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These ships practically sail themselves.
Don't think about knowing what our failure rate is. Thinking about failure is the wrong attitude that doesn’t fit here. Besides, it’s not you. You are a winner, right?
Just sign here.
Oh, that thing? Don't worry about that non-disclosure clause that says if you have been distressed or shipwrecked, and survive, you cannot talk about it. That clause is just there as a safety precaution, for legal purposes. We are good guys. We are not going to enforce that.
Sign here.
—
Title: Ships in Distress off a Rocky Coast (1667)
Artist: Ludolf Backhuysen (Dutch, 1631-1708)
Material: Oil on canvas
Venue: National Gallery of Art, Washington, D.C.
Quote on the "Signs by Little Jack" shop wall by Big Jack. Was Big Jack a longtime car salesman, or just a lover of quality cars?
In the carpentry workshop of the Samano family who received microfinance loans. Crisanto Garduno Samano, 49
Marcelina Lorenzo, 49ish
Daniel, 13
Pedro, 25
Mexico's microfinance program is similar to programs operating around the world. Loans come in three forms. Community banks are groups of between 20 and 30 people who agree to guarantee each other's loans. The loans are usually small, between $50 and $500. The group screens members and tracks repayment, meeting weekly to support one another.
Borrowers with a proven track record can apply for individual loans. These loans can range from $500 to $5,000. Individual borrowers work with loan officers create multi-year business plans.
Cristanto is part of a solidarity group-a group of four of his Christian friends who have taken out a loan together. Crisanto is a carpenter who makes beautiful pine tables and chairs. He and his wife, Marcelina, live in a nice neat wooden home with iron sheets on roof. Crisanto built it himself. The couple has 10 children, including Daniel, 13, a sponsored child.
Through sponsorship, Crisanto's family has a water tank so the family can have fresh, clean water. Sponsorship provides school supplies for Daniel and pays for half his schooling.
And the loan has helped tremendously as well. Crisanto was able to purchase a jigsaw and a special machine to create curves for his chairs. Now it's easier, he says. I can make more chairs-and I can make special figures.
I used to get tired, he says, before I got the machine, I worked by hand. Now I can make more money because it takes me less time.
A butterfly lands on a nearby avocado tree as Crisanto takes a break from his work. I built very good. I will work harder, he says. His work ethic is as strong as his faith-on the outside of his carpentry shop is written in bold letters: Pray without ceasing.
Daniel stops by the shop to visit his father who he clearly admires, wearing his school uniform. I like the carpentry shop. Maybe I'll be a carpenter like my father someday.
It's a different way of thinking for men of Michoacan, the state n Mexico with the second highest number of emigrants to the United States.
But thanks to this loan, Crisanto will be able to stay with his family. He likes that. I'm a country man, always.
And a very good father-and carpenter.
No captions provided by the photographer.
No story or summary available.
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Ms. Ubah, the caregiver. WV Somalia supported her with grant in two tranche to operate a convenience store, and her sister helps taking care of the store. Her store operates from 06:30 - 20:30. They sell vegetables, flour, canned food, ice cream, iced bar, and meat. She wholesales goods from the main market, about 15 minutes by bus, and then sells in her store. She has a television and a refrigerator at home. Ms. Ubah's three biological children passed away, and she now cares for three orphans. Interview: How does this store sustain her in taking care of the orphans? Her business is bigger than before with WV Somalia's grant support , and she has regular income to buy food and clothes for the children. The store has been in business for 3 years, the store earns approx. SOS 400000-7000000/ day (US$100/day) and net profit is abt US$250/ month. The best selling items at store: potato/ vegetables and canned tomato sauce. Pricing examples: Potato: SOS 4000/ kg; Cabbage: SOS5000/kg; canned tomato source: SOS6000/ can; iced bar: SOS500/ pcs; Meat: goat/ camel: SOS US$1/kg & SOS6000/kg. How often do they have meat? Once a week, usually on Friday. What is her hope for the kids? They can finish university and pursue their dreams as they wish (even though she went to school only to Grade 2). What is her dream for herself? Their life would be getting better and be able to expand her business. Location: Hargeisa, Somalia Project: Orphan and Vulnerable Child- IGA activity for caregiver, Interviewed: Ms Ubah (meaning flower), caregiver, about 35-40 years old
**Photos provided by WV Hong Kong
Africa
Three orphaned siblings, cared for by Ms. Ubah. Mushtaq is the tallest wearing light purple headcover. Age 8, Grade 3, like science and playing with other children. She wants to be a doctor helping children. Naima is wearing the dark purple headcover. Age 7, Grade 3, likes Quran and English and reading. She wants to be a teacher. Ayanle is the youngest, wearing a blue shirt. He is 6 years old and in Grade 1. He likes ice-cream and playing ball and want to be a driver. Their mother died of sickness 5 years ago, their father disappeared and was in Libya two years ago. They go to primary school in the morning (from 7am -1pm), and Quran school in the afternoon till 5pm. Most house work is done by their aunts and they sometimes assist. Location: Hargeisa, Somalia Project: Orphan and Vulnerable Child- IGA activity for caregiver, Interviewed: Ms Ubah (meaning flower), caregiver, about 35-40 years old **Photos provided by WV Hong Kong Africa
Three orphaned siblings, cared for by Ms. Ubah. Mushtaq is the tallest wearing light purple headcover. Age 8, Grade 3, like science and playing with other children. She wants to be a doctor helping children. Naima is wearing the dark purple headcover. Age 7, Grade 3, likes Quran and English and reading. She wants to be a teacher. Ayanle is the youngest, wearing a blue shirt. He is 6 years old and in Grade 1. He likes ice-cream and playing ball and want to be a driver. Their mother died of sickness 5 years ago, their father disappeared and was in Libya two years ago. They go to primary school in the morning (from 7am -1pm), and Quran school in the afternoon till 5pm. Most house work is done by their aunts and they sometimes assist. Location: Hargeisa, Somalia Project: Orphan and Vulnerable Child- IGA activity for caregiver, Interviewed: Ms Ubah (meaning flower), caregiver, about 35-40 years old **Photos provided by WV Hong Kong Africa
Mildy happy with a successful yield of tomatoes while his family looks on. For SHARE assignment s100792-13. Summary: This is the story of Mildy Susu, a father of eight and a keeper of two orphans and has struggled as a farmer and is now managing to look after his family after becoming a client of Vision Fund or Harmos in Zambia. Mildy's efforts to succeed as a farmer proved futile not until he was trained and given the first loan by Harmos. Getting the first loan in the year 2008 was the beginning of positive development and he is now a success story. Africa digital color horizontal
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