View allAll Photos Tagged FDIC
A beautiful Maroon & Gold EMD SD45 is leading eastbound Wisconsin Central train symbol FDIC across North Barstow Street in Waukesha, Wisconsin on a quiet Sunday afternoon back in January of the year 2000. ~~ A Jeff Hampton Photograph ©
The owner of the building was the First National Bank Corporation for use by the First National Bank and Trust Company of Oklahoma City. The bank's president E.P. Johnson and stockholders S.M. Gloyd, W.T. Hales, H.R. Hudson, R.A. Vose, and H.M. Johnson comprised the building's ownership and underwrote the construction. The cost of the building was $5 million.
Work began in September 1930, with the demolition of several smaller buildings on the site. By January 1931, the site was clear, and construction on the tower began February 1 and was completed by November of the same year. The bank moved into the building on December 14, 1931. When it was completed, the 33-story skyscraper was declared to be the fourth tallest building west of the Mississippi River.
In September 1957, the 14-story First National Office Building was completed on the east side of the tower, and in October 1977 an adjoining 14-story L-shaped annex was added that went east to Broadway Avenue, bringing First National Center complex to its current state.
Among many businesses of early day Oklahoma City, the Beacon Club was once located at the top of the building.
The First National Bank Corporation ran into troubled times in the 1980s, and failed. However, due to Oklahoma's liberalization of interstate banking, First Interstate Bank of Los Angeles assumed the assets of First National upon its failure in 1985, and the opened under their new name the following day. At the time, First National's failure was the largest bank in the nation to have sought FDIC protection. First Interstate operated the bank until 1991, when they sold it off to Boatmen's-First National Bank of St. Louis.
It was 0835 as Wisconsin Central SD45 6609 had train FDIC well in hand as it thundered south through Silver Lake.
The sound of a pair of EMD SD45s doing what they did best will be a sound that I always will remember. CN just isn't the same.
Fleet No.: 22650
Reg. No.: TWX 243
Manufacturer: Filipinas Daewoo Industries Corp. (FDIC)
Chassis: Daewoo BF105
Engine: Daewoo D1146
*Specifications are subjected for verification and may be changed without prior notice.
Katulad sa Viva Alladin..
Bus No: 22
Year released: 1998
Capacity: 49; 2x2 seating configuration
Route: Cubao/Sampaloc-Laoag via Carrmen/Tarlaxc/Dau/Urdaneta/La Union/Paniqui
Body: FDIC Daewoo Co. Inc.
Engine: Daewoo BV115
Fare: Airconditioned
Aircon System: Daewoo overhead a/c
Transmission System: M/T
Taken on: January 16, 2009
Location: McArthur Highway, Brgy. San Roque, Tarlac City, Tarlac
The owner of the building was the First National Bank Corporation for use by the First National Bank and Trust Company of Oklahoma City. The bank's president E.P. Johnson and stockholders S.M. Gloyd, W.T. Hales, H.R. Hudson, R.A. Vose, and H.M. Johnson comprised the building's ownership and underwrote the construction. The cost of the building was $5 million.
Work began in September 1930, with the demolition of several smaller buildings on the site. By January 1931, the site was clear, and construction on the tower began February 1 and was completed by November of the same year. The bank moved into the building on December 14, 1931. When it was completed, the 33-story skyscraper was declared to be the fourth tallest building west of the Mississippi River.
In September 1957, the 14-story First National Office Building was completed on the east side of the tower, and in October 1977 an adjoining 14-story L-shaped annex was added that went east to Broadway Avenue, bringing First National Center complex to its current state.
Among many businesses of early day Oklahoma City, the Beacon Club was once located at the top of the building.
The First National Bank Corporation ran into troubled times in the 1980s, and failed. However, due to Oklahoma's liberalization of interstate banking, First Interstate Bank of Los Angeles assumed the assets of First National upon its failure in 1985, and the opened under their new name the following day. At the time, First National's failure was the largest bank in the nation to have sought FDIC protection. First Interstate operated the bank until 1991, when they sold it off to Boatmen's-First National Bank of St. Louis.
Chase Bank took over WaMu after WaMu collapsed and was seized by the FDIC. WaMu executives ran WaMu into the ground and squandered their customers' money. Without the FDIC, all WaMu customers would have lost all of their money. The FDIC took over all of the deposits and Chase purchased them. Chase is a stable bank and could afford to buy the deposits.
Chase Bank will remodel the California WaMu branches and put the Chase logo over all of them by March 30, 2009.
