 A.B. Cadell1959D.R. Anscombe

1924D.F. Louche1963R.J. Gibson

1935T.R. Farmer1966J.A. Williamson

1937C.H. Headley1970L.P. Burns

1939E.E. Peterswald1976G.D. Lawer

1946T.A.Baker1979G.J. Roberts

1953T.H. Honeyman1982Keith Scott

 

The bank premises are now privately owned and rented by the National Bank of Australasia Ltd.

 

Source: New South Wales Heritage Register.

This is an advertisement. But not for Cash Loans Direct.

 

It's an invitation to visit our friend Lix Ixer's discussion page called: Oh the shark has pretty teeth, dear on Harringay Online Website. (Liz was one of the admins.)

 

The photo shows the leaflet delivered to her home on 4 December 2013.

 

Most people understand the risks in borrowing cash and possibly accumulating huge debts — and not just at Christmas. At the time Liz was a volunteer advice worker and saw more individual cases than most people. What's also evident are the hard and soft-sell techniques now used to persuade people to get into debt.

 

Click the blue link to read her thoughtful comment and the online discussion. Including information about the business which distributed this leaflet and the man running it.

 

(Photo by Liz Ixer, posted with her permission.)

全新的亞凱迪亞帝寶歐法古典建築,知名豪宅設計師 Robert Tong 獨特設計,室內近九千尺,氣派豪華匠心設計,尖端電梯,現代家庭影院高端音頻視頻系統,獨特知性品味絕無僅有,集結典雅與現代,鮑溫學區,靜優美街,地近2萬尺,6房8浴加圖書房4車庫,配備一流,售398萬,地址 68 W. Wistaria Ave,Arcadia,CA 91007,預約請電(626)203.5558 Roger Lan 長龍地產 www.68wistaria.com

 

2011 Brand new magnificent, Luxury ,custom built Arcadia Estate in well known Baldwin Stocker School district, Designed by Robert Tong,6 Bedrooms and 8 baths plus Library, Spacious Open Loft, Two master suites,

Circular driveway ,professional craftsmanship ,Wrought iron doors entry

Majestic High Ceiling, Top quality's Crystal Chandelier lighting, special laser cut Marble Floor, brightly entry foyer ,Luxury Living Room with

grand hand carved marble fireplace, spectacular special made ceiling,

Gorgeous Wainscot Walls surrounding, special Fabricated Crown Molding

Recessed Lights, Top quality Pella Double sides Windows, Spiral wrought iron's staircase, Spacious Family Room with extra high ceiling, high class Hard Wood Floor, three wet Bars, surround sound system, Breakfast room ,

spacious chef's kitchen with center Island, Granite Counter Tops, Brand name appliances, Chinese wok kitchen, Modern Home Theater with high-end audio-video systems, cutting-edge elevator, grand master suite with Jacuzzi bathtub, special made walk-in closets and cabinets. Upstairs master bedroom with Marble entry and large private balcony Home Automation control panel,24 hours security cameras, Inter-COM, Pod/ iPhone Integration, Innovations design home gyms, excellent for workout or ballet dance, Saunas with wooden benches, moist heat steam room,4 car garages,

Awards winning Arcadia Schools district.

  

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全新的亞凱迪亞帝寶歐法古典建築,知名豪宅設計師 Robert Tong 獨特設計,室內近九千尺,氣派豪華匠心設計,尖端電梯,現代家庭影院高端音頻視頻系統,獨特知性品味絕無僅有,集結典雅與現代,鮑溫學區,靜優美街,地近2萬尺,6房8浴加圖書房4車庫,配備一流,售398萬,地址 68 W. Wistaria Ave,Arcadia,CA 91007,預約請電(626)203.5558 Roger Lan 長龍地產 www.68wistaria.com

 

2011 Brand new magnificent, Luxury ,custom built Arcadia Estate in well known Baldwin Stocker School district, Designed by Robert Tong,6 Bedrooms and 8 baths plus Library, Spacious Open Loft, Two master suites,

