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Fixed Deposits vs Savings Accounts: A Simple Comparison for Indian Savers

altifi.ai/sections/blogs/fixed-deposits-vs-savings-accounts

Fixed Deposits and Savings Accounts serve different purposes in personal finance. While savings accounts offer high liquidity and easy access to funds, fixed deposits help earn higher interest by locking money in for a defined period. Choosing between the two depends on your financial goals, cash flow needs, and return expectations. Understanding their differences can help you strike the right balance between safety, accessibility, and growth.

#FixedDeposits #SavingsAccount #PersonalFinance #SmartSaving #WealthPlanning #FinancialBasics #IndiaFinance

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Uploaded on January 2, 2026