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A very informative documentary about the economic developments and meltdown of the past and present -
www.sonyclassics.com/insidejob/
en.wikipedia.org/wiki/Inside_Job_(film)
Inside Job is a 2010 documentary film about the financial crisis of 2007–2010 directed by Charles H. Ferguson. The film was screened at the Cannes Film Festival in May 2010. The film won an Academy Award for Best Documentary Feature in 2011.
Ferguson has described the film as being about "the systemic corruption of the United States by the financial services industry and the consequences of that systemic corruption." In five parts the film explores how changes in the policy environment and banking practices helped create the 2008 financial crisis. Inside Job was well received by film critics who praised its pacing, research and explanation of complex material.
The subject of Inside Job is the global financial crisis of 2008. It features research and extensive interviews with financiers, politicians, journalists, and academics.
The film focuses on changes in the financial industry in the decade leading up to the crisis, the political movement toward deregulation, and how the development of complex trading such as the derivatives market allowed for large increases in risk taking that circumvented older regulations that were intended to control systemic risk. In describing the crisis as it unfolded, the film also looks at conflicts of interest in the financial sector, many of which it suggests are not properly disclosed. The film suggests that these conflicts of interest affected credit rating agencies as well as academics who receive funding as consultants but do not disclose this information in their academic writing, and that these conflicts played a role in obscuring and exacerbating the crisis.
A major theme is the pressure from the financial industry on the political process to avoid regulation, and the ways that it is exerted. One conflict discussed is the prevalence of the revolving door, whereby financial regulators can be hired within the financial sector upon leaving government and make millions.
Within the derivatives market, the film contends that the high risks that began with subprime lending were transferred from investors to other investors who, due to questionable rating practices, falsely believed that the investments were safe. Thus, lenders were pushed to sign up mortgages without regard to risk, or even favoring higher interest rate loans, since, once these mortgages were packaged together, the risk was disguised. According to the film, the resulting products would often have AAA ratings, equal to U.S. government bonds. The products could then be used even by investors such as retirement funds who are required to limit themselves to the safest investments.
Another point is the high pay in the financial industry, and how it has grown in recent decades out of proportion to the rest of the economy. Even at the banks that failed, the film shows how bank executives were making hundreds of millions of dollars in the period immediately up to the crisis, all of which was kept, again suggesting that the risk/benefit balance has been broken.
Feel free to use this image in whatever way you wish! I would be grateful for a credit link to stubblepatrol.com. Thank you!
COD students took part in “Life Happens!,” an interactive event designed to help students become financially knowledgeable. Based off the board game “Life,”™ students made their way through career, family and lifestyle milestones, discovering which aspects of life can be planned and which are determined by chance.
borrowernews.com - All you need to know when you borrow money: lending tips, credit info, mortgage news.
Business card for the Mercantile Agency, R.G. Dun & Co, one of the first credit rating agencies.
496.4.8
Standard and Poor’s Investors Service has confirmed British Columbia’s AAA credit rating with a stable outlook, reflecting the Province's very strong financial management, economy, and budgetary flexibility.
Learn more: news.gov.bc.ca/releases/2017FIN0018-001108
What is behind #China's so-called #SocialCredit System? Check out this useful info graphic by @merics_de - bit.ly/2f5s2Iz
There are numerous ways and steps to improve your Equifax credit score, number of advices are also offered by the company to how to improve your Equifax score and credit history report.
Austria, Canada, and Germany or Slovenia, Spain, and Chile? That’s the difference between AAA and AA. And the difference in yield in a 10-year note … about 75 basis points. Check out our user friendly one-pager.
Italian Prime Minister Mario Monti removes his coat as David Cameron waits to shake his hand on the door step of Number 10
WARNING: WALL OF TEXT! Thanks to the invasion of SEGA, SONY. My personal info is already out there. BUT BE WARNED, I got TWO agencies watching my credit and it's on "LOCK". PLUS, I have the REAL M.I.B. "watching me"(I"m on the "list" - though they believe I don't know about it *chuckles*). Just think, four years ago (see photo: Discreditability),
I didn't have credit. When I want something, and it's possible, I get it !! Suntrust now called Truist was NEXT(Ain't I laughing at these haters trying to take a shot at me)!