Circular driveway ,professional craftsmanship ,Wrought iron doors entry

Majestic High Ceiling, Top quality's Crystal Chandelier lighting, special laser cut Marble Floor, brightly entry foyer ,Luxury Living Room with

grand hand carved marble fireplace, spectacular special made ceiling,

Gorgeous Wainscot Walls surrounding, special Fabricated Crown Molding

Recessed Lights, Top quality Pella Double sides Windows, Spiral wrought iron's staircase, Spacious Family Room with extra high ceiling, high class Hard Wood Floor, three wet Bars, surround sound system, Breakfast room ,

spacious chef's kitchen with center Island, Granite Counter Tops, Brand name appliances, Chinese wok kitchen, Modern Home Theater with high-end audio-video systems, cutting-edge elevator, grand master suite with Jacuzzi bathtub, special made walk-in closets and cabinets. Upstairs master bedroom with Marble entry and large private balcony Home Automation control panel,24 hours security cameras, Inter-COM, Pod/ iPhone Integration, Innovations design home gyms, excellent for workout or ballet dance, Saunas with wooden benches, moist heat steam room,4 car garages,

Awards winning Arcadia Schools district.

  

全新的亞凱迪亞帝寶歐法古典建築,知名豪宅設計師 Robert Tong 獨特設計,室內近九千尺,氣派豪華匠心設計,尖端電梯,現代家庭影院高端音頻視頻系統,獨特知性品味絕無僅有,集結典雅與現代,鮑溫學區,靜優美街,地近2萬尺,6房8浴加圖書房4車庫,配備一流,售398萬,地址 68 W. Wistaria Ave,Arcadia,CA 91007,預約請電(626)203.5558 Roger Lan 長龍地產 www.68wistaria.com

 

2011 Brand new magnificent, Luxury ,custom built Arcadia Estate in well known Baldwin Stocker School district, Designed by Robert Tong,6 Bedrooms and 8 baths plus Library, Spacious Open Loft, Two master suites,

Circular driveway ,professional craftsmanship ,Wrought iron doors entry

Majestic High Ceiling, Top quality's Crystal Chandelier lighting, special laser cut Marble Floor, brightly entry foyer ,Luxury Living Room with

grand hand carved marble fireplace, spectacular special made ceiling,

Gorgeous Wainscot Walls surrounding, special Fabricated Crown Molding

Recessed Lights, Top quality Pella Double sides Windows, Spiral wrought iron's staircase, Spacious Family Room with extra high ceiling, high class Hard Wood Floor, three wet Bars, surround sound system, Breakfast room ,

spacious chef's kitchen with center Island, Granite Counter Tops, Brand name appliances, Chinese wok kitchen, Modern Home Theater with high-end audio-video systems, cutting-edge elevator, grand master suite with Jacuzzi bathtub, special made walk-in closets and cabinets. Upstairs master bedroom with Marble entry and large private balcony Home Automation control panel,24 hours security cameras, Inter-COM, Pod/ iPhone Integration, Innovations design home gyms, excellent for workout or ballet dance, Saunas with wooden benches, moist heat steam room,4 car garages,

Awards winning Arcadia Schools district.

  

The Faces Behind VA Services – VA Services Showcase

 

Veterans and Veteran organizations learn about the services available from the VA at the VA Services Showcase in Arlington, Va.

 

Sharing information on services for Veterans was the primary focus of the VA Services Showcase held VHA National Conference Center in Arlington, Va. on Wednesday, Jan. 29. Representatives from VA program offices, support services and Veteran-related organizations participated in the event, which gave attendees a chance to interact and share resources with each other. VA is working to let Veterans know that there are a wide range of programs and services, and a dedicated workforce –many of whom are Veterans themselves – ready to help them navigate all the possibilities. Present at the showcase – just a few of the many services VA offers. If you are looking for a specific VA program or service, please post it in the comments and we will do our best to connect you with the best place to start.

My HealtheVet – www.myhealthevet.va.gov

 

My HealtheVet is VA’s 24/7 online personal health record. It is designed for Veterans, active duty Service members, their dependents and caregivers and helps them partner with their health care team as well as opportunities and tools to make informed decisions and manage their health care.

 

GI Bill – www.benefits.va.gov/gibill

 

Veterans Crisis Line – www.VeteransCrisisLine.net

VA responders are standing by 24 hours a day, 7 days a week, 365 days a year to provide confidential support by phone or online chat. Assistance is only a phone call or click away. You’ve served us. Now let us serve you.

