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How to Raise Your Credit Score Fast | Proven Tips to Go 500 ➝ 700+
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September 27, 2025 at 11:00PM
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This Credit Change in 2025 Will Shock You 😳
Buy Now Pay Later (Afterpay, Klarna, Affirm) is now being added to FICO scoring. Pay on time or your score drops.
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December 18, 2025 at 12:00AM
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🔥 How To Reach an 800 Credit Score in 6 Months | Credit Repair + Secured Card Strategy 💳📈
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October 17, 2025 at 05:00PM
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How to Check Your Credit Report for FREE (No Subscriptions, No Catch)
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September 16, 2025 at 07:01PM
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The Secret Letter That Could Change Your Credit (15 USC §1691i)
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September 15, 2025 at 11:00PM
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She Went from $12K Repo to Homeowner 🏡 | The Credit Comeback Story You Need to See 💪
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November 12, 2025 at 09:00PM
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The Credit Hack Nobody Talks About | Secret Credit Repair Tip #shorts
The Credit Hack Nobody Talks About #creditcardvsdebitcard #buildcreditfaster #shorts
Want to boost your credit score fast? There’s a crazy credit hack that most people don’t know about. It’s simple, free, and super effective! All you have to do is ask someone you trust - a parent, friend, or spouse - to add you as an authorized user on their credit card.
But not just any card - make sure it’s a card with:
A high credit limit
Low balance
Long credit history
100% on-time payments
You don’t even need to use the card! The good payment history gets added to your credit report, and boom - your credit score gets a major boost. Watch this video for more crazy hacks that actually work!
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October 01, 2025 at 01:00AM
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How to Dispute Negative Items (2025 Tactics That Actually Work)
Want to dispute negative items in 2025 the right way?
In this video, I explain how to use a credit validation letter to remove collections legally. Most people fail credit disputes because they miss one small step. I’ll show you how to avoid that mistake.
You’ll learn:
How to find negative items on your credit report
How to send a validation letter
How to dispute with credit bureaus
How to remove collections the legal way
How to protect yourself with proper records
This method helped me take control of my credit, and it can help you too.
PINNED COMMENT
Most people lose credit disputes because they skip one step.
The validation letter gives you legal power.
Start your FREE 30-day credit repair plan below. 👇
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December 26, 2025 at 11:01PM
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Bad Credit Loan Trick THEY Don’t Tell You
Always pre-qualify first. Soft-pull lenders let you check your rate without hurting your credit score — helping you compare and avoid bad loan deals.
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December 20, 2025 at 10:00PM
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This Credit Change in 2025 Will Shock You 😳
Buy Now Pay Later (Afterpay, Klarna, Affirm) is now being added to FICO scoring. Pay on time or your score drops.
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December 15, 2025 at 09:00PM
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💻 3 Websites I Use to Get Credit Deletions FAST — No Letters Needed! ⚡
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October 15, 2025 at 07:02PM
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Why Wait 30 Years? Smarter Ways to Pay Off Your Home Faster 🏡💡
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September 17, 2025 at 09:00PM
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If you are going to start your own business, there are a few things you should be clear about www.newhorizon.org/credit-info/checklist-for-starting-you...
Day In My Life As A CEO👨💼 #SHORTS
Day In My Life As A CEO👨💼
Follow for more behind the scenes of running a credit care business!
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January 05, 2026 at 11:04PM
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I Used This Method and Watched Debt Disappear.
The snowball method helps you pay off debt with fast wins and momentum.
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January 05, 2026 at 09:00PM
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This is the 2/¾ Rule💳 #SHORTS
This is the 2/¾ Rule💳
Follow for more credit tips to build and protect your score!
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January 02, 2026 at 11:03PM
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Good debt vs bad debt🤔 #SHORTS
Good debt vs bad debt🤔
Good debt helps you grow. It builds long-term value, raises your income, and strengthens your financial profile. Mortgages, student loans, or business loans are the kinds of debts that have a positive return in the long run.
Bad debt drains you. It comes with high interest, short timelines, and no return in future. Payday loans, high-rate installment loans, and vacation loans cost much more than they are worth.
Borrow only when it moves you forward. If it does not build value or improve your future, it is probably not worth it.
Follow for more tips on how to fix your credit and avoid bad debt!
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December 31, 2025 at 11:03PM
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Credit repair vs. Debt consolidation: what’s the difference 👀
Credit repair vs. Debt consolidation: what’s the difference 👀
Follow for more financial education!
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December 29, 2025 at 11:14PM
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Dispute Collections Directly Using This Law.
You can dispute collections directly using federal law.
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December 28, 2025 at 01:00AM
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Write This Letter to Dispute Credit Errors.
Use the Fair Credit Reporting Act to dispute credit errors the right way.
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December 27, 2025 at 10:01PM
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Do This Before You Dispute Your Credit Report
Before disputing, freeze secondary credit bureaus. This helps stop outside verification.
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December 27, 2025 at 05:01AM
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Check These Credit Accounts Before You Dispute
Before disputing, review dates and errors on your credit report. This step protects your dispute.
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December 25, 2025 at 11:01PM
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Boost Your Credit Score by Using Less Than 10% of Your Card.
Using too much of your credit card hurts your score. Keep spending under 10% of your limit and watch your credit score improve fast. Simple, quick, and effective.
Follow America Credit Care for more credit repair tips, bad credit help, and easy ways to boost your credit score.
Keywords included: credit score, improve credit score, credit repair, bad credit tips, credit utilization, credit card tips, how credit works
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December 25, 2025 at 12:00AM
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Late Payments Kill Your Credit Score — Here’s Why
Paying on time is the #1 way to boost your credit score — even just $25 counts!
