Malagent's Synthetic World
Uninsured Driver Stats - Add your notes
IRC calculates the uninsured driver proportion using the ratio of claims made by individuals who were injured by uninsured drivers (uninsured motorists coverage) to claims made by individuals injured by insured drivers (bodily injury liability coverage). Colorado's estimate is inflated because bodily injury claims are subject to a $2,500 threshold and uninsured motorists claims are not. In other states, the thresholds are the same.
Source: National Association of Independent Insurers; Insurance Services Office, Inc.; National Independent Statistical Service; Maryland Automobile Insurance Fund; Automobile Insurers Bureau of Massachusetts; South Carolina Department of Insurance; and Texas Department of Insurance. Michigan and North Carolina 1996 and 1997 data from NAII are preliminary.
Uninsured Driver Stats - Add your notes
IRC calculates the uninsured driver proportion using the ratio of claims made by individuals who were injured by uninsured drivers (uninsured motorists coverage) to claims made by individuals injured by insured drivers (bodily injury liability coverage). Colorado's estimate is inflated because bodily injury claims are subject to a $2,500 threshold and uninsured motorists claims are not. In other states, the thresholds are the same.
Source: National Association of Independent Insurers; Insurance Services Office, Inc.; National Independent Statistical Service; Maryland Automobile Insurance Fund; Automobile Insurers Bureau of Massachusetts; South Carolina Department of Insurance; and Texas Department of Insurance. Michigan and North Carolina 1996 and 1997 data from NAII are preliminary.