 

Help for Homeless Veterans – www.va.gov/homeless

VA provides individualized care through a wide range of services for Veterans who are homeless or at imminent risk of becoming homeless. Veterans of all eras and branches may be eligible for VA services. Make the call and take the first step to access help from VA.

 

Pension Benefits / VA Benefits for Disabled Veterans- www.va.gov/benefits

VA provides compensation to eligible Veterans who were disabled during or because of their military service. VA also offers compensation to eligible dependents of Veterans, including a surviving spouse, children and/or parents.

 

eBenefits - www.ebenefits.va.gov

The eBenefits web portal is an online resource for tools and benefits-related information. The portal serves Veterans, Servicemembers, their families and their caregivers.

 

Blind Rehabilitation Service – www.patientcare.va.gov/rehabilitationservices.asp

The Blind Rehabilitation Service provides lifetime rehabilitation care for Veterans who are visually impaired.

 

VA for Vets – www.VAforVets.va.gov

VA for Vets is a comprehensive career development program that helps Veterans launch or advance their civilian careers at VA and other federal agencies.

 

VA for Vets

 

VA-Guaranteed Home Loan Benefits – www.benefits.va.gov/homeloans

The objective of the VA Home Loan Guaranty program is to help eligible Veterans, active-duty personnel, surviving spouses and members of the Reserves and National Guard purchase, retain and adapt homes.

 

Center for Minority Veterans – www.va.gov/centerforminorityveterans/

The Center for Minority Veterans is charged with identifying barriers to service and health care access, as well as increasing local awareness of minority Veteran related issues by developing strategies for improving minority participation in existing VA benefit programs.

 

VHA Women’s Health Services – www.womenshealth.va.gov

Women’s Health Services works to ensure that timely, equitable, high quality, comprehensive health care services are provided in a sensitive and safe environment at VA facilities nationwide.

 

Center for Women Veterans – www.va.gov/womenvet

VA’s Center for Women Veterans monitors and coordinates the administration of health care and benefits services, and programs for women Veterans. The center serves as an advocate for a cultural transformation in recognizing the service and contributions of women Veterans and women in the military, and works to raise awareness of the responsibility to treat women Veterans with dignity and respect.

 

Veterans Transportation Service – www.va.gov/healthbenefits/vts/

VA’s Veterans Transportation Service program is used to pick up Veterans and take them to their VA Medical Facility for appointments. Many times, the service staff members are the first and last person Veterans see from the VA on their appointment day.

 

VetCenter – www.vetcenter.va.gov

Vet Centers are community-based counseling centers that provide a broad range of services to assist in readjusting to civilian life. There are 300 Vet Centers throughout the U.S. and territories.

 

Make The Connection- www.MakeTheConnection.net

Powerful personal stories and testimonials from Veterans of all service eras and backgrounds are at the heart of Make the Connection, illustrating how Veterans and their families face and overcome issues and challenges.

 

Volunteer Service – www.volunteer.va.gov

As VA has expanded its care of Veteran patients into the community, volunteers have become involved. They assist Veteran patients by augmenting staff in such setting as hospital wards, Community Living Centers, outpatient clinics, community-based volunteer programs, end-of-life care programs, adaptive sports, creative arts, Veteran outreach centers, national cemeteries, and Veteran benefits offices.

 

Healthy Living – www.prevention.va.gov / www.move.va.gov

Talk with your health care team about your goals. You will be an active player in this journey and your health care team will be your “coaches.”

 

National Cemetery Administration – www.cem.va.gov

The National Cemetery Administration honors Veterans and their families with final resting places in national shrines and with lasting tributes that commemorate their service and sacrifice to our Nation.

 

Veteran Population Projection – www.va.gov/vetdata/Veteran_Population.asp

The Veteran Population Model provides the latest official Veteran population projection from the VA.

 

The VA Chaplain Service – www.va.gov/chaplain

The VA Chaplain Service integrates the spiritual dimensions of health care into all aspects of the VHA missions of patient care, research, emergency medical preparedness, and health care education.

 

VocRehab – www.benefits.va.gov/vocrehab/index.asp

Veterans may receive help with job training, employment accommodations, resume development, and job seeking skills coaching. Other services may be provided to assist Veterans in starting their own businesses or independent living services for those who are severely disabled and unable to work in traditional employment.traditional employment.

