Pat Ryan is a writer, photographer and videographer who produces e-newsletters, web sites, blogs and a host of other creative projects through his enterprise, discussed on PatRyanAssociates.com. He lives in Cookeville, Tennessee with his wife Connie, son Bill, daughter Colleen, and four cats -- one of who "OB" is the namesake of Pat's and Bill's Blog enterprise, "obBlogs.com." You can find Pat's materials online at "ThePatRyanReport.com." Thanks for visiting.