Insurance is one way to protect your life, your health from accidents and disasters that can happen.

It saves you from huge financial struggles and setbacks and serves as a roof over your head when things go wrong. It relieves you from a substantial financial burden at the time of crisis.

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Retirement in View

We are an independent, fee only Certified Financial Planner based in Ottawa. We specialize in fee for service, financial advice, retirement planning, investment counselling and tax preparation.

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"A derivative is a financial security with a value that is reliant upon or derived from, an underlying asset or group of assets."

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Invest early to grow early

Harman Rogowski's vision is simple: we believe people need someone they can trust to look at their entire financial life and provide advice. During our process you sit with both a CPA and registered financial advisor who work together to optimize your financial life. Serving Frisco, McKinney, Prosper, Celina, Allen and the rest of Collin County Texas. Visit: www.harmanrogowski.com/

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For 30 of my 35 years of professional life and business intelligence and development, I have been a part of the International Business Community. From US Government employee (1987) and entry level small business owner in 1983 to an international business administrator, financial manager and developer, up to today, I have done most of what is doable. “Been there, done that” like a common saying states, I have scaled and learned, every step of the way, as I ascended from bottom to top, every small detailed part, of business. From the basic local needs of the everyday day citizens, to the business model and structural design and operations, of the international multinational companies, banks and organizations.

I have learned every detail necessity business has, to every detailed solution it needs. I have managed and been part of the sales force, and deeply know the workforce, disillusions and their desires, what makes them click, what motivates their soul, to get out there and, not just achieve, but surpass every goal and expectation, set for them.

I have been on the international side, knowing how to break the borders of any country and create, develop and expand businesses into limitless sales and markets, all around the world. I have a profound understanding of the business operational ways and objectives and know profoundly how to take advantage of that, no matter what territory I operate in, or what challenges I front.

So now, as a 35 year CEO, I want to go back and do it all again, there is no other alternative market that created the rush and adrenaline the business world creates, specially, while you are a Business enthusiast, ex-Owner and ex-Administrator and developer, of a wide selection of businesses. What I have accomplished till now, l have passed it over into my kids, the next generation of Business men and women, who will see the last of the great business practices. Let them carry on with 30 years of businesses created and developed, while I go look for new frontiers, in new areas and new challenges and goals to achieve.

In the next 20 years of my productive life left, I want to be an important part of any good, prosperous and operational exiting business and help that business, applying my 35 years of experience, as a CEO, into the new generation of Business People. I want to teach thru Management and Example, this new breed of Business People, how to deeply understand the business ways, make a good living out of it, and become passionate enthusiasts, business developers, and why not, one day, business owners.

The best part of good and exiting business, on the humane side of it, it that it has room for everyone, the young upcoming generations, the mid-level executive, looking for an escape from the Rat Race life they are surrounded by, and the middle age man, like me, who still have feelings and aspirations to go into new business, apply a life time of valuable experience and pass it on to the new incoming generation, and they can learn this experience, knowledge and understanding, of how business runs, how you can succeed in it and how to make it better.

In closing, I must say, I love all aspects related to Business, want to go back into it, and see it change, teach the young generation the “tricks of the trade” and be exited and moved again, by achieving new goals and succeed, one more time. I want to help as many as I can, achieve the almost, unattainable balance between business life and family life, and become a part of those how will secure their families for generations, and get away from those, who will not, those who will work forever, just to survive, while paying the rest of us, our great lifestyle.

Mutual funds are one of the best investment choices that also saves your tax and grow your money with very good benefits for your better future. You can invest in several terms: Retirement plan, child education, marriage plan, SIP investment.

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