 

VHA- Office of Rural Health – www.ruralhealth.va.gov

VA’s Office of Rural Health supports the unique health care needs of Veterans residing in geographically remote areas. From transportation, telehealth and care coordination to workforce development, mental health, community outreach and innovative models of care delivery, the VHA Office of Rural Health has a diverse portfolio that is structured to bring quality care closer to home.

 

VA photos by Robert Turtil.

全新的亞凱迪亞帝寶歐法古典建築,知名豪宅設計師 Robert Tong 獨特設計,室內近九千尺,氣派豪華匠心設計,尖端電梯,現代家庭影院高端音頻視頻系統,獨特知性品味絕無僅有,集結典雅與現代,鮑溫學區,靜優美街,地近2萬尺,6房8浴加圖書房4車庫,配備一流,售398萬,地址 68 W. Wistaria Ave,Arcadia,CA 91007,預約請電(626)203.5558 Roger Lan 長龍地產 www.68wistaria.com

 

2011 Brand new magnificent, Luxury ,custom built Arcadia Estate in well known Baldwin Stocker School district, Designed by Robert Tong,6 Bedrooms and 8 baths plus Library, Spacious Open Loft, Two master suites,

Circular driveway ,professional craftsmanship ,Wrought iron doors entry

Majestic High Ceiling, Top quality's Crystal Chandelier lighting, special laser cut Marble Floor, brightly entry foyer ,Luxury Living Room with

grand hand carved marble fireplace, spectacular special made ceiling,

Gorgeous Wainscot Walls surrounding, special Fabricated Crown Molding

Recessed Lights, Top quality Pella Double sides Windows, Spiral wrought iron's staircase, Spacious Family Room with extra high ceiling, high class Hard Wood Floor, three wet Bars, surround sound system, Breakfast room ,

spacious chef's kitchen with center Island, Granite Counter Tops, Brand name appliances, Chinese wok kitchen, Modern Home Theater with high-end audio-video systems, cutting-edge elevator, grand master suite with Jacuzzi bathtub, special made walk-in closets and cabinets. Upstairs master bedroom with Marble entry and large private balcony Home Automation control panel,24 hours security cameras, Inter-COM, Pod/ iPhone Integration, Innovations design home gyms, excellent for workout or ballet dance, Saunas with wooden benches, moist heat steam room,4 car garages,

Awards winning Arcadia Schools district.

  

全新的亞凱迪亞帝寶歐法古典建築,知名豪宅設計師 Robert Tong 獨特設計,室內近九千尺,氣派豪華匠心設計,尖端電梯,現代家庭影院高端音頻視頻系統,獨特知性品味絕無僅有,集結典雅與現代,鮑溫學區,靜優美街,地近2萬尺,6房8浴加圖書房4車庫,配備一流,售398萬,地址 68 W. Wistaria Ave,Arcadia,CA 91007,預約請電(626)203.5558 Roger Lan 長龍地產 www.68wistaria.com

 

2011 Brand new magnificent, Luxury ,custom built Arcadia Estate in well known Baldwin Stocker School district, Designed by Robert Tong,6 Bedrooms and 8 baths plus Library, Spacious Open Loft, Two master suites,

Circular driveway ,professional craftsmanship ,Wrought iron doors entry

Majestic High Ceiling, Top quality's Crystal Chandelier lighting, special laser cut Marble Floor, brightly entry foyer ,Luxury Living Room with

grand hand carved marble fireplace, spectacular special made ceiling,

Gorgeous Wainscot Walls surrounding, special Fabricated Crown Molding

Recessed Lights, Top quality Pella Double sides Windows, Spiral wrought iron's staircase, Spacious Family Room with extra high ceiling, high class Hard Wood Floor, three wet Bars, surround sound system, Breakfast room ,

spacious chef's kitchen with center Island, Granite Counter Tops, Brand name appliances, Chinese wok kitchen, Modern Home Theater with high-end audio-video systems, cutting-edge elevator, grand master suite with Jacuzzi bathtub, special made walk-in closets and cabinets. Upstairs master bedroom with Marble entry and large private balcony Home Automation control panel,24 hours security cameras, Inter-COM, Pod/ iPhone Integration, Innovations design home gyms, excellent for workout or ballet dance, Saunas with wooden benches, moist heat steam room,4 car garages,

Awards winning Arcadia Schools district.