On-time ✅ → score goes up
Late ❌ → score goes down
Follow America Credit Care for credit repair tips and bad credit help.
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December 24, 2025 at 09:00PM
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Credit Is Just a Number — Here’s Why It Matters
Credit is just a number — like a grade. It goes from 300 (bad) to 850 (excellent).
Your credit score tells lenders if they can trust you to pay your bills on time.
Good credit → lenders say yes ✅
Bad credit → lenders say no ❌
Follow America Credit Care for quick credit tips, credit repair advice, and ways to boost your credit score fast.
Keywords included: credit score explained, credit is a number, good credit vs bad credit, credit repair, bad credit tips, how credit works.
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December 24, 2025 at 05:00AM
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I Fixed My Credit Score Fast: The 5 Secrets No One Tells You (Kid Simple!)
Most people are confused about credit scores and that confusion keeps them stuck with bad credit. In this video, Therese from America Credit Care breaks down how credit scores really work in the simplest way possible. No big words. No boring explanations. Just real talk, clear examples, and easy steps anyone can follow.
You’ll learn:
What a credit score actually is (300–850 explained)
The 5 biggest factors that build or destroy your credit
Why paying on time matters more than anything else
How credit card usage affects your score
Common mistakes that keep people stuck with bad credit
What to do next if your credit score is low
If you have bad credit, no credit, or you’re just starting out, this video will help you understand exactly what to focus on — without the confusion.
At America Credit Care, we help people fix their credit the right way — fast, smart, and stress-free.
Book your FREE consultation today and take control of your credit.
Need help fixing your credit the safe, legal way?
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December 23, 2025 at 11:01PM
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Bad Credit? Start With These 3 Steps
If you’re ready to take action, this is where to start.
Get a secured credit card or credit builder account, pay on time (even the minimum), and keep your balance low. Follow these steps consistently and your credit score will improve.
At America Credit Care, we help people fix their credit fast — the smart and honest way. Follow for more simple credit guidance.
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December 22, 2025 at 09:01PM
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Loan With a 550 Credit Score? Try This.
Avant is one of the strongest online lenders for people with bad credit in
2025. Fast funding, flexible approval, and much safer than payday loans.
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December 21, 2025 at 01:00AM
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Before You Apply… Do THIS for Bad Credit Loans
Before applying for any bad-credit loan, clean your report first. Fixing errors and removing inaccurate negatives can boost approval chances instantly.
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December 20, 2025 at 05:01AM
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Bad Credit? Here’s How to Get Approved for a Loan in 2025
Getting approved for a loan with bad credit feels impossible — but the truth is, you still have options. Even if your score is low or banks have already said no, there are lenders and strategies that can help you qualify safely in 2025.
In this video, I break down five real ways people with bad credit can still get approved. These are legitimate, legal options, not scams or shortcuts. If your score is 560, 520, or even lower, you’ll learn where to start and how to avoid the mistakes that push people deeper into debt.
Here’s what you’ll learn:
• The easiest type of loan to get approved for
• Why secured personal loans help rebuild trust
• Why credit unions approve more people than big banks
• How to choose safe online lenders (and avoid predators)
• When using a cosigner actually makes sense
• The smartest way to prepare before you apply
If you’re trying to borrow money and your credit isn’t perfect, watch this until the end — the last tip is the one that saves people the most money.
Need help fixing your credit the safe, legal way?
Start your FREE 30-day credit repair plan below.
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December 19, 2025 at 11:01PM
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Before You Take a Bad Credit Loan… Watch This
Bad credit loans can help — but they also come with high fees and traps. Here’s what to look for before saying yes.
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December 18, 2025 at 11:01PM
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This Credit Repair Strategy Actually Works 💪
Stay consistent with your disputes — the strategy works if you don’t give up. If it feels heavy, you’re not alone. America Credit Care helps people fix credit legally every day.
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December 17, 2025 at 09:01PM
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Credit Repair in 2025: What’s Changing & What You Must Do
If your credit score dropped recently or feels harder to improve, it’s not just you — the 2025 scoring rules are officially live, and lenders are judging people differently this year.
In this video, I break down exactly what changed, what matters now, and the steps you can take today to protect (and even raise) your score. These updates affect approvals, interest rates, debt decisions, and the way banks see your financial behavior.
Here’s what you’ll learn: • The new scoring factors for 2025
• Why payment trends now matter more than ever
• How utilization affects your score differently
• The fastest ways to build positive history this year
• What to avoid so you don’t lose points overnight
If you want your credit to work for you in 2025 — not against you — watch this all the way through. The final tip is the one most people overlook.
👇 Need help fixing your credit the safe, legal way?
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December 16, 2025 at 11:01PM
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POV: Your Client’s Credit Score Jumps 92 Points After a Successful Dispute! 📈
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November 17, 2025 at 07:30PM
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Client Forgot to Pay Their Credit Card… After I Fixed EVERYTHING 😩💳 (Credit Habits Matter!)
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November 16, 2025 at 07:30PM
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New Lending Rules EXPLAINED: How to Legally Position Yourself for More Funding
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November 14, 2025 at 09:01PM
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When Your Parents Ruin Your Credit Before You’re 18 😞 | How to Fight Back & Rebuild Your Credit 💪
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November 13, 2025 at 08:01PM
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By November 2026, This Could Be Your Life — New House, New Car, 7-Figure Bank Account 💰 |
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November 10, 2025 at 09:00PM
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The Only 4 Accounts You’ll Ever Need to Build Wealth 💳
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November 09, 2025 at 08:00PM
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Why They Want to Get Rid of Cash (And What You Can Do About It) 💳
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November 08, 2025 at 08:00PM
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Change Your Credit, Change Your Future — But Only If You Move 👣
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November 07, 2025 at 08:01PM
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