WaMu spent the last few years remodeling their banks into the Occasio design. This design made the bank branches look more like retail stores than a regular plain looking bank. They added wood paneling and mood lighting. They also got rid of the bank counter and replaced it with small computer stations spread out all over the bank lobby. This was done to make people feel less distant from their bank tellers and make the bank seem more friendly.
www.rm116.com/2006/08/wamus_occasio.html
The small teller stands did not make me feel secure. Another bank customer could look over the teller's shoulder and see the computer screen. Some of the wallpaper images on the wall were a little too busy and colorful.
Chase's strategy now is to open up smaller branches. With smaller branches, they can open up more of them. More branches means more convenience for customers.
I like the idea of convenience. You don't need a huge bank. As long as there is a bank teller and the operating hours are good, I am satisfied. In New York, some of these new banks look really small. Basically it is a few teller windows and a small waiting area.
Chase decor is different than a WaMu bank. Chase decor looks fine. Their newest decor features a dark brown wood counter and dark wood floors near the bank counter. The rest of the store is carpeted or tiled. The decor also features hanging pendant lights and an orange- brown wall behind the bank counter. Chase uses environmentally friendly finishes on their banks. There are also large Chase logos with the distinctive blue octagon symbol. The atms are often surrounded by a ring of blue neon lighting. This gives Chase atms a futuristic blue glow.
www.businesswire.com/multimedia/home/20090113005913/en/17...
Update June 2009:
Chase was one of the first banks to repay all of their TARP bailout funds. Chase repaid it all with interest in June 2009.
Tired of being mistreated by corrupt and greedy corporate banks? Why not join a credit union or a local bank? Keep your money in your community and let local banks provide jobs to people in your community.
Having had some disappointing results shooting star-trails, I tried something different, which seemed to help. On this night, I filled a gallon jug with water and attached it to the center column of the tripod with a small rope similar to a bungee cord letting the jug reach the ground.
I use the in-camera intervolometer, which as far as I can figure, doesn't allow use in conjunction with the MUP setting on my camera model. I think using the normal shutter function results in just enough mirror-slap to cause slight but noticeable inconsistencies in the trails.
I also think it was helpful that the cord used was slightly elastic and further helped dampen any vibrations caused by the shutter releases.
This opinion is not FDIC insured and may lose value over time
Blizzard
One spring I was in DC on business when an unexpected late storm arrived. I had a few spare hours and walked to the National Mall to photograph.
The snow was falling so thick and deep that I was the only person on the Mall and there was that absolute silence that only a snow storm can bring.
I created the image “Blizzard” that evening. It’s one of those images that can only be fully appreciated by seeing a print, especially when printed on a platinum paper. It’s one of my “under appreciated” favorites.
After a short time out, the 20 degree weather was getting to me. I wearing only a hoodie and had no gloves and I was losing feeling in my hands. As I walked back to my hotel, I desperately needed to warm myself but everything was closed.
But up ahead I saw a federal building that had a lit lobby and a security guard. A guard must mean an open door I reasoned, and so I approached.
Eureka! The door was open and it was warm inside. I was able to enter and make my way to the lobby without the guard seeing me. I was starting to feel my hands again!
But then suddenly I heard a LOUD and threatening voice yell that I couldn’t be in here. I tried to explain but she wouldn’t hear a word of it and grabbed me by my scruff and “escorted “ me out of the building.
I suspect she thought me a homeless person, wearing a hoodie and carrying a backpack.
And that was my first and only experience with the Federal Deposit Insurance Corporation.
But I got the shot!
Anne Arundel County Fire Department
Waugh Chapel
Anne Arundel County, Maryland
2023 Seagrave Aerialscope
Asheville Fire Department
Buncombe County, North Carolina
Rescue Company 3
2025 KME Severe Service TDR
The ECONOMY AMERICAN Is DANGER, BUSH CONVENES An EXTRAORDINARY SUMMIT To the WHITE HOUSE....