  

全新的亞凱迪亞帝寶歐法古典建築,知名豪宅設計師 Robert Tong 獨特設計,室內近九千尺,氣派豪華匠心設計,尖端電梯,現代家庭影院高端音頻視頻系統,獨特知性品味絕無僅有,集結典雅與現代,鮑溫學區,靜優美街,地近2萬尺,6房8浴加圖書房4車庫,配備一流,售398萬,地址 68 W. Wistaria Ave,Arcadia,CA 91007,預約請電(626)203.5558 Roger Lan 長龍地產 www.68wistaria.com

 

2011 Brand new magnificent, Luxury ,custom built Arcadia Estate in well known Baldwin Stocker School district, Designed by Robert Tong,6 Bedrooms and 8 baths plus Library, Spacious Open Loft, Two master suites,

Circular driveway ,professional craftsmanship ,Wrought iron doors entry

Majestic High Ceiling, Top quality's Crystal Chandelier lighting, special laser cut Marble Floor, brightly entry foyer ,Luxury Living Room with

grand hand carved marble fireplace, spectacular special made ceiling,

Gorgeous Wainscot Walls surrounding, special Fabricated Crown Molding

Recessed Lights, Top quality Pella Double sides Windows, Spiral wrought iron's staircase, Spacious Family Room with extra high ceiling, high class Hard Wood Floor, three wet Bars, surround sound system, Breakfast room ,

spacious chef's kitchen with center Island, Granite Counter Tops, Brand name appliances, Chinese wok kitchen, Modern Home Theater with high-end audio-video systems, cutting-edge elevator, grand master suite with Jacuzzi bathtub, special made walk-in closets and cabinets. Upstairs master bedroom with Marble entry and large private balcony Home Automation control panel,24 hours security cameras, Inter-COM, Pod/ iPhone Integration, Innovations design home gyms, excellent for workout or ballet dance, Saunas with wooden benches, moist heat steam room,4 car garages,

Awards winning Arcadia Schools district.

  

Savings and Loan Association

12 East Broad Street

Hazelton, PA

 

Call GLadstone 4-6688 for correct time and temperature

全新的亞凱迪亞帝寶歐法古典建築,知名豪宅設計師 Robert Tong 獨特設計,室內近九千尺,氣派豪華匠心設計,尖端電梯,現代家庭影院高端音頻視頻系統,獨特知性品味絕無僅有,集結典雅與現代,鮑溫學區,靜優美街,地近2萬尺,6房8浴加圖書房4車庫,配備一流,售398萬,地址 68 W. Wistaria Ave,Arcadia,CA 91007,預約請電(626)203.5558 Roger Lan 長龍地產 www.68wistaria.com

 

2011 Brand new magnificent, Luxury ,custom built Arcadia Estate in well known Baldwin Stocker School district, Designed by Robert Tong,6 Bedrooms and 8 baths plus Library, Spacious Open Loft, Two master suites,

Circular driveway ,professional craftsmanship ,Wrought iron doors entry

Majestic High Ceiling, Top quality's Crystal Chandelier lighting, special laser cut Marble Floor, brightly entry foyer ,Luxury Living Room with

grand hand carved marble fireplace, spectacular special made ceiling,

Gorgeous Wainscot Walls surrounding, special Fabricated Crown Molding

Recessed Lights, Top quality Pella Double sides Windows, Spiral wrought iron's staircase, Spacious Family Room with extra high ceiling, high class Hard Wood Floor, three wet Bars, surround sound system, Breakfast room ,

spacious chef's kitchen with center Island, Granite Counter Tops, Brand name appliances, Chinese wok kitchen, Modern Home Theater with high-end audio-video systems, cutting-edge elevator, grand master suite with Jacuzzi bathtub, special made walk-in closets and cabinets. Upstairs master bedroom with Marble entry and large private balcony Home Automation control panel,24 hours security cameras, Inter-COM, Pod/ iPhone Integration, Innovations design home gyms, excellent for workout or ballet dance, Saunas with wooden benches, moist heat steam room,4 car garages,

Awards winning Arcadia Schools district.

  

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