The following infographic is designed by ZEP Finance. In this infographic, personal finance tips can help you plan and budget to where you would wisely spend your monthly income. These tips are also good to consider for you to spare some of your money for emergency expenses.

Source:

zepfinance.com.au/

altifi.ai/sections/blogs/a-beginners-guide-to-fixed-deposits

This illustration explains the concept of a Fixed Deposit (FD)—one of the most trusted savings instruments for secure, predictable returns. FDs allow you to lock in your money for a chosen tenure and earn a fixed rate of interest, making them ideal for low-risk financial planning. Whether you're new to investing or looking to diversify your savings, understanding how FDs work is the first step toward building long-term financial stability.#FixedDeposit #FDGuide #SafeInvestments #FinancialBasics #PersonalFinance #SavingsPlan #SecureReturns #MoneyManagement #FinancialEducation #InvestSmart #Altifi