Good evening. This is an extraordinary period for America's economy. Over the past few weeks, many Americans have felt anxiety about their finances and their future. I understand their worry and their frustration. We've seen triple-digit swings in the stock market. Major financial institutions have teetered on the edge of collapse, and some have failed. As uncertainty has grown, many banks have restricted lending, credit markets have frozen, and families and businesses have found it harder to borrow money. We're in the midst of a serious financial crisis, and the federal government is responding with decisive action. We boosted confidence in money market mutual funds and acted to prevent major investors from intentionally driving down stocks for their own personal gain. Most importantly, my administration is working with Congress to address the root cause behind much of the instability in our markets. Financial assets related to home mortgages have lost value during the house decline, and the banks holding these assets have restricted credit. As a result, our entire economy is in danger. So I propose that the federal government reduce the risk posed by these troubled assets and supply urgently needed money so banks and other financial institutions can avoid collapse and resume lending. This rescue effort is not aimed at preserving any individual company or industry. It is aimed at preserving America's overall economy. It will help American consumers and businesses get credit to meet their daily needs and create jobs. And it will help send a signal to markets around the world that America's financial system is back on track. I know many Americans have questions tonight: How did we reach this point in our economy? How will the solution I propose work? And what does this mean for your financial future? These are good questions, and they deserve clear answers. First, how did our economy reach this point? Well, most economists agree that the problems we're witnessing today developed over a long period of time. For more than a decade, a massive amount of money flowed into the United States from investors abroad because our country is an attractive and secure place to do business. This large influx of money to U.S. banks and financial institutions, along with low interest rates, made it easier for Americans to get credit. These developments allowed more families to borrow money for cars, and homes, and college tuition, some for the first time. They allowed more entrepreneurs to get loans to start new businesses and create jobs. Unfortunately, there were also some serious negative consequences, particularly in the housing market. Easy credit, combined with the faulty assumption that home values would continue to rise, led to excesses and bad decisions. Many mortgage lenders approved loans for borrowers without carefully examining their ability to pay. Many borrowers took out loans larger than they could afford, assuming that they could sell or refinance their homes at a higher price later on. Optimism about housing values also led to a boom in home construction. Eventually, the number of new houses exceeded the number of people willing to buy them. And with supply exceeding demand, housing prices fell, and this created a problem. BUSH: Borrowers with adjustable-rate mortgages, who had been planning to sell or refinance their homes at a higher price, were stuck with homes worth less than expected, along with mortgage payments they could not afford. As a result, many mortgage-holders began to default. These widespread defaults had effects far beyond the housing market. See, in today's mortgage industry, home loans are often packaged together and converted into financial products called mortgage-backed securities. These securities were sold to investors around the world. Many investors assumed these securities were trustworthy and asked few questions about their actual value. Two of the leading purchasers of mortgage-backed securities were Fannie Mae and Freddie Mac. Because these companies were chartered by Congress, many believed they were guaranteed by the federal government. This allowed them to borrow enormous sums of money, fuel the market for questionable investments, and put our financial system at risk. The decline in the housing market set off a domino effect across our economy. When home values declined, borrowers defaulted on their mortgages, and investors holding mortgage-backed securities began to incur serious losses. Before long, these securities became so unreliable that they were not being bought or sold. Investment banks, such as Bear Stearns and Lehman Brothers, found themselves saddled with large amounts of assets they could not sell. They ran out of money needed to meet their immediate obligations, and they faced imminent collapse. Other banks found themselves in severe financial trouble. These banks began holding on to their money, and lending dried up, and the gears of the American financial system began grinding to a halt. With the situation becoming more precarious by the day, I faced a choice, to step in with dramatic government action or to stand back and allow the irresponsible actions of some to undermine the financial security of all. I'm a strong believer in free enterprise, so my natural instinct is to oppose government intervention. I believe companies that make bad decisions should be allowed to go out of business. Under normal circumstances, I would have followed this course. But these are not normal circumstances. The market is not functioning properly. There has been a widespread loss of confidence, and major sectors of America's financial system are at risk of shutting down. The government's top economic experts warn that, without immediate action by Congress, America could slip into a financial panic and a distressing scenario would unfold. More banks could fail, including some in your community. The stock market would drop even more, which would reduce the value of your retirement account. The value of your home could plummet. Foreclosures would rise dramatically. And if you own a business or a farm, you would find it harder and more expensive to get credit. More businesses would close their doors, and millions of Americans could lose their jobs. Even if you have good credit history, it would be more difficult for you to get the loans you need to buy a car or send your children to college. And, ultimately, our country could experience a long and painful recession. Fellow citizens, we must not let this happen. I appreciate the work of leaders from both parties in both houses of Congress to address this problem and to make improvements to the proposal my administration sent to them. There is a spirit of cooperation between Democrats and Republicans and between Congress and this administration. In that spirit, I've invited Senators McCain and Obama to join congressional leaders of both parties at the White House tomorrow to help speed our