Term life fits temporary coverage needs affordably. Permanent life ensures lifelong protection and builds cash value over time. Assess your budget, goals, and timeline.

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Cash value accumulation distinguishes permanent from term insurance, providing policyholders with additional financial flexibility. Techsurance illustrates the differences between term and permanent life insurance in terms of savings components and liquidity access. Best Insurance Online reveals that permanent policies allow tax-advantaged borrowing against accumulated values when emergencies or opportunities arise.

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