I use my camera for both hobby purposes and for some shooting in (one of) my jobs where I am a features editor of a B2B publication in the South African Automation & Control industry and also editor of a B2B publication in the South African Motion Control industry.

My kit comprises:

Nikon D90

AF-S DX VR Zoom-Nikkor 18-200mm f/3.5-5.6G IF-ED

AF-S DX Zoom-Nikkor 12-24mm f/4G IF-ED

Nikon SB-900 flash

Nikon ML-L3 Wireless Remote Control

Lowepro backpack

A Z Pro filter holder & filter set

I shoot Raw (but keep my clothes on) and use Nikon Capture NX 2 (It is teaching me to be patient) for processing.

My kit wish list includes:

A decent lightweight tripod and head

Some light modifiers (umbrella, snoot, reflectors, stand, etc) for my flash

Maybe a second Nikon CLS compatible flash unit

Macro lens

...

and a GPS unit with GPS track facility

- oh and a D700..

My software wish list?

Photomatix Pro

Maybe a an Adobe product like Lighroom

And a decent overall catalogger that will fit into an integrated workflow

My skills wish list includes:

Learn lots more about flash on the run for candid photography

Learn more about portrait photography

Learn how to hold my camera steady

Become more familiar with camera controls and best settings for different circumstances (subject, ambient light, movement, ...)