My "fight" with that bank is over since'14.
Update'14- Still in the 700 btw.
In this day and time your credit rating is as vital as the money you have in the bank. If you don't know your credit scores or don't understand why you should check what is in your credit file then read this article
Chairman Gary Gensler delivers his opening remarks during the July 19, 2011 public meeting of the Commodity Futures Trading Commission.
Chairman Gary Gensler delivers his opening remarks during the July 19, 2011 public meeting of the Commodity Futures Trading Commission.
Chairman Gary Gensler delivers his opening remarks during the July 19, 2011 public meeting of the Commodity Futures Trading Commission.
Commissioner Jill Sommers delivers her opening remarks during the July 19, 2011 public meeting of the Commodity Futures Trading Commission.
Commissioner Jill Sommers delivers her opening remarks during the July 19, 2011 public meeting of the Commodity Futures Trading Commission.
Commissioner Jill Sommers delivers her opening remarks during the July 19, 2011 public meeting of the Commodity Futures Trading Commission.
Commissioner Michael Dunn delivers his opening remarks during the July 19, 2011 public meeting of the Commodity Futures Trading Commission.
Commissioner Michael Dunn delivers his opening remarks during the July 19, 2011 public meeting of the Commodity Futures Trading Commission.
Commissioner Michael Dunn delivers his opening remarks during the July 19, 2011 public meeting of the Commodity Futures Trading Commission.
Commissioner Scott O'Malia delivers his opening remarks during the July 19, 2011 public meeting of the Commodity Futures Trading Commission.
Commissioner Scott O'Malia delivers his opening remarks during the July 19, 2011 public meeting of the Commodity Futures Trading Commission.
Commissioner Scott O'Malia delivers his opening remarks during the July 19, 2011 public meeting of the Commodity Futures Trading Commission.
COD students took part in “Life Happens!,” an interactive event designed to help students become financially knowledgeable. Based off the board game “Life,”™ students made their way through career, family and lifestyle milestones, discovering which aspects of life can be planned and which are determined by chance.
COD students took part in “Life Happens!,” an interactive event designed to help students become financially knowledgeable. Based off the board game “Life,”™ students made their way through career, family and lifestyle milestones, discovering which aspects of life can be planned and which are determined by chance.
This photo was taken at the How Digital Innovation Can Help Small and Medium-Sized Enterprises Access Finance in Asia conference on 29 - 30 October 2018 held in Bangkok, Thailand.
This photo was taken at the How Digital Innovation Can Help Small and Medium-Sized Enterprises Access Finance in Asia conference on 29 - 30 October 2018 held in Bangkok, Thailand.
This photo was taken at the How Digital Innovation Can Help Small and Medium-Sized Enterprises Access Finance in Asia conference on 29 - 30 October 2018 held in Bangkok, Thailand.
This photo was taken at the How Digital Innovation Can Help Small and Medium-Sized Enterprises Access Finance in Asia conference on 29 - 30 October 2018 held in Bangkok, Thailand.
COD students took part in “Life Happens!,” an interactive event designed to help students become financially knowledgeable. Based off the board game “Life,”™ students made their way through career, family and lifestyle milestones, discovering which aspects of life can be planned and which are determined by chance.
This photo was taken at the How Digital Innovation Can Help Small and Medium-Sized Enterprises Access Finance in Asia conference on 29 - 30 October 2018 held in Bangkok, Thailand.
COD students took part in “Life Happens!,” an interactive event designed to help students become financially knowledgeable. Based off the board game “Life,”™ students made their way through career, family and lifestyle milestones, discovering which aspects of life can be planned and which are determined by chance.
COD students took part in “Life Happens!,” an interactive event designed to help students become financially knowledgeable. Based off the board game “Life,”™ students made their way through career, family and lifestyle milestones, discovering which aspects of life can be planned and which are determined by chance.
COD students took part in “Life Happens!,” an interactive event designed to help students become financially knowledgeable. Based off the board game “Life,”™ students made their way through career, family and lifestyle milestones, discovering which aspects of life can be planned and which are determined by chance.