Your-Own Car Insurance Las Vegas compared auto insurance rates in the city of Las Vegas, NV to identify the cheapest insurers and the rates they offer. The car insurance rates vary for a driver age / driver sex but the biggest impact on costs is variability in companies quotes. The highest quote in Las Vegas, NV, for example was $2,002 or 250% higher than the cheapest car insurance company’s quote of $870. This is exactly why we compel you should always get quotes from at least three companies so they can be compared.