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300 West 57 Street, New York, NY 10019. Home of Cosmopolitan ,Country Living
Esquire ,Food Network ,Good Housekeeping ,Harper's BAZAAR, House Beautiful ,Marie Claire ,Oprah, Popular Mechanics, Redbook, Seventeen,SmartMoney,
Town & Country and Veranda magazines, ESPN, A&E, History Channel, and San Francisco Chronicle.
Running the same photo on the cover is like two girls showing up to the prom in the same dress. At least Smart Money got the colors right.
Is the real unemployment rate 22%?
blogs.smartmoney.com/advice/2011/12/08/is-the-real-unempl...
The employment rate – those with jobs as a percentage of the population – gives a more accurate picture. It was 58.5% in November, down from an average of 63% in the year prior to the recession.
Less than 60% have a job, more than 20% are underemployed or seeking employment. The rest are farmworkers, soldiers, or convicts, etc. Or retired.
300 West 57 Street, New York, NY 10019. Home of Cosmopolitan ,Country Living
Esquire ,Food Network ,Good Housekeeping ,Harper's BAZAAR, House Beautiful ,Marie Claire ,Oprah, Popular Mechanics, Redbook, Seventeen,SmartMoney,
Town & Country and Veranda magazines, ESPN, A&E, History Channel, and San Francisco Chronicle. Designed by Sir Norman Foster and built 2004-06, original 1928 base building by Joseph Urban.
A Torino, per raccontare l'RFID & NFC per una smart urban life: tra gli scenari descritti, ticketing, gestione smart dei rifiuti, smart parking e servizi ai cittadini
As U.S. life expectancies continue to climb, decade after decade, funeral homes struggle to maintain their profits. In most industries, that would mean price wars, but not in the burial business, where consumers often choose providers based on just three criteria: location, family history and personal recommendations. According to the most recent data from the National Funeral Directors Association, the average cost of a funeral was roughly $6,200 in 2006. And that s without a lot of fancy extras such as cemetery charges, flowers and video tributes. That amount is up nearly 20% from 2000, when the average funeral was $5,180.
Looking to protect consumers who can be vulnerable when dealing with the death of a loved one, the Federal Trade Commission put in place the Funeral Rule of 1984, which requires all funeral homes to provide a written price list with itemized fees. Nonetheless, some businesses still don't offer it -- or else they exclude simple options such as direct cremation or burial, as well as bundle things consumers aren t required to buy, such as vaults or transportation services.
Cremation is becoming a steadily more popular practice in the U.S. According to the Cremation Association of North America, the number of cremations constituted 36% of all deaths in 2008; by 2025 that figure is projected to reach almost 60%. Since cremation can cost up to a third less than the average funeral, this trend is bad news for funeral directors.
One of the biggest funeral expenses is the casket. The price can range from under $1,000 to over $10,000. Funeral directors are required by law to provide a list of prices for every casket they sell before showing them, but they don t always have every model they offer on hand.
Most people think embalming, the process of chemically preserving a body, is a necessary or even legally required part of the undertaking process. Not true: Embalming is almost never necessary in the first 24 hours and is not required at all in many cases when you choose cremation or immediate burial, for example, or when plain old refrigeration is available.
If you opt to hold a public viewing, the funeral home may have an embalming policy in such cases. And it ll likely encourage both. The funeral industry stresses the notion that in order for anybody to come to terms with death, they must see embalmed bodies, Slocum says. That s malarkey. Funeral directors promote it, he says, not only for the embalming fee, but also because if you re paying for the embalming and beautifying of the body which can average $500 and reach as high as $1,400 it s easier to sell you a fancier casket.
Despite the common conception, only some states including Louisiana, Nebraska, Illinois, New Jersey, New York, Indiana, Michigan and Connecticut require you to hire a funeral director at all. In most places, it s perfectly legal to plan and conduct a funeral in your own home. While there are no hard statistics on home funerals, public interest is definitely growing, says Lisa Carlson, author of Caring for the Dead: Your Final Act of Love.
Experts say the option can make the grieving process more natural. The privacy of a home funeral allows more time for intimacy and emotional expression rather than the one or two hours a person may have at a rented building, says Jerrigrace Lyons, founder of Final Passages, a group that educates consumers about alternative funerals. For example, she says, family and friends can choose to build or decorate as a form of grief therapy.
300 West 57 Street, New York, NY 10019. Home of Cosmopolitan ,Country Living
Esquire ,Food Network ,Good Housekeeping ,Harper's BAZAAR, House Beautiful ,Marie Claire ,Oprah, Popular Mechanics, Redbook, Seventeen,SmartMoney,
Town & Country and Veranda magazines, ESPN, A&E, History Channel, and San Francisco Chronicle. Designed by Sir Norman Foster.
A Torino, per raccontare l'RFID & NFC per una smart urban life: tra gli scenari descritti, ticketing, gestione smart dei rifiuti, smart parking e servizi ai cittadini
A Torino, per raccontare l'RFID & NFC per una smart urban life: tra gli scenari descritti, ticketing, gestione smart dei rifiuti, smart parking e servizi ai cittadini
ARL CEO Caroline Boyd getting her picture taken for an article in Smart Money magazine.
Here's the article: www.smartmoney.com/retirement/planning/retire-cash-rich-t...