LucyBody Atena free at maps.secondlife.com/secondlife/Coral%20Reef/24/45/2003 (most Maitreya items matching)

Sweet's Ruth 2.0 BoM Bento Mesh Body for 1 L$ marketplace.secondlife.com/p/Sweets-Ruth-20-BoM-Bento-Mes...

Genus Head Strong Face free at maps.secondlife.com/secondlife/Genus%20Project%20Mainstor...

Skin [PF] Renee free for new avatars at maps.secondlife.com/secondlife/PINKFUEL/108/147/501 (or)

LAQ ~ Ulrika BOM free at maps.secondlife.com/secondlife/LAQ/127/104/78 (for example)

Free AO at maps.secondlife.com/secondlife/London%20City/113/190/38

A lot of good and free items at maps.secondlife.com/secondlife/Gallii/120/77/33

I have only paid 197 L$ for the Lucybody BoM applier, 10 L$ for the Lucybody Fix Skin Nails applier and 20 L$ for the SCANDALIZE group.

If you do that, all other things I show here are free and you can have a good low cost avatar.