discussions toward a bipartisan bill. I know that an economic rescue package will present a tough vote for many members of Congress. It is difficult to pass a bill that commits so much of the taxpayers' hard-earned money. I also understand the frustration of responsible Americans who pay their mortgages on time, file their tax returns every April 15th, and are reluctant to pay the cost of excesses on Wall Street. But given the situation we are facing, not passing a bill now would cost these Americans much more later. Many Americans are asking, how would a rescue plan work? After much discussion, there's now widespread agreement on the principles such a plan would include. It would remove the risk posed by the troubled assets, including mortgage-backed securities, now clogging the financial system. This would free banks to resume the flow of credit to American families and businesses. Any rescue plan should also be designed to ensure that taxpayers are protected. It should welcome the participation of financial institutions, large and small. It should make certain that failed executives do not receive a windfall from your tax dollars. BUSH: It should establish a bipartisan board to oversee the plan's implementation, and it should be enacted as soon as possible. In close consultation with Treasury Secretary Hank Paulson, Federal Reserve Chairman Ben Bernanke, and SEC Chairman Chris Cox, I announced a plan on Friday. First, the plan is big enough to solve a serious problem. Under our proposal, the federal government would put up to $700 billion taxpayer dollars on the line to purchase troubled assets that are clogging the financial system. In the short term, this will free up banks to resume the flow of credit to American families and businesses, and this will help our economy grow. Second, as markets have lost confidence in mortgage-backed securities, their prices have dropped sharply, yet the value of many of these assets will likely be higher than their current price, because the vast majority of Americans will ultimately pay off their mortgages. The government is the one institution with the patience and resources to buy these assets at their current low prices and hold them until markets return to normal. And when that happens, money will flow back to the Treasury as these assets are sold, and we expect that much, if not all, of the tax dollars we invest will be paid back. The final question is, what does this mean for your economic future? Well, the primary steps -- purpose of the steps I've outlined tonight is to safeguard the financial security of American workers, and families, and small businesses. The federal government also continues to enforce laws and regulations protecting your money. The Treasury Department recently offered government insurance for money market mutual funds. And through the FDIC, every savings account, checking account, and certificate of deposit is insured by the federal government for up to $100,000. The FDIC has been in existence for 75 years, and no one has ever lost a penny on an insured deposit, and this will not change. Once this crisis is resolved, there will be time to update our financial regulatory structures. Our 21st-century global economy remains regulated largely by outdated 20th-century laws. Recently, we've seen how one company can grow so large that its failure jeopardizes the entire financial system. Earlier this year, Secretary Paulson proposed a blueprint that would modernize our financial regulations. For example, the Federal Reserve would be authorized to take a closer look at the operations of companies across the financial spectrum and ensure that their practices do not threaten overall financial stability. There are other good ideas, and members of Congress should consider them. As they do, they must ensure that efforts to regulate Wall Street do not end up hampering our economy's ability to grow. In the long run, Americans have good reason to be confident in our economic strength. Despite corrections in the marketplace and instances of abuse, democratic capitalism is the best system ever devised. It has unleashed the talents and the productivity and entrepreneurial spirit of our citizens. It has made this country the best place in the world to invest and do business. And it gives our economy the flexibility and resilience to absorb shocks, adjust, and bounce back. Our economy is facing a moment of great challenge, but we've overcome tough challenges before, and we will overcome this one. I know that Americans sometimes get discouraged by the tone in Washington and the seemingly endless partisan struggles, yet history has shown that, in times of real trial, elected officials rise to the occasion. And together we will show the world once again what kind of country America is: a nation that tackles problems head on, where leaders come together to meet great tests, and where people of every background can work hard, develop their talents, and realize their dreams. Thank you for listening. May God bless you.
The Bank of Alamo, at 103 S. Bells St. in Alamo, Tennessee, is a two-story brick building with limestone trim. It was founded in 1902 and built this building in 1912 in Classical Revival style. Elements of its neo-classical style include "shouldered architrave limestone window surrounds, the limestone door surround with scroll brackets and cornice, and the limestone cornice on the exterior and by the pressed tin ceiling, mosaic tile floor, and window trim on the interior." The bank's growth continued during the 1930's with it becoming a member of the FDIC. During the 1940's the bank contributed to the establishment and development of practically all of the local businesses that continue today including R.L. Rank's Alamo Furniture Company, the Alamo Variety Store, the City Cafe, the Alamo Construction Company and the Alamo Development Corporation which included the Powell Corsett Company (later a division of Kellwood Corporation, a Sears Company) which was the first textile factory in Crockett County, The Bank of Alamo is one of the most significant buildings in Alamo, and was added to the National Register of Historic Places on June 26, 1986.
Three bracketed photos were taken with a handheld Nikon D5200 and combined with Photomatix Pro to create this HDR image. Additional adjustments were made in Photoshop CS6.
"For I know the plans I have for you", declares the LORD, "plans to prosper you and not to harm you, plans to give you hope and a future." ~Jeremiah 29:11
The best way to view my photostream is through Flickriver with the link below:
Coyne Center Fire Protection District
Rock Island County, Illinois
Engine 2662
2023 Spartan/Alexis (1500/1000)
Johnsonville Volunteer Fire Company
Rensselaer County, New York
Engine-Tanker 19-7
2023 HME-Ahrens Fox (1500/2500)
A Rosenbauer 115' T-Rex Articulating Platform
On display at FDIC 2019 in Indianapolis, Indiana.
Photo By Derek J. Ewing
Copyright 2019 - All rights reserved.