There are programs in the Arlington area to help first time home buyers. The first to consider is HCDD which is Arlington’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Arlington. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.

Housing and Community Development Department of Arlington HAP Program

For US citizens and permanent US residents, the HAP program can help if you are a first time home buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Arlington area and buying a home that lies within the City of Arlington for tax purposes.